Best USD to PHP Exchange Rates - Compare Providers & Save

In this US dollar to Philippine peso guide:

1 USD = PHP

Sell USD → Buy PHP

90-DAY▲HIGH

USD to PHP at 51.46 has risen 1.8% above average of its 90-day range 49.79-51.46.

18-JAN 8PM-NY 19-JAN 1AM-LON 9AM-HK 12PM-SYD

Track Rate

USD/PHP was	Change	Period
51.08 04 Jan 2022	0.7% ▲	2 Weeks
50.73 20 Oct 2021	1.4% ▲	90 Days
48.06 18 Jan 2021	7% ▲	1 Year
49.99 19 Jan 2017	2.9% ▲	5 Years
43.33 21 Jan 2012	18.7% ▲	10 Years
51.39 23 Jan 2002	0.1% ▲	20 Years

USD/PHP change over periods to 18-Jan-2022

Asian currencies including Philippine peso have been hit by the hawkish tilt from Fed Chair Jerome Powell, who signalled in September that the bond tapering is expected to start in November.

PHP Outlook

90-DAY▲HIGH

USD to PHP - Compare & Save

The below comparison table makes it easy to calculate the Total Cost you are being charged and the possible savings of using different FX providers.

Compare Transfer Rates : Send $10,000 USD → Receive PHP

Provider	Receive PHP	USD/PHP Rate	Cost
OFX Online & Phone, Helpful Dealers & Support. Lock in exchange rates with Spot & Forward Deals. See details	10,000 USD = 509,200 PHP Up to 26,054 PHP more 0.99% See details	50.92	0.99%	Visit OFX Best Value No fees on all your OFX transfers
XE Trusted brand in foreign exchange, XE offer very good rates & $0 transfer fees. See details	10,000 USD = 508,600 PHP Get ₱600 less 1.11% See details	50.86	1.11%	Visit XECompare this Rate
HSBC See details	10,000 USD = 500,397 PHP Get ₱8,803 less 2.7% See details	50.14	2.7%	Compare this Rate
Western Union See details	10,000 USD = 498,400 PHP Get ₱10,800 less 3.09% See details	49.84	3.09%	Visit Western UnionCompare this Rate
TD Bank See details	10,000 USD = 493,711 PHP Get ₱15,489 less 4% See details	49.48	4%	Compare this Rate
SHOW ALL	10,000 USD = 489,424 PHP Get ₱19,776 less 4.84%	49.06	4.84%	Average Bank Rate
Wells Fargo Bank See details	10,000 USD = 486,223 PHP Get ₱22,977 less 5.46% See details	48.71	5.46%	Compare this Rate
Bank of America See details	10,000 USD = 483,645 PHP Get ₱25,555 less 5.96% See details	48.51	5.96%	Compare this Rate
U.S. Bank See details	10,000 USD = 483,146 PHP Get ₱26,054 less 6.06% See details	48.46	6.06%	Compare this Rate
Paypal See details	10,000 USD = 482,243 PHP Get ₱26,957 less 6.23% See details	48.81	6.23%	Compare this Rate
Xoom See details	Your amount above the Xoom maximum - 2,999 USD 5.34% See details	Compare this Rate
Wise Great rates for Transfers and Multi-currency Card. Get local accounts in 10 currencies. See details	Your amount above the Wise maximum - 5,000 USD 1.34% See details	Visit WiseCompare this Rate

Cost % is Provider Rate Margin vs Mid-rate + Fees

USD/PHP=51.4305

90-DAY▲HIGH

My Rates

Compare Transfers from United States to Philippines

USD to PHP calculator

* This table compares FX rates & fees of selected FX specialists and banks for USD to PHP International Money Transfers. Providers must be well established, reputable and regulated in the US as licensed money transmitters. We DO NOT compare every provider in the market. We may receive referral fees if you choose one of these providers however this will not affect the savings, exchange rates or fees you are charged by the provider.

Exchange rates available for foreign transfers and currency exchange always contain either a rate margin from the Latest USD to PHP Exchange Rate (shown above) or a transaction fee and often both!

How to get a good USD to PHP Exchange Rate

There are two important ways to save on Foreign Exchange, the first is minimising unnecessary or excessive costs and fees, and the other is to transact when the exchange rate is in your favour.

Reduce Excessive costs and fees

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

You can also read our practical guide to getting the Best Deals for your Foreign Transfers and Travel Money to Philippines.

Will the US dollar rise against the Philippine peso?

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add USD/PHP to your BestExchangeRates My Rates Watchlist to track and benefit from currency movements.

Rate Tracker

Rather than requiring you to set a target rate, our FX Alerts work differently.

Once you add a currency pair for tracking in your watchlist we can select to be notified daily for any UP▲ DOWN▼ HIGH▲ LOW▼ alerts over a range of periods over the recent 90 days.

More US dollar rates

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From Amount (USD)	$10,000
To Amount (PHP)	₱509,200
Exchange Rate	1USD = 50.92 PHP
Rate Margin	0.99%
Other Fees	$0
Total Cost (Rate Margin + Fees)	0.99%
Transfer Speed	1-2 days

From Amount (USD)	$10,000
To Amount (PHP)	₱508,600
Exchange Rate	1USD = 50.86 PHP
Rate Margin	1.11%
Other Fees	$0
Total Cost (Rate Margin + Fees)	1.11%
Difference	Get ₱600 PHP less than with OFX
Transfer Speed	1-2 days

From Amount (USD)	$10,000
To Amount (PHP)	₱500,397
Exchange Rate	1USD = 50.14 PHP
Rate Margin	2.51%
Other Fees	$20
Total Cost (Rate Margin + Fees)	2.7%
Difference	Get ₱8,803 PHP less than with OFX
Transfer Speed	2-3 days

From Amount (USD)	$10,000
To Amount (PHP)	₱498,400
Exchange Rate	1USD = 49.84 PHP
Rate Margin	3.09%
Other Fees	$0
Total Cost (Rate Margin + Fees)	3.09%
Difference	Get ₱10,800 PHP less than with OFX
Transfer Speed	1-2 days

From Amount (USD)	$10,000
To Amount (PHP)	₱493,711
Exchange Rate	1USD = 49.48 PHP
Rate Margin	3.79%
Other Fees	$22
Total Cost (Rate Margin + Fees)	4%
Difference	Get ₱15,489 PHP less than with OFX
Transfer Speed	2-3 days

USD to PHP Exchange Rates

USD to PHP - Compare & Save

Your USD→PHP Foreign Transfer with OFX

Your USD→PHP Foreign Transfer with XE

Your USD→PHP Foreign Transfer with HSBC

Your USD→PHP Foreign Transfer with Western Union

Your USD→PHP Foreign Transfer with TD Bank

Your USD→PHP Foreign Transfer : Bank Average

Your USD→PHP Foreign Transfer with Wells Fargo Bank

Your USD→PHP Foreign Transfer with Bank of America

Your USD→PHP Foreign Transfer with U.S. Bank

Your USD→PHP Foreign Transfer with Paypal

Your USD→PHP Foreign Transfer with Xoom

Your USD→PHP Foreign Transfer with Wise

Multi-Vendor Quote

How to get a good USD to PHP Exchange Rate

Reduce Excessive costs and fees

Will the US dollar rise against the Philippine peso?

More US dollar rates

MIN/MAX:	Your amount above the Xoom maximum - 2,999 USD
Exchange Rate	1USD = 48.71 PHP
Rate Margin	5.29%
Total Cost (Rate Margin + Fees)	5.34%
Transfer Speed	1-2 days
BER Rating	4.2/5.0