The live mid-rate USD to EUR exchange rate is 0.9527. Compare currency conversion rates - Reduce FX costs.
The best USD to EUR exchange rate is our partner deal rate of 0.9479 from OFX . This is -0.5% compared to the mid-market rate 0.9527.
The standard OFX USD-EUR rate is 0.9311, -2.3% from the mid-rate. Visit OFX here to secure the better rate.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Euro (EUR) rates from different sources before making a conversion.
Looking at our comparison table the best USD to EUR exchange rate is 0.9479 from OFX, -0.5% from the mid-market rate 0.9527. The next best rate is 0.947 from XE, -0.6% from the mid-rate. Wise with 0.9465 is -0.65% from the mid-rate.
The Western Union rate is 0.9432 which is -1% from the mid-rate.
Among the banks, the Citibank rate is 0.9168 at -3.8%, the Chase Bank rate is 0.8787 at -7.8%, and the Wells Fargo Bank rate is 0.873 at -8.4% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.
The Dollar to Euro comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-EUR mid-rate (see Market Data below ) and the possible savings of using various providers.
US dollar (USD) to Euro (EUR) market data - latest interbank exchange rate, trend, chart & historic rates.
| Date | USD/EUR | Change | Period |
|---|---|---|---|
31 Jan 2025 | 0.9651 | 0.9% ▼ | 2 Week |
16 Nov 2024 | 0.9484 | 0.8% ▲ | 3 Month |
15 Feb 2024 | 0.9283 | 3% ▲ | 1 Year |
16 Feb 2020 | 0.9224 | 3.7% ▲ | 5 Year |
17 Feb 2015 | 0.8763 | 9.1% ▲ | 10 Year |
19 Feb 2005 | 0.7661 | 24.8% ▲ | 20 Year |
Here are some popular conversion amounts for USD to EUR (US dollar to Euro)*.
*Converted at the current USDEUR interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
Recent forecasts indicate a robust outlook for the US dollar (USD), driven primarily by accelerating inflation and anticipated policy decisions under Donald Trump’s administration. The dollar has surged, reaching its highest level in a year, largely in response to stronger-than-expected inflation figures that have triggered speculation about the Federal Reserve sustaining elevated interest rates rather than implementing cuts. FX analysts note that market sentiment is shifting, with expectations of further dollar strength supported by Trump’s proposed economic policies, including significant tariffs and tax reductions. The USD/EUR pairing has experienced notable volatility, currently hovering close to a 14-day low of 0.9527, which is only 0.7% below its three-month average of 0.9593.
Read our full review of recent USD to EUR forecasts.
There are several ways to save on exchange rates when converting US dollar to Euro:
Generally speaking, if you are buying Euro with US dollar, then it's better for the USD/EUR exchange rate to be higher.
However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).
The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.
Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.
Read our Currency guide to the Eurozone — a practical currency and money guide to travel in the Eurozone plus living and doing business with the Euro.
It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.
It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.
To help with this you can add USD/EUR to your personalised Rate Tracker to track and benefit from currency movements.
Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.
Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending
The cost of living varies greatly within the Eurozone, and it depends on various factors such as housing, transportation, healthcare, and taxes. However, some of the countries in the Eurozone with relatively lower cost of living include:
Greece: Greece has a relatively low cost of living compared to other Eurozone countries.
Portugal: Portugal has a lower cost of housing than in other Eurozone countries.
Spain: Spain also has a relatively low cost of living, particularly in the southern regions such as Andalusia and Murcia.
Ireland: Ireland has a relatively low cost of living, particularly in the regions outside the main cities like Dublin.
Read more at our Eurozone (EUR) country guide
Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more
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