The Bank of America USD to JPY rate is 132.13. This is -8% below the mid-rate. Compare Bank of America currency conversion rates - Reduce FX costs.
The Bank of America USD to JPY exchange rate is 132.13. This is -8% compared to the latest USD-JPY mid-market rate 143.68.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Japanese yen (JPY) rates from different sources before making a conversion.
Looking at our comparison table the best USD to JPY exchange rate is 142.96 from OFX, -0.5% from the mid-market rate 143.68. The next best rate is 142.81 from XE, -0.61% from the mid-rate. Then Wise with 142.74 is -0.65% from the mid-rate.
The Western Union rate is 142.24 which is -1% from the mid-rate.
Among the banks, the Chase Bank rate is 132.28 at -7.9%, the Wells Fargo Bank rate is 131.41 at -8.5%, and the Citibank rate is 138.02 at -3.9% compared to the mid-rate 143.68.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks like Bank of America often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.
The Bank of America Dollar to Yen comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by Bank of America and other foreign exchange providers against the latest USD-JPY mid-rate (see Market Data below ) and the possible savings of using various providers.
Bank of America (BOA) is the second-largest consumer bank in the USA after Chase Bank and serves about millions of consumers and small business clients worldwide from its headquarters in Charlotte, North Carolina.
Bank of America is one of the Big Four US banks and holds over 10% of all American bank deposits, in direct competition with JPMorgan Chase Bank, Citigroup, and Wells Fargo.
BOA offers international money transfer services that allow customers to send and receive funds from abroad. Customers can initiate a money transfer online or in person at a branch. BOA provides fast and secure international money transfer services however the exchange rates offered for international money transfer services are not the best on the market.
Sending or receiving international transfers to or from your Bank of America bank account will include a margin rate of between 4% to 8% – this is much higher than most money transfer broker rates (which are normally 0.5 to 1.5%).
The BOA app and website allow you to check the FX rate prior to scheduling an international wire. So you can check the rate and compare to the best rates from our BER partner brokers to check for a better deal.
Bank of America participates in Pay by Bank, a product that allows mobile uses to buy products online and pay directly from their bank account service in a foreign currency, Pay by Bank does not require a card or card data.
For businesses making international payments BOA provide the CashPro Platform.
BOA is improving the CashPro API to allow merchants to process payments in an increasing number of different countries. It will connect to seven real-time payment schemes; transfer apps including Zelle in the U.S. and Pix in Brazil; and cross-border wires.
US dollar (USD) to Japanese yen (JPY) market data - latest interbank exchange rate, trend, chart & historic rates.
| Date | USD/JPY | Change | Period |
|---|---|---|---|
11 Apr 2025 | 143.53 | 0.1% ▼ | 2 Week |
25 Jan 2025 | 156.03 | 8.1% ▼ | 3 Month |
25 Apr 2024 | 155.62 | 7.8% ▼ | 1 Year |
26 Apr 2020 | 107.51 | 33.4% ▲ | 5 Year |
28 Apr 2015 | 118.89 | 20.6% ▲ | 10 Year |
30 Apr 2005 | 104.98 | 36.6% ▲ | 20 Year |
Here are some popular conversion amounts for USD to JPY (US dollar to Japanese yen)*.
*Converted at the current USDJPY interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
Recent forecasts for the USD to JPY exchange rate reflect a complex interplay of trade tensions, safe-haven dynamics, and economic performance expectations. The US dollar has undergone significant fluctuations, initially gaining strength after hopes emerged regarding potential de-escalation of the US-China trade war. However, the dollar then faced mixed movements as market sentiment shifted, and concerns regarding President Trump's trade policies and their potential economic repercussions dampened its appeal. Analysts note that the increased tariffs on imports from various countries, including Japan, contribute to a broader uncertainty surrounding the dollar's strength.
Read our full review of recent USD to JPY forecasts.
There are several ways to save on exchange rates when converting US dollar to Japanese yen:
Generally speaking, if you are buying Japanese yen with US dollar, then it's better for the USD/JPY exchange rate to be higher.
However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).
The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.
Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.
Read our Currency guide to Japan — a practical currency and money guide to travel in Japan plus living and doing business with the Japanese yen.
It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.
It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.
To help with this you can add USD/JPY to your personalised Rate Tracker to track and benefit from currency movements.
Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.
Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending
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Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more
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