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Revolut NZD to ZAR Transfers Compared

Compare live exchange rates, provider costs and current currency market data before you exchange.

Live provider rate comparison

Compare NZD to ZAR rates

International money transfer rates Send 10,000 NZD → Receive ZAR

 
 
   
   
   
   
   
 

Compare Revolut Exchange Rates & Fees - Save Time & Money

 

The live mid-rate NZD to ZAR exchange rate is 9.5269.

Revolut at a glance

Revolut combines international transfers, currency exchange, multi-currency balances and card spending in one app. Its 2025 annual report recorded 68.3 million retail customers at 31 December 2025.

The important qualification is that Revolut is not one identical product worldwide. Account eligibility, plan allowances, fees, legal entities and customer-funds protection vary by country. Revolut uses its own variable exchange rate, and separate exchange or transfer fees can apply depending on the market, plan, amount, route and timing.

Before sending, compare the amount expected to reach the recipient and review the complete in-app quote. Intermediary or recipient banks may deduct additional charges on some routes.

Read the full Revolut review.

Common Revolut questions

Are transfers between Revolut users free?

They generally have no transfer fee and are normally instant. An exchange fee can still apply if currencies must be converted.

Is Revolut a bank?

The answer depends on the market. Revolut reports operating as a licensed bank in 30 countries, while markets such as the United States use a partner-bank arrangement. Check the terms for the country where the account is opened.

 
 

BER Benchmark: Revolut NZD FX Rates & Margins

BER Benchmark monitors Revolut exchange rates across the NZD currency corridors tracked by BER. The current average margin versus the mid-market rate is 0.18%.

This average is based on the NZD 10,000 transfer rates currently monitored by BER across the available Revolut currency corridors.

 

Revolut - Lowest and Highest FX Margins

BER Benchmark ranks the Revolut currency corridors currently monitored for New Zealand dollar transfers by their margin versus the mid-market rate. The tables below highlight the lowest-margin and highest-margin corridors for a NZD 10,000 transaction.

Revolut Lowest FX Margins

Currency Pair Revolut Rate Mid Market Rate Margin
NZD/CHF 0.4749 0.4750 0.0%
NZD/SGD 0.7538 0.7540 0.0%
NZD/NOK 5.6113 5.6128 0.0%
NZD/AED 2.1607 2.1618 0.1%
NZD/DKK 3.8073 3.8099 0.1%

Revolut Highest FX Margins

Currency Pair Revolut Rate Mid Market Rate Margin
NZD/QAR 2.1322 2.1489 0.8%
NZD/SAR 2.1990 2.2089 0.4%
NZD/MXN 10.11 10.15 0.4%
NZD/ZAR 9.5819 9.6157 0.4%
NZD/THB 19.40 19.47 0.3%
 
 

Revolut transfer timing and important checks

Transfers between Revolut users are generally instant. For US personal accounts, Revolut says an outbound wire usually takes one business day, ACH can take up to five business days, and outbound SWIFT transfers can take up to two business days.

Timing varies by market and route. Weekends, public holidays, recipient-bank processing, intermediary banks and compliance checks can delay a transfer. Use the estimated arrival shown in the app for the specific payment.

Before confirming:

  • check the exchange rate, exchange fee and transfer fee together;
  • compare the amount expected to reach the recipient;
  • confirm whether intermediary-bank deductions can apply;
  • verify the recipient details and currency; and
  • read the legal terms for the country where the Revolut account was opened.
 
   

What is the best Send Money conversion rate for NZD to ZAR?

The best NZD to ZAR exchange rate is 9.4793 from OFX . This is -0.5% compared to the mid-market rate 9.5269.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare New Zealand dollar (NZD) to South African rand (ZAR) rates from different sources before making a conversion.

The above Revolut - Kiwi to Rand comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by Revolut and other foreign exchange providers against the latest NZD-ZAR mid-rate and the possible savings of using various providers. 

How do Revolut NZD-ZAR rates compare between providers?

Looking at the full NZD to ZAR - Send Money comparison table the provider with the best NZD to ZAR exchange rate is OFX at 9.4793, -0.5% from the latest mid-market rate 9.5269.

The next best is XE at 9.4697, -0.6% from the mid-rate.

Then Wise at 9.4534, which is -0.77% from the mid-rate.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service like Revolut or platforms that offer rates closer to the mid-market rate.

 

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