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USD to IDR - Rate Guide

United States Dollar to Indonesian Rupiah exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.


USD/IDR update & alerts

1 USD = 13973.6 IDR

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USD to IDR - Trading Range (90 Day)
USD/IDR 90-Day Trend: At 13976.98 USD to IDR is trading 0.7% below the average 14076.83 with a range 13927.08 to 14200.52. ALERT: USD/IDR has dropped to 60-DAY LOWS.
13 Dec, 2019 16:01-EST 21:01-GMT 08:01-AEDT(+1D)

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USD/IDR Exchange Rates and Providers Compared

This guide to the United States Dollar to Indonesian Rupiah exchange rate with 90-day chart & alerts, historic rates, forecasts and USD to IDR comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. If you want to calculate equivalent amounts in foreign currencies or rate margins then use our USD/IDR Quick Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for USD/IDR International Money Transfers. Costs are calculated against the current interbank mid-rate.


USD to IDR International Money Transfers


Foreign Transfer ProvidersReceive IDR(Rp)Exchange RateFee USDTotal CostDeal Links
OFX logo
Best Overall
XE logo
Rp3,938,100 more
Banks - Average Rate International Money Transfers
Rp3,814,944 less
OFX logo
OFX: Foreign Transfer USD→IDR
From Amount (USD)U$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:13404.85 (4.07% from mid-rate)
To Amount (IDR) Rp134,048,500
Total Cost:4.07%
Rate Fetched: Fri Dec 13 2019 18:03:26 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
: 4.8/5.0
XE logo
XE: Foreign Transfer USD→IDR
From Amount (USD)U$10,000
Exchange Rate:13798.66 (1.25% from mid-rate)
To Amount (IDR) Rp137,986,600
Total Cost:1.25%
Rp3,938,100 IDR more than using OFX
Time:18:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
: 3.5/5.0
Banks - Average Rate
Foreign Transfer USD→IDR
From Amount (USD)U$10,000
Exchange Rate:13042.92 (6.66% from mid-rate)
To Amount (IDR) Rp130,233,556
Total Cost:6.8%
Rp3,814,944 IDR less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Snapshot 12/13/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount IDR(Rp)Exchange RateFee USDTotal CostDeal Links
Banks - Average Rate Foreign Currency
Travelex Online US logo
Rp266,129 less
Banks - Average Rate
Travel Money USD→IDR
From Amount (USD)U$1,000
Fee:U$10 USD (1%)
Exchange Rate:12226.66 (12.5% from mid-rate)
To Amount (IDR) Rp12,104,393
Total Cost:13.38%
Currency Services:Branch
Travelex Online US logo
Travelex Online US: Travel Money USD→IDR
From Amount (USD)U$1,000
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:11838.264 (15.28% from mid-rate)
To Amount (IDR) Rp11,838,264
Total Cost:15.28%
Rate Fetched: Fri Dec 13 2019 18:00:05 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
: 4.3/5.0
Snapshot 12/13/2019 - See full table

USD and IDR in the Markets

When determining the best time to make a foreign exchange transaction, in this case the USD vs IDR, you should pay attention to the recent market trends for both currencies.

United States Dollar (USD)

The US dollar has held its value this year despite a serious escalation in US-China trade tensions, mainly because the greenback is still considered a safer currency to own than most others.

At its October meeting the Federal Reserve cut the target range for the federal funds rate to 1.5-1.75 percent, the third rate cut so far this year, amid soft inflation indicators and general worries about the economy. However the central bank also signaled a pause in the easing cycle.

Taking the blame for the economic downturn is US President Donald Trump, whose trade war policies have set a ball rolling that could wipe $455bn from global output according to the IMF.

For more USD bank forecasts and cross-rate trends read the report USD trends and forecasts.

Read more in the article USD Forecasts.


Indonesian Rupiah (IDR)

The rupiah slipped in mid-May to 4-month lows against the US dollar (Rp.14,450) and yen (Rp.132), though it was steady against the Australian dollar (Rp.9,960). This pattern shows how much of the rupiah’s recent movements have been driven by risk sentiment. The rupiah remains historically weak, given its proximity to October’s 20-year low of Rp.15,265 per USD.

Weighing on investor sentiment this year has been the significant escalation in US-China trade tensions. Washington and Beijing both stepped up measures against one another.

For the rupiah, not helping matters in May was news of Indonesia’s worst monthly trade deficit in 6 years, at US$2.5 billion.

With exports struggling, Indonesia’s central bank is under pressure to lower interest rates from 6 percent, but having already pledged to support the rupiah, these rate cuts are unlikely to come, for now.

Capital Economics said in May that the rupiah would be “vulnerable to sudden falls during periods of weak risk appetite.”

DBS warned of “dire consequences” for emerging market currencies like the rupiah if no trade agreement is struck between the US and China.

Why can't I just get the USD/IDR market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the USD / IDR was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.


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