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Understanding the Table:
The comparison table above helps you see the total cost of your Chase Bank currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
Chase Bank has several bank codes that may be used for receiving foreign wire transfers, depending on the currency and location of the sending bank. Here are some of the most common codes used for Chase Bank:
SWIFT Code: CHASUS33: This code is used for receiving wire transfers in U.S. dollars from foreign banks.
CHIPS UID: 0002: This code is used for receiving wire transfers in U.S. dollars from foreign banks that are members of the Clearing House Interbank Payments System (CHIPS).
Fedwire ABA Routing Number: 021000021: This code is used for receiving wire transfers in U.S. dollars from banks located within the United States.
ABA Routing Number for Wire Transfers: 021000021: This code is used for receiving wire transfers in U.S. dollars from banks located outside of the United States.
It's important to note that specific codes may vary depending on the currency and location of the sending bank, and it's recommended to confirm the correct codes with Chase Bank before initiating a wire transfer.
Chase Bank offers several credit cards with different foreign transaction fees. Here are some examples:
Chase Sapphire Preferred Card: This card charges no foreign transaction fees, making it a good option for travelers who frequently make purchases in foreign currencies.
Chase Sapphire Reserve: Similar to the Sapphire Preferred Card, this card also does not charge foreign transaction fees.
Chase Freedom Unlimited: This card charges a foreign transaction fee of 3% of each transaction in U.S. dollars.
Chase Freedom Flex: Similar to the Freedom Unlimited, this card also charges a foreign transaction fee of 3% of each transaction in U.S. dollars.
United Explorer Card: This card charges a foreign transaction fee of 0% to 3% of each transaction in U.S. dollars, depending on the currency used.
It's important to note that credit card terms and conditions can change, so it's always a good idea to check the current fees and policies before applying for or using a credit card for foreign transactions.
If you wish to save on exchange rates and foreign ATM fees then you should consider the 
Wise multi-currency card.
How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.
For travelers planning a week-long mid-range stay in Thailand, a budget of around 20,000 to 30,000 Thai Baht (THB) should suffice for a comfortable experience. This estimate considers accommodations, meals, activities, and transportation, but personal spending habits can vary. Here’s a breakdown of typical daily expenses in the local currency to give you a clearer picture:
Overall, Thailand is considered a budget-friendly destination compared to countries like the United States and the UK, where daily expenses can be nearly two to three times higher. While a meal at a casual dining spot in the U.S. could set you back around $20–30 (or around 600–900 THB), Thailand offers great value without sacrificing quality and enjoyment.
For expats, living costs can range from 30,000 to 50,000 THB per month, depending on lifestyle choices and location. Here’s a rough breakdown of common monthly expenses:
When it comes to banking and spending, using a local bank card is convenient, but it’s worth checking for foreign transaction fees. For larger transfers, services like Wise or OFX often provide better exchange rates and lower fees than traditional banks. As for exchanging currency, locals generally recommend withdrawing cash from ATMs or using money exchange services in-country rather than pre-exchanging money or using airport exchanges, as this can yield more favorable rates. Always stay informed about current exchange rates for the best financial planning in your expat journey!
View a full list of exchange rates by selecting your Base (from) currency:
