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Bank of Montreal CAD to PHP Transfers Compared

CAD-PHP Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your Bank of Montreal currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 

Compare Bank of Montreal Exchange Rates & Fees - Save Time & Money

 

Our Bank of Montreal CAD to PHP rate is 39.17. This is -5.6% below the mid-rate.

 
 
   

CAD to PHP Market Data

Canadian dollar (CAD) to Philippine peso (PHP) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell CAD   →   Buy PHP
CAD to PHP at 41.75 is 2.9% above its 3-month average of 40.59, having traded in a quite stable 5.3% range from 39.72 to 41.81
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Is the CAD to PHP Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the Canadian dollar against the Philippine peso is to review how the CAD/PHP rate has changed over time.

The table below shows the percentage change in the CAD to PHP exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateCAD/PHPChangePeriod
10 Jun 2025
40.87
1.5% 2 Week
26 Mar 2025
40.38
2.7% 3 Month
24 Jun 2024
43.00
3.6% 1 Year
25 Jun 2020
36.68
13.1% 5 Year
27 Jun 2015
36.60
13.3% 10 Year
29 Jun 2005
45.54
8.9% 20 Year
CAD/PHP historic rates & change to 24-Jun-2025
The CAD to PHP is currently at 41.75, above its 3-month avg of 40.59, reflecting strength due to stable oil prices and a pause in BoC rate cuts. Experts warn ongoing geopolitical tensions and U.S. tariffs could limit CAD gains. Stay alert for market shifts and oil volatility

 

CAD to PHP Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much Canadian dollar are worth in Philippine peso across a range of amounts.

This gives a quick view of what you’d get when converting different CAD amounts at today’s rate * :

CAD PHP
C$ 1 41.51
C$ 5 207.55
C$ 10 415.10
C$ 20 830.20
C$ 50 2,076
C$ 100 4,151
C$ 250 10,378
C$ 500 20,755
C$ 1,000 41,510
C$ 2,000 83,020
C$ 5,000 207,550
C$ 10,000 415,100
C$ 20,000 830,200
C$ 50,000 2,075,500
C$ 100,000 4,151,000
CAD PHP
C$ 0.0241 ₱ 1
C$ 0.1205 ₱ 5
C$ 0.2409 ₱ 10
C$ 0.4819 ₱ 20
C$ 1.2047 ₱ 50
C$ 2.4093 ₱ 100
C$ 6.0233 ₱ 250
C$ 12.05 ₱ 500
C$ 24.09 ₱ 1,000
C$ 48.19 ₱ 2,000
C$ 120.47 ₱ 5,000
C$ 240.93 ₱ 10,000
C$ 481.86 ₱ 20,000
C$ 1,205 ₱ 50,000
C$ 2,409 ₱ 100,000

More amounts

*Converted at the current CAD-PHP interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the Bank of Montreal Send Money conversion rate for CAD to PHP?

The Bank of Montreal CAD to PHP exchange rate is 39.17. This is -5.6% compared to the latest CAD-PHP mid-market rate 41.51.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Canadian dollar (CAD) to Philippine peso (PHP) rates from different sources before making a conversion.

The above Bank of Montreal - Loonie to Peso comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by Bank of Montreal and other foreign exchange providers against the latest CAD-PHP mid-rate and the possible savings of using various providers. 

How do Bank of Montreal CAD-PHP rates compare between providers?

Looking at the full CAD to PHP - Send Money comparison table the provider with the best CAD to PHP exchange rate is OFX at 41.3, -0.51% from the latest mid-market rate 41.51.

The next best is XE at 41.26, -0.6% from the mid-rate.

Then Wise at 41.26, which is -0.6% from the mid-rate.

The Western Union rate is 41.09 which is -1% from the mid-rate.

Among the banks the TD Bank rate is 39.41 at -5.1% and the Royal Bank of Canada rate is 40.18 at -3.2% compared to the mid-rate 41.51.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks like Bank of Montreal often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

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View a full list of exchange rates by selecting your Base (from) currency: