Revolut United States Rates & Fees (April 2024)
Revolut exchange rates as of . Banking services provided by Community Federal Savings Bank, Member FDIC, pursuant to license by Visa and Mastercard.
TM Withdrawals
Allpoint® Network ATMs
- Allpoint gives you 55,000 ATMs Worldwide.
Other ATMs
- Free for the first $400 per month
- Revolut then charge 2% fee for withdrawals over $400 per month
- ATM providers may also charge an additional fee.
ATM withdrawals are not permitted in Singapore.
Card Purchases
- Free - When purchase is made in a currency with sufficient balance
- Maximum Amount - Up to the available balance in your account
Send Money
Transfers to other Revolut Users:
Payments to Bank Accounts outside the Revolut App:
- A fee will apply for transfers to non Revolut Users based on currency and destination
- All fees are disclosed to you in the Revolut App prior to making a transaction.
Foreign Exchange Fees
Whenever you convert currencies with your Revolut account, they use simple and transparent pricing:
- You can make up to USD $1,000 of exchanges at the interbank mid-rate (the real exchange rate) in a given 30-day period.
- Standard plan customers who exchange more than this will begin paying a fair usage fee of 0.5% on any additional amount.
- You see the total cost, including applicable taxes, with no hidden mark-ups or surprises.
Week-end 1.0% fee
Revolut charge a 1.0% fee outside foreign-exchange-market hours because less currency is traded during these times. The hours when this fee applies is 5:00pm on Friday to 6:00pm on Sunday Eastern Time.
Small transfer fee
International Transfers and Non-USD Domestic Transfer in any amount less than $200 USD will incur a fee of $10.
Standard Plan Subscription
Adding money to your Revolut Account
Add money via bank transfer (not including inbound US domestic wire payments):
Add money via Domestic Personal Debit Card:
- Revolut will charge a fee of up to 1% of the transaction amount.
Add money via Domestic Personal Credit Card:
- Revolut will charge a fee of up to 3% of the transaction amount.
Cards
First Revolut Card:
- No issuance fee (but a delivery fee may apply)
- Standard Delivery: $0.00-$5.00
- Expedited Priority Delivery: $16.99
- Global Express Delivery: $19.99
Virtual Revolut Card:
- First virtual card: no issuance fee
- Additional Virtual Cards: $4.99
Replacement Revolut Cards:
- You may request additional physical Standard Revolut Cards under the Standard Plan for a fee of $5.00 per card.
Delivery Charges for Revolut Cards
- Standard Delivery: $0.00-$5.00
- Expedited Priority Delivery: $16.99
- Global Express Delivery: $19.99
Revolut is not a bank.
Banking services are provided by Lead Bank, Member FDIC. The Revolut
USA Prepaid Visa and Prepaid Mastercard are issued by Lead Bank pursuant to licensing by Visa®
U.S.A. Inc. and Mastercard International for Mastercard cards. Your funds are FDIC insured up to
$250,000 through Lead Bank, Member FDIC. See revolut.com/en-US/ for more details.
Revolut Customer Reviews
Revolut generally receives positive feedback from users, especially for its user-friendly app, competitive exchange rates, and low-cost international spending. Customers appreciate the ease of setting up an account, the ability to hold and exchange multiple currencies, and helpful budgeting features.
Pros highlighted in reviews:
- Intuitive and feature-rich mobile app
- Real-time spending notifications and analytics
- Competitive exchange rates and low fees on currency conversions
- Easy international money transfers
- Virtual and disposable cards for added security
Common complaints include:
- Slow or unresponsive customer support, especially on free plans
- Occasional account freezes due to security checks
- Fees for certain services (e.g. ATM withdrawals beyond limits or weekend FX markups)
Overall, Revolut is well-rated for day-to-day money management and travel, though users seeking traditional banking features or robust customer service may find limitations.
What is the
Revolut Send Money conversion rate for USD to SEK?
The Revolut USD to SEK exchange rate is 9.407. This is -0.81% compared to the latest USD-SEK mid-market rate 9.4838.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
US dollar (USD) to Swedish krona (SEK) rates from different sources before making a conversion.
The above
Revolut - Dollar to Krona comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
Revolut and other foreign exchange providers against the latest USD-SEK mid-rate and the possible savings of using various providers.
How do Revolut USD-SEK rates compare between providers?
Looking at the full
USD to SEK - Send Money comparison table the provider with the best USD to SEK exchange rate is OFX at 9.4364, -0.5% from the latest mid-market rate 9.4838.
The next best is XE at 9.4269, -0.6% from the mid-rate.
Then Wise at 9.4222, which is -0.65% from the mid-rate.
The Western Union rate is 9.389 which is -1% from the mid-rate.
Among the banks the Chase Bank rate is 8.7379 at -7.9% the Wells Fargo Bank rate is 8.681 at -8.5% and the Citibank rate is 9.1172 at -3.9% compared to the mid-rate 9.4838.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
like Revolut or platforms that offer rates closer to the mid-market rate.