OFX USD to CHF Exchange Rates - Compare & Save

OFX at a glance:

OFX has a 20-year history and is one of the largest foreign exchange specialists in the world. It offers a complete foreign exchange solution, including discounted money transfers, currency hedging tools, recurring transfers, a multi-currency account for online sellers and much more.

OFX grew from the idea that there had to be a better, fairer way to move money around the world. That was over 20 years ago, and since then over 1 million customers have trusted OFX with transfers in 50+ currencies to over 170 countries.

OFX don’t just offer great rates, they believe real help from real people counts. That’s why their clients get the best of both worlds – a seamless digital platform, combined with 24/7 phone access to currency experts.

When it comes to moving money, peace of mind is important. OFX is monitored by over 50 regulators globally and work within a network of carefully selected banking partners. So whether you are sending money to friends and family abroad, or doing business across borders, OFX can get your money where it needs to go. Fast, simple, secure.

Learn more about OFX

Using OFX for money transfers offers the benefit of lower fees and competitive exchange rates compared to traditional banks, making international transactions more cost-effective.

Additionally, OFX provides 24/7 customer support, a range of transfer options including spot and forward contracts, and a user-friendly online platform, enhancing convenience and flexibility for global financial transactions.

What Savings Can I Expect with OFX?

OFX offers exchange rates that beat the banks, and are close or equal to the rates offered by the industry’s lowest-cost services.

When you register via our OFX 0.5% exclusive offer for BER users the cost of sending, for example, 5,000 US dollars to Australia equates to 0.5 percent of the transferred amount, or roughly US$25. You’d pay the same 0.5 percent for the same amount to be sent to Europe and around 1 percent if sending to India. This compares with 4–7 percent with the banks.

For other currency routes we looked at (routes involving AUD, INR, GBP, EUR, SGD and USD), the average cost of an international payment with OFX was 0.6 percent of the transferred amount. This is exceptional if compared with banks but can be a little more expensive than what is charged by the industry’s lowest-cost services, although such services do not offer the same benefits and customer service as OFX.

USD to CHF Market Data

US dollar (USD) to Swiss franc (CHF) market data - latest interbank exchange rate, trend, chart & historic rates.

Sell USD → Buy CHF

1 USD = CHF

▼-0.1%

USD to CHF at 0.8220 is 3.2% below its 3-month average of 0.8489, having traded in a quite volatile 11.6% range from 0.8092 to 0.9034

30-MAY 8PM-NY 31-MAY 1AM-LON 8AM-HK 10AM-SYD

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1 CHF = 1.2165 USD

Date	USD/CHF	Change	Period
16 May 2025	0.8377	1.7% ▼	2 Week
01 Mar 2025	0.9034	8.9% ▼	3 Month
30 May 2024	0.9034	8.9% ▼	1 Year
31 May 2020	0.9607	14.3% ▼	5 Year
02 Jun 2015	0.9355	12% ▼	10 Year
04 Jun 2005	1.2524	34.3% ▼	20 Year

USD/CHF historic rates & change to 30-May-2025

What are equivalent amounts of USD and CHF?

Here are some popular conversion amounts for USD to CHF (US dollar to Swiss franc)*.

USD	CHF
$ 1	Fr. 0.8220
$ 5	Fr. 4.1100
$ 10	Fr. 8.2200
$ 20	Fr. 16.44
$ 50	Fr. 41.10
$ 100	Fr. 82.20
$ 250	Fr. 205.50
$ 500	Fr. 411.00
$ 1,000	Fr. 822.00
$ 2,000	Fr. 1,644
$ 5,000	Fr. 4,110
$ 10,000	Fr. 8,220
$ 20,000	Fr. 16,440
$ 50,000	Fr. 41,100
$ 100,000	Fr. 82,200

USD	CHF
$ 1.2165	Fr. 1
$ 6.0825	Fr. 5
$ 12.17	Fr. 10
$ 24.33	Fr. 20
$ 60.83	Fr. 50
$ 121.65	Fr. 100
$ 304.13	Fr. 250
$ 608.25	Fr. 500
$ 1,217	Fr. 1,000
$ 2,433	Fr. 2,000
$ 6,083	Fr. 5,000
$ 12,165	Fr. 10,000
$ 24,330	Fr. 20,000
$ 60,825	Fr. 50,000
$ 121,650	Fr. 100,000

More amounts

*Converted at the current USDCHF interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

Forecasts for USD to CHF

31 MayThe USD to CHF exchange rate has recently experienced fluctuations, with the USD strengthening amid expectations from the forthcoming FOMC minutes that are likely to reinforce the Federal Reserve's hawkish stance on interest rates. Analysts note that the US dollar's broad ascent is supported by a risk-averse market sentiment, prompting investors to gravitate towards the dollar as a safe-haven currency in light of renewed geopolitical uncertainties.

Read our full review of recent USD to CHF forecasts.

How to get a good USD to CHF exchange rate

There are several ways to save on exchange rates when converting US dollar to Swiss franc:

Shop around for the best USD/CHF exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
Timing is important: Keep an eye on the USD/CHF rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both USD and CHF at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

The key is reducing excessive costs and fees

Generally speaking, if you are buying Swiss franc with US dollar, then it's better for the USD/CHF exchange rate to be higher.

However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

Read our Currency guide to Switzerland — a practical currency and money guide to travel in Switzerland plus living and doing business with the Swiss franc.

It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

Compare Rates

Will the US dollar rise against the Swiss franc?

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add USD/CHF to your personalised Rate Tracker to track and benefit from currency movements.

Manage Tracker

Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

Currency Country Guides

United States (USD)

Switzerland (CHF)

Liechtenstein (CHF)

Swiss laws expats should be aware of

There are a few laws and regulations in Switzerland that expats may need to be aware of:

Check travel advisories: Before planning your trip, check the latest travel advisories and security information from your government's foreign affairs department or equivalent, to stay informed about the most current safety and security risks.
Get vaccinated: Check with your healthcare provider or a travel medicine specialist to ensure that you are up to date on any required or recommended vaccinations for travel to the DRC.
Plan your route carefully: Avoid traveling to areas that are considered to be dangerous or that have ongoing conflicts. Some parts of the country are completely off-limits to foreigners, so be sure to plan your route and accommodations accordingly.
Be prepared for unexpected delays: The DRC has a poorly developed infrastructure and transport can be unreliable. Be prepared for flight delays, cancellations, or other transport-related issues.
Be aware of the local laws: Be sure to familiarize yourself with the local laws and customs of the DRC to avoid any misunderstandings or legal issues.
Have emergency contact: Make sure someone know your itinerary, and contact information for emergency and consular assistance.
Have contact of good medical facilities and emergency medical evacuation services in case of any emergency situation.

Expats should be aware of these laws and regulations, and should consult with the local authorities and/or a legal professional if they have any questions or concerns. It's always good to check with the local authorities if something is not clear.

What are the property purchase restrictions and fees for foreigners in Switzerland?

Switzerland has some restrictions and additional fees that may apply to property purchases by foreigners. Here are a few key points to keep in mind:

Restrictions on second homes: In some cantons (regions) and municipalities, there may be restrictions on the purchase of second homes by foreigners, particularly in popular ski and tourist areas. These restrictions are usually put in place to prevent the local housing market from becoming too expensive for residents.
Additional fees: Foreigners may be subject to additional taxes and fees when purchasing property in Switzerland. These can include a federal withholding tax of 3% on the purchase price, as well as cantonal and municipal taxes.
Permits: In some cases, foreigners may also be required to obtain a permit from the local authorities in order to purchase property in Switzerland, which can take some time to process and may involve additional fees.
Rental properties: If you are planning to purchase a property as a rental, be aware that some cantons have restrictions on short-term rentals, and also have strict regulations that must be followed.
Mortgages: Foreigners may also find it more difficult to obtain a mortgage from a Swiss bank, as the lending criteria may be different from what they are used to. They may also be required to provide a larger deposit, or to pay higher interest rates.
Inheritance Tax: Switzerland does not have a federal inheritance tax but some cantons do have an inheritance tax, which can be significant in some cases.

It's worth noting that these rules and regulations can vary depending on the location and the specific property being purchased, so it's important to do your research and consult with a local real estate professional, lawyer or a tax expert to ensure you understand the requirements and costs associated with purchasing property in Switzerland as a foreigner.

Read more at our Switzerland (CHF) country guide