XE SGD to PHP Transfers Compared

Compare live exchange rates, provider costs and current currency market data before you exchange.

Live provider rate comparison

Compare SGD to PHP rates

International money transfer rates Send 10,000 SGD → Receive PHP

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Our XE SGD 10000 to PHP rate is 47.56. This is -0.59% below the mid-rate.

XE money transfers at a glance

XE offers international bank payments and cash pickup on eligible routes. Customers can register from the US, Canada, UK, much of Europe, Australia and New Zealand.

XE shows the customer rate and applicable fee before confirmation. Its public converter is a mid-market reference, not necessarily the transfer rate.

Read the full XE review or visit XE.

XE fees and payment methods

A transfer fee may apply and is displayed in the quote.
Card funding is faster but can cost more than bank or direct-debit funding.
US customers can use ACH on eligible transfers; there is no separate ACH payment-method fee, but a send fee may still apply.
Correspondent or recipient-bank deductions can apply on some payments.

Do not rely on the legacy claim that every XE transfer is fee-free.

XE timing, limits and safety

XE says delivery commonly takes one to four business days after it receives cleared funds. Bank, wire or ACH funding can add several days before XE sends the payment.

Limits and delivery choices depend on sending market, destination, currency, payment method and verification. Check the live flow instead of using old universal limits.

Verify recipient details carefully. Compliance screening can extend the estimate, and a completed transfer may not be recoverable.

What is the XE Send Money conversion rate for SGD to PHP?

The XE SGD to PHP exchange rate is 47.56. This is -0.59% compared to the latest SGD-PHP mid-market rate 47.84.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Singapore dollar (SGD) to Philippine peso (PHP) rates from different sources before making a conversion.

The above XE - Singapore dollar to Peso comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by XE and other foreign exchange providers against the latest SGD-PHP mid-rate and the possible savings of using various providers.

How do XE SGD-PHP rates compare between providers?

Looking at the full SGD to PHP - Send Money comparison table the provider with the best SGD to PHP exchange rate is OFX at 47.6, -0.5% from the latest mid-market rate 47.84.

The next best is Wise at 47.58, -0.54% from the mid-rate.

Then XE at 47.56, which is -0.59% from the mid-rate.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service like XE or platforms that offer rates closer to the mid-market rate.

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This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Best Exchange Rates Pty Ltd, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional. We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date. BER’s AI-generated rate analysis is developed using newsmon.ai.

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