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Wise USD to CNY Transfers Compared

USD-CNY Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your Wise currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 

Compare Wise Exchange Rates & Fees - Save Time & Money

 

Our Wise USD 10000 to CNY rate is 6.8314. This is -1.7% below the mid-rate.

 
 

Wise - USD Rate Margin Analysis

The average USD rate margin offered by Wise is 0.56%.

This average is based on individual USD 10K transfer rates in the currency pairs from Wise that we monitor.

 

Wise - Best and Worst Value Rates

The tables below show the best and worst exchange rate margins offered by Wise for US dollar (USD 10K) transactions. Margins show the percentage difference from the mid-market rate.

Wise Best Value Rates (Lowest Margins)

Currency Pair Wise Rate Mid Market Rate Margin
USD/FJD 2.1914 2.1945 0.1%
USD/MGA 4,466.43 4,459.72 -0.2%
USD/CHF 0.7655 0.7669 0.2%
USD/AUD 1.4211 1.4238 0.2%
USD/DKK 6.2295 6.2418 0.2%

Wise Worst Value Rates (Highest Margins)

Currency Pair Wise Rate Mid Market Rate Margin
USD/TOP 2.3206 2.4078 3.6%
USD/SCR 14.11 13.75 -2.6%
USD/MAD 8.8836 9.0371 1.7%
USD/KWD 0.3023 0.3065 1.4%
USD/PGK 4.2332 4.2784 1.1%
 
   

USD to CNY Market Data

US dollar (USD) to Chinese yuan (CNY) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy CNY
1 USD = 6.9473 CNY
1d−0.1%
90dLows
USD to CNY is at 90-day lows near 6.9464, 1.4% below its 3-month average of 7.0421, having traded in a very stable 2.6% range from 6.9464 to 7.1298
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Tracker

Currency Forecasts related to USD/CNY

USD to CNY 2026 Forecasts

USD/CNY Outlook: The exchange rate is likely to decrease as it is currently near recent lows and below its 90-day average, pressured by significant...

Read forecast

USD to EUR 2026 Forecasts

USD/EUR Outlook: The outlook for USD/EUR is likely to decrease as the rate is below its recent average and near recent lows, pressured by ongoing political uncertainty in the U.

Read forecast

USD to JPY 2026 Forecasts

USD/JPY Outlook: Bearish, as the rate is below its recent average and near the lower end of its 3-month range.

Read forecast

USD/CNY outlook: Likely to decrease as rates remain low, pressured by current dynamics. Key drivers: • Fed cuts rates while PBoC stabilizes yuan • Fluctuating oil prices & US shutdown speculations complicate USD valuations. Range: Low movement expected. What could change it: • Upside risk: Improved US economic outlook • Downside risk: Yuan depreciation without support

 

USD to CNY Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Chinese yuan across a range of amounts.

This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :

USD CNY
$ 1 ¥ 6.9473
$ 5 ¥ 34.74
$ 10 ¥ 69.47
$ 20 ¥ 138.95
$ 50 ¥ 347.37
$ 100 ¥ 694.73
$ 250 ¥ 1,737
$ 500 ¥ 3,474
$ 1,000 ¥ 6,947
$ 2,000 ¥ 13,895
$ 5,000 ¥ 34,737
$ 10,000 ¥ 69,473
$ 20,000 ¥ 138,946
$ 50,000 ¥ 347,365
$ 100,000 ¥ 694,730
USD CNY
$ 0.1439 ¥ 1
$ 0.7195 ¥ 5
$ 1.4390 ¥ 10
$ 2.8780 ¥ 20
$ 7.1950 ¥ 50
$ 14.39 ¥ 100
$ 35.98 ¥ 250
$ 71.95 ¥ 500
$ 143.90 ¥ 1,000
$ 287.80 ¥ 2,000
$ 719.50 ¥ 5,000
$ 1,439 ¥ 10,000
$ 2,878 ¥ 20,000
$ 7,195 ¥ 50,000
$ 14,390 ¥ 100,000

More amounts

*Converted at the current USD-CNY interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the Wise Send Money conversion rate for USD to CNY?

The Wise USD to CNY exchange rate is 6.8314. This is -1.7% compared to the latest USD-CNY mid-market rate 6.9473.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Chinese yuan (CNY) rates from different sources before making a conversion.

The above Wise - Dollar to Yuan comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by Wise and other foreign exchange providers against the latest USD-CNY mid-rate and the possible savings of using various providers. 

How do Wise USD-CNY rates compare between providers?

Looking at the full USD to CNY - Send Money comparison table the provider with the best USD to CNY exchange rate is Western Union at 6.8361, -1.6% from the latest mid-market rate 6.9473.

The next best is Wise at 6.8314, -1.7% from the mid-rate.

Then OFX at 6.7505, which is -2.8% from the mid-rate.

Among the banks the Chase Bank rate is 6.4936 at -6.5% the Wells Fargo Bank rate is 6.4519 at -7.1% and the Citibank rate is 6.7715 at -2.5% compared to the mid-rate 6.9473.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service like Wise or platforms that offer rates closer to the mid-market rate.

 

View a full list of exchange rates by selecting your Base (from) currency: