Western Union fees and exchange rates
- The transfer fee changes with the route, channel, funding and payout method.
- Western Union says its consumer exchange rate includes a margin.
- Credit-card funding can trigger issuer cash-advance charges and interest.
- A promotional $0 transfer fee does not remove the conversion cost.
Use the live estimator for the actual sending market and recipient option.
Western Union timing and safety
Eligible cash pickup and mobile-wallet transfers can arrive within minutes. Bank or card delivery may take up to several business days, depending on the route and funding method.
Only send to someone you know and trust. Identity checks, compliance reviews, agent opening hours and bank processing can delay a transfer, and recovery may be impossible after payout.
What is the
Western Union Send Money conversion rate for USD to MXN?
The Western Union USD to MXN exchange rate is 16.89. This is -1.5% compared to the latest USD-MXN mid-market rate 17.15.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Mexican peso (MXN) rates from different sources before making a conversion.
The above Western Union - Dollar to Peso comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by Western Union and other foreign exchange providers against the latest USD-MXN mid-rate and the possible savings of using various providers.
How do Western Union USD-MXN rates compare between providers?
Looking at the full USD to MXN - Send Money comparison table the provider with the best USD to MXN exchange rate is OFX at 17.06, -0.52% from the latest mid-market rate 17.15.
The next best is XE at 17.05, -0.58% from the mid-rate.
Then Wise at 16.94, which is -1.2% from the mid-rate.
The Western Union rate is 16.89 which is -1.5% from the mid-rate.
Among the banks the Chase Bank rate is 16.12 at -6% the Wells Fargo Bank rate is 16.02 at -6.6% and the Citibank rate is 16.8 at -2% compared to the mid-rate 17.15.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service like Western Union or platforms that offer rates closer to the mid-market rate.