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Best ZAR to USD Exchange Rates Compared Live

The live mid-rate ZAR to USD exchange rate is 0.055574. Compare currency conversion rates - Reduce FX costs.

ZAR-USD Rate Calculator

 

 
#USD/ZAR trading at 17.99, down 2.4% from 3-mth avg amid volatile market conditions. Analysts cite risk-averse sentiment ahead of hawkish FOMC mins. US tariffs on SA goods + oil price fluctuations adding pressure, while markets watch for potential US GDP contraction of 0.3% in Q1

 

What is the best Send Money conversion rate for ZAR to USD?

The best ZAR to USD exchange rate is our partner deal rate of 0.0553 from OFX . This is -0.49% compared to the mid-market rate 0.055574.

The standard OFX ZAR-USD rate is 0.054907112, -1.2% from the mid-rate. Visit OFX here to secure the better rate.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare South African rand (ZAR) to US dollar (USD) rates from different sources before making a conversion.

How do ZAR-USD rates compare between providers?

Looking at our comparison table the best ZAR to USD exchange rate is 0.0553 from OFX, -0.49% from the mid-market rate 0.055574. The next best rate is 0.0552 from XE, -0.67% from the mid-rate. Then WorldRemit with 0.0547 is -1.6% from the mid-rate.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

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The Rand to Dollar comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest ZAR-USD mid-rate (see Market Data below ) and the possible savings of using various providers. 

 
 
 

ZAR to USD Market Data

South African rand (ZAR) to US dollar (USD) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell ZAR   →   Buy USD
1 ZAR =
0.055574We compare provider deals to this wholesale mid-market rate. Read more
USD
-1.0%
ZAR to USD is at 7-day lows near 0.055574, 2.4% above its 3-month average of 0.054273, having traded in a quite volatile 11.0% range from 0.050563 to 0.056149
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DateZAR/USDPeriod
10 May 2025
0.0549
2 Week
23 Feb 2025
0.0544
3 Month
24 May 2024
0.0545
1 Year
25 May 2020
0.0567
5 Year
27 May 2015
0.0831
10 Year
29 May 2005
0.1516
20 Year
ZAR/USD historic rates
 

What are equivalent amounts of ZAR and USD?

Here are some popular conversion amounts for ZAR to USD (South African rand to US dollar)*.

ZAR USD
R 1 $ 0.0556
R 5 $ 0.2779
R 10 $ 0.5557
R 20 $ 1.1115
R 50 $ 2.7787
R 100 $ 5.5574
R 250 $ 13.89
R 500 $ 27.79
R 1,000 $ 55.57
R 2,000 $ 111.15
R 5,000 $ 277.87
R 10,000 $ 555.74
R 20,000 $ 1,111
R 50,000 $ 2,779
R 100,000 $ 5,557
ZAR USD
R 17.99 $ 1
R 89.95 $ 5
R 179.90 $ 10
R 359.80 $ 20
R 899.50 $ 50
R 1,799 $ 100
R 4,498 $ 250
R 8,995 $ 500
R 17,990 $ 1,000
R 35,980 $ 2,000
R 89,950 $ 5,000
R 179,900 $ 10,000
R 359,800 $ 20,000
R 899,500 $ 50,000
R 1,799,000 $ 100,000

More amounts

*Converted at the current ZARUSD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

Forecasts for ZAR to USD

 

The ZAR to USD exchange rate has recently been influenced by a combination of geopolitical uncertainty and economic developments in both the United States and South Africa. The US dollar (USD) strengthened broadly in anticipation of the latest Federal Open Market Committee (FOMC) minutes, which hinted at a hawkish stance on future monetary policy. This trend of capital flowing into the USD is reinforced by a risk-averse market environment, with investors turning to the currency as a safe haven amidst rising international tensions.

Read our full review of recent ZAR to USD forecasts.

 
ZAR note

How to get a good ZAR to USD exchange rate

There are several ways to save on exchange rates when converting South African rand to US dollar:

  1. Shop around for the best ZAR/USD exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
  2. Timing is important: Keep an eye on the ZAR/USD rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
  3. Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
  4. Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both ZAR and USD at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
  5. Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

The key is reducing excessive costs and fees

Generally speaking, if you are buying US dollar with South African rand, then it's better for the ZAR/USD exchange rate to be higher.

However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

Read our Currency guide to the United States — a practical currency and money guide to travel in the United States plus living and doing business with the US dollar.

It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

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Click below for the Request Quotes form and enter your transfer details (BER account required).

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Will the South African rand rise against the US dollar?

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add ZAR/USD to your personalised Rate Tracker to track and benefit from currency movements.

 
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Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

 
 

Currency Country Guides

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EcuadorEcuador (USD)El SalvadorEl Salvador (USD)British Virgin IslandsBritish Virgin Islands (USD)
US Virgin IslandsUS Virgin Islands (USD)Caribbean NetherlandsCaribbean Netherlands (USD)Turks and Caicos IslandsTurks and Caicos Islands (USD)
 

What to Consider When Sending Money to the USA

Sending money to the U.S. involves more than just choosing a provider. First, make sure you have the correct recipient details, including their account number, bank name, routing or SWIFT code, and sometimes the bank’s address. Mistakes can lead to failed or delayed transfers.

If you’re converting from another currency, pay close attention to the exchange rate. Providers often apply a hidden markup, so comparing rates is essential—especially for larger transfers. Tools like BestExchangeRates.com help you find the best real-time rates. Don’t forget about fees either. These can include service charges, intermediary bank deductions, or fees charged to the recipient, particularly with traditional bank wires.

There are multiple methods available for sending money to the U.S., each with their own pros and cons. Bank transfers are widely used and secure but tend to be slower and more expensive. Online services like Wise, OFX, or WorldRemit offer faster transfers at more competitive rates, while remittance apps like Remitly and Xoom are optimized for speed and convenience. In some cases, cryptocurrency can be used, but this comes with added regulatory and security considerations.

Speed also matters. Digital services like Wise or Remitly can deliver funds within hours or a day, while banks may take several business days. For large amounts, providers may ask for ID due to anti-money laundering regulations. Transfers above $10,000 are generally reported to U.S. authorities, though personal remittances are usually tax-free.

Finally, consider the purpose—whether personal, business, or investment—and choose a method that suits your needs. Online transfer services are often cheaper and faster than banks, and may offer better exchange rates and lower fees.

For the best value, compare your options and plan ahead. A few extra minutes of research can save you a lot in the long run.

Read more at our United States (USD) country guide

   
 
 
 

Related exchange rates


Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more

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