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Wells Fargo Bank USD to FJD Travel Money Compared

USD-FJD Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your Wells Fargo Bank currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 
 

Receiving an international wire transfer at Wells Fargo

Wells Fargo has several bank codes that may be used for receiving foreign wire transfers, depending on the currency and location of the sending bank. Here are some of the most common codes used for Wells Fargo:

  1. SWIFT Code: WFBIUS6S: This code is used for receiving wire transfers in U.S. dollars from foreign banks.

  2. ABA Routing Number: 121000248: This code is used for receiving wire transfers in U.S. dollars from banks located within the United States.

  3. CHIPS UID: 0509: This code is used for receiving wire transfers in U.S. dollars from foreign banks that are members of the Clearing House Interbank Payments System (CHIPS).

  4. Fedwire ABA Routing Number: 121000248: This code is used for receiving wire transfers in U.S. dollars from banks located outside of the United States.

It's important to note that specific bank codes may vary depending on the currency and location of the sending bank, and it's recommended to confirm the correct codes with Wells Fargo before initiating a wire transfer. Additionally, Wells Fargo may charge fees for receiving wire transfers, so it's important to check the current fees and policies before initiating a transaction.

Wells Fargo credit card FX fees

Wells Fargo offers several credit cards with different foreign transaction fees. Here are some examples:

  1. Wells Fargo Propel American Express Card: This card charges no foreign transaction fees, making it a good option for travelers who frequently make purchases in foreign currencies.

  2. Wells Fargo Visa Signature Card: Similar to the Propel American Express Card, this card also does not charge foreign transaction fees.

  3. Wells Fargo Cash Wise Visa Card: This card charges a foreign transaction fee of 3% of each transaction in U.S. dollars.

  4. Wells Fargo Platinum Card: Similar to the Cash Wise Visa Card, this card also charges a foreign transaction fee of 3% of each transaction in U.S. dollars.

It's important to note that credit card terms and conditions can change, so it's always a good idea to check the current fees and policies before applying for or using a credit card for foreign transactions.

If you wish to save on exchange rates and foreign ATM fees then you should consider the Wise multi-currency card.

 
     
Fiji

Everyday Costs in in Fiji

How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.

Currency Guide to Fiji (ISO Code: FJ)

When planning a one-week mid-range stay in Fiji, travelers should budget approximately FJD 2,500 to FJD 3,500 (around USD 1,100 to USD 1,550) to cover accommodation, meals, activities, and transportation. Here’s a quick overview of typical daily expenses in Fijian dollars (FJD) to give you a sense of what to expect:

  • 🍽️ Meal at a local restaurant: FJD 20-40
  • Coffee: FJD 4-8
  • 🚌 Public transport fare: FJD 1.50-5
  • 📱 Prepaid SIM card: FJD 25-40
  • 🏨 Budget hotel or Airbnb: FJD 100-200 per night

In terms of overall affordability, Fiji can be considered relatively expensive compared to the United States and average when compared to Australia. In the U.S., travelers often find meals and accommodations to be slightly less expensive, while in Australia, prices for daily essentials in Fiji are typically on par.

Expats in Fiji: Living Costs and Tips

For expats settling in Fiji, the typical monthly living costs can range from FJD 2,500 to FJD 4,500 (USD 1,100 to USD 2,000), depending on lifestyle choices. This generally includes rent for a decent apartment, utilities, groceries, and leisure activities. When managing finances, it’s crucial to stay informed about banking options. Local banks offer basic services, but using international credit cards is also commonplace, particularly in tourist areas.

For sending or receiving money, online transfer services like Wise or OFX often provide better exchange rates and lower fees than traditional banks. It's usually advisable to exchange a small amount of cash locally for immediate expenses while relying on these transfer services for larger transactions, as they can minimize the overall cost of managing your finances abroad. In summary, expatriates in Fiji will find it advantageous to balance local currency use with online financial solutions for the best experience.

 

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