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Commonwealth Bank AUD to IDR Travel Money Compared

AUD-IDR Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your Commonwealth Bank currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 

What are the Commonwealth Bank rates for other currencies?

The table below shows Commonwealth Bank Australian dollar (AUD) Buy Cash exchange rates with the percentage of margin being charged from the current market mid-rate :

 
Currency route Mid market rate Commonwealth Bank Buy Cash Rate Cost%
AUD - CAD0.89220.8519-4.5%
AUD - CNY4.69614.4898-4.4%
AUD - EUR0.55640.5328-4.2%
AUD - GBP0.48000.4596-4.2%
AUD - HKD5.14464.9206-4.4%
AUD - JPY94.6990.47-4.5%
AUD - NZD1.08131.0358-4.2%
AUD - SGD0.83460.7985-4.3%
AUD - USD0.65540.6283-4.1%
Commonwealth Bank Buy Cash Exchange Rates
   

Comparing CBA exchange rates

Overall these are the main points to consider when comparing CBA exchange rates:

  • CBA provides extensive foreign exchange services, FX Specialists provide more additional services and generally speaking a higher level of expertise;
  • CBA products are available both in-branch and online via their online banking platform NetBank. FX Specialists for foreign transfers are on-line but you can speak to them on the phone, and in some cases you will have an account manager;
  • Commonwealth Bank exchange rates for foreign transfers are generally poor compared to using an FX specialist.
  • Commonwealth Bank exchange rates for travel money are comparable to those of the other Australian banks but you will, more likely than not, get less for your dollar than if you ordered your foreign currency and travel money online through providers such as Travelex.
  • Average to poor exchange rates need to be weighed up against convenience of using a familiar internet banking platform.
 
     
Indonesia

Everyday Costs in in Indonesia

How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.

Currency Guide for Indonesia (ISO Code: ID)

If you’re planning a one-week mid-range stay in Indonesia, it’s advisable to budget around IDR 7,000,000 to IDR 10,000,000 (approximately $470 to $670) for a comfortable experience. Travel expenses can vary greatly depending on your activities, but here’s a quick overview of typical daily costs to help you plan:

  • 🍜 Meal at a local restaurant: IDR 50,000 - 100,000
  • ☕ Coffee: IDR 20,000 - 45,000
  • 🚍 Public transport fare: IDR 10,000 - 20,000
  • 📱 Prepaid SIM card: IDR 100,000
  • 🏨 Budget hotel or Airbnb: IDR 300,000 - 600,000

Generally, Indonesia is considered an affordable destination, ranking lower on the price scale compared to the United States. For instance, a meal in the U.S. can average around $15, whereas a similar meal in Indonesia typically costs about $3-6. When compared to Australia, where everyday expenses are relatively higher, travelers can expect to save significantly in Indonesia, making it an attractive option for budget-conscious tourists.

Expat Living in Indonesia

For expats settling in Indonesia, the average monthly living costs can range from IDR 15,000,000 to IDR 30,000,000 (around $1,000 to $2,000), depending on lifestyle choices and location. This estimate includes rent, utilities, groceries, and leisure activities. To manage your finances effectively, it’s crucial to understand the banking landscape: many locals use debit and credit cards, but cash is still king in many markets and restaurants.

When it comes to money transfers, using local exchange services can sometimes yield better rates than your bank, but for international transfers, platforms like Wise or OFX often provide competitive rates with lower fees compared to traditional banks. Consider keeping a balance of both options: exchange a small amount of cash locally for immediate use, and leverage online transfer services for larger expenses or when sending money home. This approach ensures you benefit from the local convenience while minimizing costs associated with currency exchange.

 

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