The live mid-rate USD to CZK exchange rate is 21.96. Compare currency conversion rates - Reduce FX costs.
The best USD to CZK exchange rate is our partner deal rate of 21.85 from OFX . This is -0.5% compared to the mid-market rate 21.96.
The standard OFX USD-CZK rate is 21.5472, -1.9% from the mid-rate. Visit OFX here to secure the better rate.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Czech Republic horuna (CZK) rates from different sources before making a conversion.
Looking at our comparison table the best USD to CZK exchange rate is 21.85 from OFX, -0.5% from the mid-market rate 21.96. The next best rate is 21.83 from XE, -0.59% from the mid-rate. Then Wise with 21.82 is -0.64% from the mid-rate.
The Western Union rate is 21.74 which is -1% from the mid-rate.
Among the banks, the Chase Bank rate is 20.34 at -7.4%, the Wells Fargo Bank rate is 20.21 at -8%, and the Citibank rate is 21.22 at -3.4% compared to the mid-rate 21.96.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.
The Dollar to Horuna comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-CZK mid-rate (see Market Data below ) and the possible savings of using various providers.
US dollar (USD) to Czech Republic horuna (CZK) market data - latest interbank exchange rate, trend, chart & historic rates.
| Date | USD/CZK | Change | Period |
|---|---|---|---|
13 May 2025 | 22.27 | 1.9% ▼ | 2 Week |
26 Feb 2025 | 23.77 | 8.1% ▼ | 3 Month |
27 May 2024 | 22.73 | 3.9% ▼ | 1 Year |
28 May 2020 | 24.37 | 10.4% ▼ | 5 Year |
30 May 2015 | 24.97 | 12.5% ▼ | 10 Year |
01 Jun 2005 | 24.82 | 12% ▼ | 20 Year |
Here are some popular conversion amounts for USD to CZK (US dollar to Czech Republic horuna)*.
*Converted at the current USDCZK interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
The USD to CZK exchange rate has recently experienced notable fluctuations, with the US dollar facing increasing pressure amid trade uncertainties and the recent announcement of tariffs during President Trump's administration. Analysts indicate that the dollar's vulnerability stems from a lack of clarity in US trade negotiations with key partners, which has instigated concerns of potential economic stagnation. As a result, forecasters suggest that the USD could face further weakness, particularly if upcoming economic indicators, such as S&P PMIs, indicate stalled private sector growth.
Read our full review of recent USD to CZK forecasts.
There are several ways to save on exchange rates when converting US dollar to Czech Republic horuna:
Generally speaking, if you are buying Czech Republic horuna with US dollar, then it's better for the USD/CZK exchange rate to be higher.
However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).
The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.
Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.
Read our Currency guide to Czech Republic — a practical currency and money guide to travel in Czech Republic plus living and doing business with the Czech Republic horuna.
It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.
It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.
To help with this you can add USD/CZK to your personalised Rate Tracker to track and benefit from currency movements.
Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.
Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending
| United States (USD) | Czech Republic (CZK) |
Expats in the Czech Republic enjoy the relatively low cost of living, compared to other Western European countries. The country has a good healthcare system and a well-developed transportation network, making it easy to get around. The official language is Czech, but most people speak English and it is widely understood.
The cost of living in the Czech Republic is generally considered to be lower than in many other Western European countries. The prices of basic goods and services, such as groceries, transportation, and healthcare, are generally lower than in many other European countries, which can make living in the Czech Republic relatively affordable.
When compared to some other European countries, housing can be relatively affordable in the Czech Republic, however, prices can vary depending on location and type of accommodation. Renting a one-bedroom apartment in the city center can cost around 7,000 CZK (about 270 EUR) per month, while the same type of apartment in a suburban area can cost around 4,500 CZK (about 170 EUR) per month.
Utilities such as electricity, gas, water, and internet can also be relatively affordable, with an average monthly cost of around 2,500 CZK (about 95 EUR) for a standard two-bedroom apartment.
Groceries and eating out can also be relatively inexpensive, with a meal at a budget restaurant costing around 150 CZK (about 6 EUR) and a cup of coffee around 40 CZK (about 1.5 EUR).
Overall, the cost of living in the Czech Republic can be quite reasonable when compared to many other Western European countries. However, as with any country, the cost of living can vary depending on an individual's lifestyle and personal spending habits.
Read more at our Czech Republic (CZK) country guide
Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more
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