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    OFX NZD to EUR Exchange Rates Compared Live

    Our OFX NZD to EUR transfer rate is 0.5215. This is -0.5% below the mid-rate. Compare OFX currency conversion rates - Reduce FX costs.

    NZD-EUR Loading Rates ...
     

     
    NZD to EUR update: The exchange rate sits at 0.5271, 3.1% below its 3-month average of 0.5439. FX analysts note NZD strength from rising dairy prices, but external trade tensions could weigh heavily. Meanwhile, the ECB's hawkish stance supports EUR durability amid geopolitical risks. 10-Mar

     
     

    What is the OFX Send Money conversion rate for NZD to EUR?

    Our deal OFX NZD to EUR exchange rate is 0.5215. This is -0.5% compared to the latest NZD-EUR mid-market rate 0.5241. Visit OFX now to receive this rate.

    The standard OFX NZD-EUR rate is 0.5141, -1.9% from the mid-rate.

    As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare New Zealand dollar (NZD) to Euro (EUR) rates from different sources before making a conversion.

    How do OFX NZD-EUR rates compare between providers?

    Looking at our comparison table the best NZD to EUR exchange rate is 0.5215 from OFX, -0.5% from the mid-market rate 0.5241. The next best rate is 0.5209 from XE, -0.61% from the mid-rate. Then Wise with 0.5204 is -0.71% from the mid-rate.

    Among the banks, the ANZ Bank rate is 0.5614 at 7.1%, the BNZ Bank rate is 0.4979 at -5%, and the TSB Bank rate is 0.4947 at -5.6% compared to the mid-rate 0.5241.

    It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service like OFX or platforms that offer rates closer to the mid-market rate.

    What are the OFX rates for other currencies?

    The table below shows OFX New Zealand dollar (NZD) Send Money exchange rates with the percentage of margin being charged from the current market mid-rate :

     
    Currency route Mid market rate OFX Send Money Rate Cost%
    NZD - AED2.17952.1686-0.5%*
    NZD - AUD0.93180.9271-0.5%*
    NZD - BND0.78150.7431-4.9%
    NZD - CAD0.82460.8205-0.5%*
    NZD - CHF0.48490.4825-0.49%*
    NZD - CNY4.34074.1945-3.4%
    NZD - CZK13.1413.07-0.53%*
    NZD - DKK3.90723.8877-0.5%*
    NZD - EUR0.52410.5215-0.5%*
    NZD - FJD1.35891.2996-4.4%
    NZD - GBP0.44870.4465-0.49%*
    NZD - HKD4.60294.5799-0.5%*
    NZD - HUF213.77212.7-0.5%*
    NZD - IDR9,982.28.685-
    NZD - ILS2.18962.1787-0.5%*
    NZD - INR50.8948.9039-3.9%
    NZD - JPY84.7284.3-0.5%*
    NZD - KRW845.89802.7402-5.1%
    NZD - KWD0.18200.1811-0.49%*
    NZD - LKR177.05170.5323-3.7%
    NZD - MAD5.51565.3142-3.7%
    NZD - MGA2,709.71.93-
    NZD - MXN11.8611.8-0.51%*
    NZD - MYR2.61832.6052-0.5%*
    NZD - NOK6.27996.2485-0.5%*
    NZD - OMR0.22840.2215-3%
    NZD - PEN2.21882.135-3.8%
    NZD - PGK2.41872.3012-4.9%
    NZD - PHP33.6533.48-0.51%*
    NZD - PKR166.64161.1998-3.3%
    NZD - PLN2.24632.2351-0.5%*
    NZD - SAR2.22662.1508-3.4%
    NZD - SBD4.95744.421-10.8%
    NZD - SCR8.45807.7973-7.8%
    NZD - SEK5.81535.7862-0.5%*
    NZD - SGD0.78100.7771-0.5%*
    NZD - THB19.9019.8-0.5%*
    NZD - TOP1.42871.328-7%
    NZD - TRY22.6122.5-0.49%*
    NZD - TWD19.2518.4022-4.4%
    NZD - USD0.59340.5904-0.51%*
    NZD - VND15,32214461.7339-
    NZD - VUV70.4566.4498-5.7%
    NZD - WST1.66151.5022-9.6%
    NZD - XOF343.76330.6012-3.8%
    NZD - XPF62.5460.3108-3.6%
    NZD - ZAR11.2011.14-0.54%*
    OFX Send Money Exchange Rates
      

    * BER discount rate that we have negotiated with OFX. To obtain these special rates, click through to OFX from our above exchange rate comparison tool.

     

    Compare Rates

     

    The OFX Kiwi to Euro comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by OFX and other foreign exchange providers against the latest NZD-EUR mid-rate (see Market Data below ) and the possible savings of using various providers. 

     
     

    OFX at a glance:

    OFX has a 20-year history and is one of the largest foreign exchange specialists in the world. It offers a complete foreign exchange solution, including discounted money transfers, currency hedging tools, recurring transfers, a multi-currency account for online sellers and much more.

    OFX grew from the idea that there had to be a better, fairer way to move money around the world. That was over 20 years ago, and since then over 1 million customers have trusted OFX with transfers in 50+ currencies to over 170 countries.

    OFX don’t just offer great rates, they believe real help from real people counts. That’s why their clients get the best of both worlds – a seamless digital platform, combined with 24/7 phone access to currency experts.

    When it comes to moving money, peace of mind is important. OFX is monitored by over 50 regulators globally and work within a network of carefully selected banking partners. So whether you are sending money to friends and family abroad, or doing business across borders, OFX can get your money where it needs to go. Fast, simple, secure.

    Learn more about OFX

    Using OFX for money transfers offers the benefit of lower fees and competitive exchange rates compared to traditional banks, making international transactions more cost-effective.

    Additionally, OFX provides 24/7 customer support, a range of transfer options including spot and forward contracts, and a user-friendly online platform, enhancing convenience and flexibility for global financial transactions.

    What Savings Can I Expect with OFX?

    OFX offers exchange rates that beat the banks, and are close or equal to the rates offered by the industry’s lowest-cost services.

    When you register via our OFX 0.5% exclusive offer for BER users the cost of sending, for example, 5,000 US dollars to Australia equates to 0.5 percent of the transferred amount, or roughly US$25. You’d pay the same 0.5 percent for the same amount to be sent to Europe and around 1 percent if sending to India. This compares with 4–7 percent with the banks.

    For other currency routes we looked at (routes involving AUD, INR, GBP, EUR, SGD and USD), the average cost of an international payment with OFX was 0.6 percent of the transferred amount. This is exceptional if compared with banks but can be a little more expensive than what is charged by the industry’s lowest-cost services, although such services do not offer the same benefits and customer service as OFX.

     
     

    NZD to EUR Market Data

    New Zealand dollar (NZD) to Euro (EUR) market data - latest interbank exchange rate, trend, chart & historic rates.

     
    Sell NZD   →   Buy EUR
    1 NZD =
    0.5241We compare provider deals to this wholesale mid-market rate. Read more
    EUR
    +0.3% since yesterday
    NZD to EUR at 0.5147 is 3.8% below its 3-month average of 0.535, having traded in a fairly volatile 8.7% range from 0.5051 to 0.5489
    |
    Tracker

    Manage Tracker   


    DateNZD/EURChangePeriod
    01 Apr 2025
    0.5291
    1.6% 2 Week
    15 Jan 2025
    0.5466
    4.8% 3 Month
    15 Apr 2024
    0.5555
    6.3% 1 Year
    16 Apr 2020
    0.5525
    5.8% 5 Year
    18 Apr 2015
    0.7106
    26.8% 10 Year
    20 Apr 2005
    0.5557
    6.3% 20 Year
    NZD/EUR historic rates & change to 15-Apr-2025
     

    What are equivalent amounts of NZD and EUR?

    Here are some popular conversion amounts for NZD to EUR (New Zealand dollar to Euro)*.

    NZD EUR
    NZ$ 1 0.5241
    NZ$ 5 2.6205
    NZ$ 10 5.2410
    NZ$ 20 10.48
    NZ$ 50 26.21
    NZ$ 100 52.41
    NZ$ 250 131.03
    NZ$ 500 262.05
    NZ$ 1,000 524.10
    NZ$ 2,000 1,048
    NZ$ 5,000 2,621
    NZ$ 10,000 5,241
    NZ$ 20,000 10,482
    NZ$ 50,000 26,205
    NZ$ 100,000 52,410
    NZD EUR
    NZ$ 1.9082 € 1
    NZ$ 9.5410 € 5
    NZ$ 19.08 € 10
    NZ$ 38.16 € 20
    NZ$ 95.41 € 50
    NZ$ 190.82 € 100
    NZ$ 477.05 € 250
    NZ$ 954.10 € 500
    NZ$ 1,908 € 1,000
    NZ$ 3,816 € 2,000
    NZ$ 9,541 € 5,000
    NZ$ 19,082 € 10,000
    NZ$ 38,164 € 20,000
    NZ$ 95,410 € 50,000
    NZ$ 190,820 € 100,000

    More amounts

    *Converted at the current NZDEUR interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

     
     

    Forecasts for NZD to EUR

     

    The recent exchange rate forecasts for the New Zealand dollar (NZD) against the euro (EUR) suggest a period of volatility influenced by geopolitical developments and market dynamics. Currently, the NZD to EUR exchange rate stands at 0.5129, which is 4.2% below its three-month average of 0.5356. This fluctuation is reflective of a broader 8.7% range over recent weeks, with trading activity spanning from 0.5051 to 0.5489. Analysts note that the NZD's movements appear to be closely tied to risk sentiment within global markets, especially given the external shocks emanating from trade tariffs imposed by the U.S. on New Zealand.

    Read our full review of recent NZD to EUR forecasts.

     
    EUR to NZD flags

    How to get a good NZD to EUR exchange rate

    There are several ways to save on exchange rates when converting New Zealand dollar to Euro:

    1. Shop around for the best NZD/EUR exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
    2. Timing is important: Keep an eye on the NZD/EUR rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
    3. Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
    4. Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both NZD and EUR at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
    5. Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

    The key is reducing excessive costs and fees

    Generally speaking, if you are buying Euro with New Zealand dollar, then it's better for the NZD/EUR exchange rate to be higher.

    However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

    The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

    Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

    Read our Currency guide to the Eurozone — a practical currency and money guide to travel in the Eurozone plus living and doing business with the Euro.

    It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

    Multi-Vendor Quote

    We can help you get an even better deal when sending a Large International Money Transfer.

    Click below for the Request Quotes form and enter your transfer details (BER account required).

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    Save time and money - fewer websites to visit and you get a much better exchange rate & service.

    Compare Rates

    Will the New Zealand dollar rise against the Euro?

    It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

    To help with this you can add NZD/EUR to your personalised Rate Tracker to track and benefit from currency movements.

     
    Track Rate
     

    Manage Tracker   

     

    Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

    Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

     
     

    Currency Country Guides

    EurozoneEurozone (EUR)New ZealandNew Zealand (NZD)Aaland IslandsAaland Islands (EUR)
    AndorraAndorra (EUR)AustriaAustria (EUR)BelgiumBelgium (EUR)
    CroatiaCroatia (EUR)CyprusCyprus (EUR)EstoniaEstonia (EUR)
    FinlandFinland (EUR)FranceFrance (EUR)French GuineaFrench Guinea (EUR)
    French Southern TerritoriesFrench Southern Territories (EUR)GermanyGermany (EUR)GreeceGreece (EUR)
    GuadeloupeGuadeloupe (EUR)Vatican CityVatican City (EUR)IrelandIreland (EUR)
    ItalyItaly (EUR)LuxembourgLuxembourg (EUR)MaltaMalta (EUR)
    MartiniqueMartinique (EUR)MayotteMayotte (EUR)MonacoMonaco (EUR)
    MontenegroMontenegro (EUR)NetherlandsNetherlands (EUR)PortugalPortugal (EUR)
    ReunionReunion (EUR)Saint BarthelemySaint Barthelemy (EUR)Saint MartinSaint Martin (EUR)
    Saint Pierre and MiquelonSaint Pierre and Miquelon (EUR)San MarinoSan Marino (EUR)SlovakiaSlovakia (EUR)
    SloveniaSlovenia (EUR)SpainSpain (EUR)
     

    Which Eurozone country has the cheapest cost of living?

    The cost of living varies greatly within the Eurozone, and it depends on various factors such as housing, transportation, healthcare, and taxes. However, some of the countries in the Eurozone with relatively lower cost of living include:

    • Greece: Greece has a relatively low cost of living compared to other Eurozone countries.

    • Portugal: Portugal has a lower cost of housing than in other Eurozone countries.

    • Spain: Spain also has a relatively low cost of living, particularly in the southern regions such as Andalusia and Murcia.

    • Ireland: Ireland has a relatively low cost of living, particularly in the regions outside the main cities like Dublin.

      Read more at our Eurozone (EUR) country guide

       
     
     
     

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    Further reading on the Euro (EUR) - Guides, Reviews & News from our research team.

    Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more

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