Currency in Seychelles: SCR Send & Spend FX Guide
Resources for Expats, Travelers, and Entrepreneurs Navigating Life and Trade in Seychelles with the Seychellois rupee.
What's in this Seychelles currency guide?
What currency is used in Seychelles?
The official currency of Seychelles (country code: SC) is the Seychellois rupee, with symbol ₨ and currency code SCR.
What is a good Seychellois rupee exchange rate?
The BestExchangeRates.com currency comparison table below helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of rates, enter your transaction type, currencies and amount then click ‘GET RATES’:
Loading rates...
|
|
|
Good things to know about the Seychellois rupee
The Seychellois rupee (SCR) is the official currency of the Republic of Seychelles, an archipelago nation located in the Indian Ocean. Here are a few things to know about the Seychellois rupee:
- The Seychellois rupee is abbreviated as SCR and is divided into 100 cents.
- The Central Bank of Seychelles is responsible for issuing and regulating the Seychellois rupee.
- The exchange rate for the Seychellois rupee is determined by supply and demand in the foreign exchange market.
- Seychelles has a small, open economy that is heavily reliant on tourism and exports, including fish, vanilla, and other agricultural products.
- The Seychellois rupee has been relatively stable in recent years, but the currency has faced challenges due to a slow-growing economy and high levels of government debt.
For more SCR information check out our selection of Seychellois rupee news and guides.
Frequently Asked Questions
What currency should I use in Seychelles?
The domestic currency in Seychelles is the Seychellois rupee.
What is the Seychellois rupee currency code and symbol?
The three letter currency code for the Seychellois rupee is SCR — symbol is ₨.
Which countries use the Seychellois rupee?
It is the domestic currency in Seychelles.
Is the Seychellois rupee a closed currency?
No, the Seychellois rupee is freely available and convertible. See guide: What is a closed currency?
What are equivalent amounts of HKD and SCR?
Here are some popular conversion amounts for HKD to SCR (Hong Kong dollar to Seychellois rupee)*.
| HKD | SCR |
|---|---|
| HK$ 1,000 | ₨ 1,828 |
| HK$ 5,000 | ₨ 9,140 |
| HK$ 20,000 | ₨ 36,560 |
| HK$ 100,000 | ₨ 182,800 |
More amounts
*Converted at the current HKDSCR interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
Travel money for Seychelles
Using Wise for Seychellois rupee travel money is a smart choice for savvy travelers. With its competitive exchange rates and low fees, Wise allows you to convert and manage multiple currencies effortlessly.
Be careful when using your own bank's Debit/Credit Card, as your bank may also charge an extra 3% as an “Overseas Transaction Charge” plus “Overseas ATM” fees for withdrawing cash on top of the standard Visa/Mastercard 2.5% from market mid-rate.
For card purchases, if you are offered a choice of currencies always select to Pay in Seychellois rupee otherwise you will typically get much worst dynamic currency conversion (DCC) exchange rates.
If you really want Seychellois rupee cash before departure, you can save money by ordering online. You generally get better rates and can pick up the SCR cash locally or even on travel day at the airport.
Seychelles: Travel Guide
Traveling to Seychelles requires careful financial planning to ensure a smooth and cost-effective experience. Here's a comprehensive guide to help you navigate currency considerations and manage your money effectively during your visit.
Though remote, the Seychelles attract visitors who come for the ultimate romantic escape. After all, there are few places more isolated than this heavenly cluster of islands. To many, the Seychelles is the image of what paradise looks like. Of course, there's more to the Seychelles than pristine beaches. In addition to stunning natural beauty and wildlife, the main island of Mahé, where the capital Victoria is located, boasts beautiful French and British colonial architecture. And of course on a set of beautiful islands such as these there is incredible seafood and incredible resorts.
This is not a budget destination whatsoever. Seychelles is a country that generally caters to honeymooners, celebrities, and high-end tourists. There are few ways to save money on the island but, for the most part, you're going to find this a place hard on your wallet. That being said, paradise is worth the price! But don't worry, if you're not a Hollywood A-lister, there is still a place for you. The Seychelles are not a cheap destination but there are plenty of smaller guest houses and loads of people take the bus to get around the island, which is a total bargain.
What language is spoken in the Seychelles?
The official languages of Seychelles are English and French, while the “Seselwa Creole” is the native language. Road signs are mostly in English, but the names of the villages and beaches are in French.
What currency is accepted in the Seychelles?
The Seychelles Rupee is the currency of the country, one euro is worth about 15 rupees Seychelles. The Euro is the most widely-accepted foreign currency, and you will see prices listed in both Euros and sometimes in US dollars. Also, you can bargain down prices if you use euros in certain places, like small hotels. The United States Dollar is also acceptable, but not as favoured as the Euro.
There are also ATMs easily found on the three main islands and airport, but do warn your bank in advance in case they block the card from being used for security. Perhaps take a little cash and your cards for just to be sure.
How to get around in the Seychelles?
Several options are available for the traveler to move throughout Seychelles. Mahé is the only international airport in the Seychelles and on arrival you can have recourse to one of the many taxis on site or public transport. Bus services are the main kind of public transport in the Seychelles. A good solution if you're spending a bit of time on Mahé and Praslin is to rent a car for your holiday. Cheaper, fast and free, you can enjoy your holiday at your own pace.
The port of Mahé, several times a day shuttle boats connects the islands of the Seychelles. To go to Praslin, you can also make the trip by helicopter or by boat via Praslin. Prices remain quite affordable and the trip really worth the cost.
Everyday Costs in in Seychelles
How much does it really cost to live, work, or travel in Seychelles? Here's what to expect for daily expenses and expat living.
Currency Guide for Seychelles (ISO Code: SC)
If you're planning a week-long mid-range stay in the beautiful archipelago of Seychelles, budgeting around 14,000 to 20,000 SCR (Seychellois Rupee) should suffice for a comfortable and enjoyable trip. This amount would cover various activities and indulgences. Here are some typical daily expenses you might encounter:
- 🍽️ Meal at a local restaurant: 200-400 SCR
- ☕ Coffee: 40-80 SCR
- 🚍 Public transport fare: 5-15 SCR
- 📱 Prepaid SIM card: 300-500 SCR
- 🏨 Budget hotel or Airbnb: 1,500-2,500 SCR
Overall, Seychelles can be considered an average to slightly expensive destination compared to global standards, especially due to its unique island paradise appeal. In comparison to the United States and Australia, a trip to Seychelles can be pricier; while a mid-range meal may run you about $15 in the U.S. or AUD $20 in Australia, you might find that meals in Seychelles can start at around 15-30% higher, heavily influenced by the cost of food imports and tourism-related expenses.
For Expats: Monthly Living Costs and Financial Tips
For expats contemplating a longer stay in Seychelles, typical monthly living costs can range from 30,000 to 50,000 SCR, which would cover rent, utilities, transportation, and groceries for a comfortable lifestyle. When it comes to managing finances, it's essential to choose your banking options wisely. Familiarize yourself with local banks and ATMs but also consider using international bank accounts that minimize fees for overseas withdrawals.
Credit and debit cards are widely accepted, but carrying some cash is advisable for smaller transactions and local markets. For sending and receiving money internationally, using online transfer services like Wise or OFX often proves to be more cost-effective than exchanging money locally. This is due to lower fees and favorable exchange rates offered by these platforms compared to traditional banks or currency exchange services. Overall, combining cash and a reliable digital transfer service can provide flexibility and savings during your stay in Seychelles.
USD/SCR Market Data
The below interactive chart displays the USD/SCR change and UP📈 DOWN📉 trends over the past 1 Year.
Send Money to Seychelles - Best Rates
To get a good (and fair) exchange rate when sending money to Seychelles you need to find and compare exchange rates for International Money Transfers (IMTs).
The available FX rates for sending money abroad can be very different to the mid-market (wholesale) rate which you see reported online and in the News.
You should especially compare your own bank's exchange rates to those available from Money Transfer specialists to see how much you can save - we make that calculation easy in the below table.
Get a better deal for foreign transfers to Seychelles
When sending money to Seychelles it’s important to compare your bank’s rates & fees with those we have negotiated with our partner money transfer providers. To get a better deal you should follow these 4 simple steps :
- Open an account with a BER reviewed FX provider (id docs may be required)
- You specify the local or Seychellois rupee amount you want to transfer
- Make a local currency domestic transfer for the requested amount to the provider's bank account in your country
- Once your funds are received by the provider the converted SCR amount will be transfered to the recipient account you specify in Seychelles.
Use the above calculator to compare the exchange rates of FX specialist providers rates versus your bank's standard rates you can hopefully save around 5% and maybe more - end result is more Seychellois rupee deposited into the recipient bank account and less margins and fees kept by the banks!