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Understanding the Table:
The comparison table above helps you see the total cost of your Chase Bank currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
Chase Bank has several bank codes that may be used for receiving foreign wire transfers, depending on the currency and location of the sending bank. Here are some of the most common codes used for Chase Bank:
SWIFT Code: CHASUS33: This code is used for receiving wire transfers in U.S. dollars from foreign banks.
CHIPS UID: 0002: This code is used for receiving wire transfers in U.S. dollars from foreign banks that are members of the Clearing House Interbank Payments System (CHIPS).
Fedwire ABA Routing Number: 021000021: This code is used for receiving wire transfers in U.S. dollars from banks located within the United States.
ABA Routing Number for Wire Transfers: 021000021: This code is used for receiving wire transfers in U.S. dollars from banks located outside of the United States.
It's important to note that specific codes may vary depending on the currency and location of the sending bank, and it's recommended to confirm the correct codes with Chase Bank before initiating a wire transfer.
Chase Bank offers several credit cards with different foreign transaction fees. Here are some examples:
Chase Sapphire Preferred Card: This card charges no foreign transaction fees, making it a good option for travelers who frequently make purchases in foreign currencies.
Chase Sapphire Reserve: Similar to the Sapphire Preferred Card, this card also does not charge foreign transaction fees.
Chase Freedom Unlimited: This card charges a foreign transaction fee of 3% of each transaction in U.S. dollars.
Chase Freedom Flex: Similar to the Freedom Unlimited, this card also charges a foreign transaction fee of 3% of each transaction in U.S. dollars.
United Explorer Card: This card charges a foreign transaction fee of 0% to 3% of each transaction in U.S. dollars, depending on the currency used.
It's important to note that credit card terms and conditions can change, so it's always a good idea to check the current fees and policies before applying for or using a credit card for foreign transactions.
If you wish to save on exchange rates and foreign ATM fees then you should consider the 
Wise multi-currency card.
How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.
When planning a mid-range trip to China for a week, travelers should budget around CNY 4,500 to CNY 6,500 (approximately USD 640 to USD 900). This amount accounts for various daily expenses that balance comfort and local authenticity. Here's a quick snapshot of typical costs you'll encounter:
Overall, traveling in China can be categorized as relatively affordable. Compared to the United States, where a similar mid-range trip might spike costs, travelers can enjoy greater savings in China. Costs may be more comparable to Australia, where expenses for dining and accommodation tend to be higher than in China but not as steep as in the U.S.
For expatriates settling in China, the typical monthly living costs can range from CNY 10,000 to CNY 15,000, depending on lifestyle choices and location. Major cities like Beijing and Shanghai tend to be on the pricier side, whereas smaller cities can be much cheaper. When it comes to banking, international cards like Visa and MasterCard are widely accepted in urban areas, but it is advisable to have a local payment method such as Alipay or WeChat Pay for seamless transactions. For sending and receiving money, using online transfer services like Wise or OFX can often yield better exchange rates and lower fees compared to traditional banks. Additionally, it's generally more cost-effective to exchange currency locally rather than withdrawing funds from international ATMs or using your home bank, as this can incur hefty fees.
View a full list of exchange rates by selecting your Base (from) currency:
