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Understanding the Table:
The comparison table above helps you see the total cost of your Wells Fargo Bank currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
Wells Fargo has several bank codes that may be used for receiving foreign wire transfers, depending on the currency and location of the sending bank. Here are some of the most common codes used for Wells Fargo:
SWIFT Code: WFBIUS6S: This code is used for receiving wire transfers in U.S. dollars from foreign banks.
ABA Routing Number: 121000248: This code is used for receiving wire transfers in U.S. dollars from banks located within the United States.
CHIPS UID: 0509: This code is used for receiving wire transfers in U.S. dollars from foreign banks that are members of the Clearing House Interbank Payments System (CHIPS).
Fedwire ABA Routing Number: 121000248: This code is used for receiving wire transfers in U.S. dollars from banks located outside of the United States.
It's important to note that specific bank codes may vary depending on the currency and location of the sending bank, and it's recommended to confirm the correct codes with Wells Fargo before initiating a wire transfer. Additionally, Wells Fargo may charge fees for receiving wire transfers, so it's important to check the current fees and policies before initiating a transaction.
Wells Fargo offers several credit cards with different foreign transaction fees. Here are some examples:
Wells Fargo Propel American Express Card: This card charges no foreign transaction fees, making it a good option for travelers who frequently make purchases in foreign currencies.
Wells Fargo Visa Signature Card: Similar to the Propel American Express Card, this card also does not charge foreign transaction fees.
Wells Fargo Cash Wise Visa Card: This card charges a foreign transaction fee of 3% of each transaction in U.S. dollars.
Wells Fargo Platinum Card: Similar to the Cash Wise Visa Card, this card also charges a foreign transaction fee of 3% of each transaction in U.S. dollars.
It's important to note that credit card terms and conditions can change, so it's always a good idea to check the current fees and policies before applying for or using a credit card for foreign transactions.
If you wish to save on exchange rates and foreign ATM fees then you should consider the 
Wise multi-currency card.
How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.
For a traveler planning a mid-range stay in Japan for one week, it's wise to budget approximately ¥100,000 to ¥150,000 (around $680 to $1,020 USD) for a comfortable experience. This amount can cover a range of activities, from enjoyable dining to sightseeing and accommodation. Typical daily expenses that travelers can expect include a meal at a local restaurant for about ¥1,200-¥2,500 (🍱), a cup of coffee for around ¥400 (☕), public transport fares averaging ¥200 (🚄), a prepaid SIM card for ¥3,000-¥5,000 (📱), and budget hotel or Airbnb stays costing ¥7,000-¥15,000 per night (🏨). Overall, Japan is considered to be on the expensive side, particularly when compared to the United States, where daily costs can be a bit lower for food and accommodation. In comparison to the UK, Japan can feel relatively similar, given that both countries tend to have a high cost of living, especially in their respective major cities.
For expatriates settling in Japan, typical monthly living costs can range from ¥250,000 to ¥400,000, depending on lifestyle and location. Rent for a one-bedroom apartment in a city center averages around ¥150,000, while groceries, utilities, and transportation can contribute significantly to overall expenses. When it comes to banking, Japan is heavily reliant on cash, and while credit cards are accepted in many places, some shops may only take cash. Therefore, it’s recommended to maintain a healthy balance of cash and a card. Online transfer services like Wise or OFX can be beneficial for managing international money transfers and are often better than local exchange rates. However, for day-to-day spending, using an ATM might provide more convenience. It's essential to check with your bank regarding international withdrawal fees and limits to ensure smooth financial operations in your new home.
View a full list of exchange rates by selecting your Base (from) currency:
