Loading...

Home pages - full list (A-Z)

AUD/NZD - Rate Guide

Australian Dollar to New Zealand Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

AUD/NZD Exchange Rates and Providers Compared

This guide to the Australian Dollar to New Zealand Dollar exchange rate with 90-day chart & alerts, historic rates, forecasts and AUD to NZD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. Calculate amounts and rate margins with the AUD/NZD Calculator.

My Favourites

AUD/NZD - 90 Day Rate Alerts

1 AUD = 1.0817 NZD

90-DAY HIGHS 60-DAY HIGHS 30-DAY HIGHS 14-DAY HIGHS
AUD/NZD over the last 90 days

View AUD/NZD - Interactive Chart

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for AUD/NZD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
Foreign Transfer ProvidersReceive NZD($)Exchange RateFee AUDTotal CostDeal Links
WorldFirst logo
10,763 NZD
Best Overall
1.076300.5%
OFX (OzForex) logo
10,730 NZD
33 NZD
1.0730^0.8%
TorFX logo
10,577 NZD
186 NZD
1.057702.22%
ANZ Bank logo
10,452 NZD
311 NZD
1.0471183.37%
Westpac logo
10,431 NZD
332 NZD
1.0452203.57%
BankSA International Money Transfers
BankSA logo
10,417 NZD
346 NZD
1.043820.013.7%
Bank of Melbourne International Money Transfers
Bank of Melbourne logo
10,416 NZD
347 NZD
1.0438213.71%
Bank of Queensland logo
10,380 NZD
383 NZD
1.0411304.04%
Banks - Average Rate
National Australia Bank (nab) logo Westpac logo ANZ Bank logo Commonwealth Bank (CBA) logo St George Bank logo Bank of Queensland logo Bank of Melbourne logo BankSA logo
10,339 NZD
424 NZD
1.0359154.42%
National Australia Bank (nab) logo
10,331 NZD
432 NZD
1.0354224.49%
Commonwealth Bank (CBA) logo
10,153 NZD
610 NZD
1.01596 6.14%
St George Bank logo
10,129 NZD
634 NZD
1.0149206.36%
 

WorldFirst logo

WorldFirst: Foreign Transfer AUD→NZD
From Amount:10,000 AUD
Fee:
Exchange Rate:1.0763 (0.5% from mid-rate)
To Amount:10,763 NZD
Total Cost:0.5%
Time:12:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

OFX (OzForex) logo

OFX (OzForex): Foreign Transfer AUD→NZD
From Amount:10,000 AUD
Fee:0^ - No fees for BestExchangeRates users (normally $15 for transfers over $10K)
Exchange Rate:1.0730 (0.8% from mid-rate)
To Amount:10,730 NZD
Total Cost:0.8%
Difference:
33 NZD less than using WorldFirst
Time:
Rate Fetched: 12:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

TorFX logo

TorFX: Foreign Transfer AUD→NZD
From Amount:10,000 AUD
Fee:0
Exchange Rate:1.0577 (2.22% from mid-rate)
To Amount:10,577 NZD
Total Cost:2.22%
Difference:
186 NZD less than using WorldFirst
Time:12:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 

ANZ Bank logo

ANZ Bank: Foreign Transfer AUD→NZD
From Amount:10,000 AUD
Fee:18
Exchange Rate:1.0471 (3.2% from mid-rate)
To Amount:10,452 NZD
Total Cost:3.37%
Difference:
311 NZD less than using WorldFirst
Time:
Rate Fetched: website - Sun Sep 22 2019 11:03:05 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

Westpac logo

Westpac: Foreign Transfer AUD→NZD
From Amount:10,000 AUD
Fee:20
Exchange Rate:1.0452 (3.37% from mid-rate)
To Amount:10,431 NZD
Total Cost:3.57%
Difference:
332 NZD less than using WorldFirst
Time:
Rate Fetched: website - Mon Apr 15 2019 01:04:04 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 

BankSA logo

BankSA: Foreign Transfer AUD→NZD
From Amount:10,000 AUD
Fee:20.01
Exchange Rate:1.0438 (3.5% from mid-rate)
To Amount:10,417 NZD
Total Cost:3.7%
Difference:
346 NZD less than using WorldFirst
Time:
Rate Fetched: website - 12:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Bank of Melbourne logo

Bank of Melbourne: Foreign Transfer AUD→NZD
From Amount:10,000 AUD
Fee:21
Exchange Rate:1.0438 (3.5% from mid-rate)
To Amount:10,416 NZD
Total Cost:3.71%
Difference:
347 NZD less than using WorldFirst
Time:
Rate Fetched: website - 12:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Bank of Queensland logo

Bank of Queensland: Foreign Transfer AUD→NZD
From Amount:10,000 AUD
Fee:30
Exchange Rate:1.0411 (3.75% from mid-rate)
To Amount:10,380 NZD
Total Cost:4.04%
Difference:
383 NZD less than using WorldFirst
Time:
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer AUD→NZD
From Amount:10,000 AUD
Fee:15
Exchange Rate:1.0497 (2.96% from mid-rate)
To Amount:10,339 NZD
Total Cost:4.42%
Difference:
424 NZD less than using WorldFirst
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

National Australia Bank (nab) logo

National Australia Bank (nab): Foreign Transfer AUD→NZD
From Amount:10,000 AUD
Fee:22
Exchange Rate:1.0354 (4.28% from mid-rate)
To Amount:10,331 NZD
Total Cost:4.49%
Difference:
432 NZD less than using WorldFirst
Time:
Rate Fetched: website - Sun Sep 22 2019 11:05:03 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2.1/5.0
Reviews:
 

Commonwealth Bank (CBA) logo

Commonwealth Bank (CBA): Foreign Transfer AUD→NZD
From Amount:10,000 AUD
Fee:6
Exchange Rate:1.0159 (6.08% from mid-rate)
To Amount:10,153 NZD
Total Cost:6.14%
Difference:
610 NZD less than using WorldFirst
Time:
Rate Fetched: website - Sun Sep 22 2019 11:02:02 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1.2/5.0
Reviews:
 

St George Bank logo

St George Bank: Foreign Transfer AUD→NZD
From Amount:10,000 AUD
Fee:20
Exchange Rate:1.0149 (6.18% from mid-rate)
To Amount:10,129 NZD
Total Cost:6.36%
Difference:
634 NZD less than using WorldFirst
Time:
Rate Fetched: website - 12:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1/5.0
Reviews:
 
Snapshot 09/22/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount NZD($)Exchange RateFee AUDTotal CostDeal Links
Australia Post logo
1,043.8 NZD
Best Overall
1.0438$0 BPay, Card 0.72%-1%3.5%
Travelex Online AU logo
1,043.3 NZD
0.5 NZD
1.0433$0 BPay, Card 0.72%-1%3.55%
Travel Money Oz logo
1,038.6 NZD
5.2 NZD
1.0386A$03.98%
ANZ Bank logo
1,036.63 NZD
7.17 NZD
1.0471A$104.17%
Westpac logo
1,034.75 NZD
9.05 NZD
1.0452A$104.34%
Bank of Melbourne Foreign Currency
Bank of Melbourne logo
1,028.14 NZD
16 NZD
1.0438A$154.95%
BankSA Foreign Currency
BankSA logo
1,028.14 NZD
16 NZD
1.0438A$154.95%
Banks - Average Rate
Westpac logo ANZ Bank logo Commonwealth Bank (CBA) logo St George Bank logo National Australia Bank (nab) logo Bank of Melbourne logo BankSA logo
1,020 NZD
24 NZD
1.0325105.71%
National Australia Bank (nab) logo
1,013.76 NZD
30 NZD
1.024106.28%
Commonwealth Bank (CBA) logo
1,002.08 NZD
42 NZD
1.0122A$107.36%
St George Bank logo
996.03 NZD
48 NZD
1.0112A$157.92%
 

Australia Post logo

Australia Post: Travel Money AUD→NZD
From Amount:1,000 AUD
Fee:$0 BPAY, 0.77% MasterCard debit, 0.94% MasterCard credit, 0.72% Visa debit and 1% Visa credit
Exchange Rate:1.0438 (3.5% from mid-rate)
To Amount:1,043.8 NZD
Total Cost:3.5%
Time:12:00 Local
Currency Services:Online order, Branch pickup, $10 fee for orders under $1000
Delivery/Collect:2-3 days
Rating:
 
: 4/5.0
Reviews:
 

Travelex Online AU logo

Travelex Online AU: Travel Money AUD→NZD
From Amount:1,000 AUD
Fee:$0 BPAY, 0.77% MasterCard debit, 0.94% MasterCard credit, 0.72% Visa debit and 1% Visa credit
Exchange Rate:1.0433 (3.55% from mid-rate)
To Amount:1,043.3 NZD
Total Cost:3.55%
Time:
Rate Fetched: Sun Sep 22 2019 12:00:05 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

Travel Money Oz logo

Travel Money Oz: Travel Money AUD→NZD
From Amount:1,000 AUD
Fee:A$0 AUD (0 BPay, Credit Card 1%)
Exchange Rate:1.0386 (3.98% from mid-rate)
To Amount:1,038.6 NZD
Total Cost:3.98%
Time:
Rate Fetched: 12:00 Local
Currency Services:Online order, Branch pickup
Delivery/Collect:3-5 days
Rating:
 
: 4.2/5.0
Reviews:
 

ANZ Bank logo

ANZ Bank: Travel Money AUD→NZD
From Amount:1,000 AUD
Fee:A$10 AUD (1%)
Exchange Rate:1.0471 (3.2% from mid-rate)
To Amount:1,036.63 NZD
Total Cost:4.17%
Time:
Rate Fetched: website - Sun Sep 22 2019 11:03:05 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 3/5.0
Reviews:
 

Westpac logo

Westpac: Travel Money AUD→NZD
From Amount:1,000 AUD
Fee:A$10 AUD (1%)
Exchange Rate:1.0452 (3.37% from mid-rate)
To Amount:1,034.75 NZD
Total Cost:4.34%
Time:
Rate Fetched: website - Mon Apr 15 2019 01:04:04 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 2/5.0
Reviews:
 

Bank of Melbourne logo

Bank of Melbourne: Travel Money AUD→NZD
From Amount:1,000 AUD
Fee:A$15 AUD (Minimum fee)
Exchange Rate:1.0438 (3.5% from mid-rate)
To Amount:1,028.14 NZD
Total Cost:4.95%
Time:
Rate Fetched: website - 12:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BankSA logo

BankSA: Travel Money AUD→NZD
From Amount:1,000 AUD
Fee:A$15 AUD (Minimum fee)
Exchange Rate:1.0438 (3.5% from mid-rate)
To Amount:1,028.14 NZD
Total Cost:4.95%
Time:
Rate Fetched: website - 12:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money AUD→NZD
From Amount:1,000 AUD
Fee:10
Exchange Rate:1.0282 (4.95% from mid-rate)
To Amount:1,020 NZD
Total Cost:5.71%
Currency Services:Branch
Delivery/Collect:-
 

National Australia Bank (nab) logo

National Australia Bank (nab): Travel Money AUD→NZD
From Amount:1,000 AUD
Fee:10
Exchange Rate:1.0240 (5.33% from mid-rate)
To Amount:1,013.76 NZD
Total Cost:6.28%
Time:
Rate Fetched: website - 12:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 2.1/5.0
Reviews:
 

Commonwealth Bank (CBA) logo

Commonwealth Bank (CBA): Travel Money AUD→NZD
From Amount:1,000 AUD
Fee:A$10 AUD (1%)
Exchange Rate:1.0122 (6.43% from mid-rate)
To Amount:1,002.08 NZD
Total Cost:7.36%
Time:
Rate Fetched: website - Sun Sep 22 2019 11:02:02 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1.2/5.0
Reviews:
 

St George Bank logo

St George Bank: Travel Money AUD→NZD
From Amount:1,000 AUD
Fee:A$15 AUD (Minimum fee)
Exchange Rate:1.0112 (6.52% from mid-rate)
To Amount:996.03 NZD
Total Cost:7.92%
Time:
Rate Fetched: website - 12:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1/5.0
Reviews:
 
Snapshot 09/22/2019 - See full table

AUD / NZD converter & margin calculator

A$AUD
$NZD
mid-rates

Compare how much you can save on AUD/NZD exchange rates for:

Foreign Transfers Travel Money

Foreign Transfers Travel Money

Australian Dollar

New Zealand Dollar

1 AUD 1.0817 NZD
5 AUD 5.4085 NZD
10 AUD 10.82 NZD
20 AUD 21.63 NZD
50 AUD 54.09 NZD
100 AUD 108.17 NZD
250 AUD 270.43 NZD
500 AUD 540.85 NZD
1,000 AUD 1,081.70 NZD
2,000 AUD 2,163.40 NZD
5,000 AUD 5,408.50 NZD
10,000 AUD 10,817.00 NZD
50,000 AUD 54,085.00 NZD
100,000 AUD 108,170.00 NZD
See more

Australian Dollar

New Zealand Dollar

0.9244 AUD 1 NZD
4.6220 AUD 5 NZD
9.2440 AUD 10 NZD
18.49 AUD 20 NZD
46.22 AUD 50 NZD
92.44 AUD 100 NZD
231.10 AUD 250 NZD
462.20 AUD 500 NZD
924.40 AUD 1,000 NZD
1,848.80 AUD 2,000 NZD
4,622.00 AUD 5,000 NZD
9,244.00 AUD 10,000 NZD
46,220.00 AUD 50,000 NZD
92,440.00 AUD 100,000 NZD
See more
Country Guides (AUD & NZD)
AustraliaAustralia (AUD)New ZealandNew Zealand (NZD)Christmas IslandChristmas Island (AUD)
Cocos Keeling IslandsCocos Keeling Islands (AUD)Cook IslandsCook Islands (NZD)Heard And McDonald IslandsHeard And McDonald Islands (AUD)
KiribatiKiribati (AUD)NauruNauru (AUD)NiueNiue (NZD)
Norfolk IslandNorfolk Island (AUD)PitcairnPitcairn (NZD)TokelauTokelau (NZD)
TuvaluTuvalu (AUD)

AUD/NZD - Historical Trends

This table shows historic rates and trends of Australian Dollar to New Zealand Dollar over periods upto 10 years.

PeriodChange*AUD/NZDDate
1 Day+0.2%1.079119 Sep 2019
7 Day+0.3%1.078613 Sep 2019
30 Day+2.1%1.059321 Aug 2019
3 Month+2.9%1.051622 Jun 2019
1 Year-0.8%1.090620 Sep 2018
5 Year-1.4%1.096821 Sep 2014
10 Year-10.7%1.211322 Sep 2009

*For period to 20-Sep 21UTC when AUD/NZD was 1.0817

You can use our AUD interactive charts to check AUDNZD historic trends.

Get a Better FX Deal when you Send and Spend Abroad.

 

AUDNZD blended flags

AUD and NZD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the AUD vs NZD, you should pay attention to the recent market trends for both currencies.

 

Australian Dollar (AUD)

In early August the Australian dollar sunk to a 10 year low of 67¢ (Aug-7) to the US dollar. This was due to the offshore yuan breaking the symbolic and closely watched USD/CNY = 7.0 exchange rate, after the trade war flared up again and the US labelled China a "currency manipulator".

Investors have sold AUD in recent months as they’ve bet on aggressive interest-rate cuts by the Reserve Bank of Australia. These bets paid off: the RBA cut its cash rate in both June and July to a record low of 1 percent.

Lower borrowing costs are necessary, investors believe, in light of persistently soft domestic data and the fallout from a US-China trade standoff that shows no sign of nearing an end.

AUD will continue to track changes in interest-rate expectations. Economists expect at least one further cut this year and many expect two by early 2020. After July's cut, the RBA hinted it would leave rates unchanged for several months.

Interestingly, AUD has decoupled from commodity prices in 2019. The price of iron ore (Australia’s largest export) nears multi-year highs while AUD languishes.

Further RBA interest rate cuts this year are now a certainty, and that doesn’t bode well for currency valuations. Westpac has predicted three cuts this year.

Read more in the article AUD Forecasts.

 

New Zealand Dollar (NZD)

The New Zealand dollar weakened in June to a 7-month low against the euro, at rates below €0.58.

At US$0.65, the kiwi remained weak against the greenback, 6 percent lower than rates in March.

Against the Australian dollar, NZD has been steady in recent months, having spent much of its time between A$0.94 and A$0.95.

Robbing New Zealand's currency of gains in 2019 have been lower NZ interest rates, reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

Read more in the article NZD Forecasts.

Why can't I just get the AUD/NZD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the AUD / NZD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

AUDNZD blended flags

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all AUD Exchange Rates