Compare live exchange rates, provider costs and current currency market data before you exchange.
Live provider rate comparison
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XE offers international bank payments and cash pickup on eligible routes. Customers can register from the US, Canada, UK, much of Europe, Australia and New Zealand.
XE shows the customer rate and applicable fee before confirmation. Its public converter is a mid-market reference, not necessarily the transfer rate.
Do not rely on the legacy claim that every XE transfer is fee-free.
XE says delivery commonly takes one to four business days after it receives cleared funds. Bank, wire or ACH funding can add several days before XE sends the payment.
Limits and delivery choices depend on sending market, destination, currency, payment method and verification. Check the live flow instead of using old universal limits.
Verify recipient details carefully. Compliance screening can extend the estimate, and a completed transfer may not be recoverable.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare New Zealand dollar (NZD) to Japanese yen (JPY) rates from different sources before making a conversion.
The above XE - Kiwi to Yen comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by XE and other foreign exchange providers against the latest NZD-JPY mid-rate and the possible savings of using various providers.
Looking at the full NZD to JPY - Send Money comparison table the provider with the best NZD to JPY exchange rate is OFX at 92.1, -0.51% from the latest mid-market rate 92.57.
The next best is XE at 92.01, -0.6% from the mid-rate.
Then Wise at 91.98, which is -0.64% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service like XE or platforms that offer rates closer to the mid-market rate.
Choose your starting currency
Select the currency you have to see its complete exchange-rate directory.