Best Exchange Rates
Best Exchange Rates

Select where your money is...

Full country list (A-Z)

AUD to NZD

Australian Dollar to New Zealand Dollar - Calculate Compare Save

AUD to NZD mid-rate = 1.1028

Right now the AUD/NZD market mid-rate is 1.1028 and represents ideally how many New Zealand Dollar you can get for one Australian Dollar (21-08-2018 06:27:30 GMT) .

You can calculate equivalent currency amounts at this mid-rate below. Then select the transaction type to compare the best exchange rates available for AUD to NZD transfers or buying NZD travel money.

 

Currency Converter AUD to NZD

$
$
1 AUD equals
1.1028 NZD 1NZD= 0.9068 AUD

Compare how much you can save on exchange rates for:

Foreign Transfers    Travel Money

Get fee-free global money transfers with our partner OFX
3 Month AUD/NZD Chart
AUD-NZD 3 Month chart

Australian Dollar

New Zealand Dollar

1 AUD 1.1028 NZD
5 AUD 5.5140 NZD
10 AUD 11.03 NZD
20 AUD 22.06 NZD
50 AUD 55.14 NZD
100 AUD 110.28 NZD
250 AUD 275.70 NZD
500 AUD 551.40 NZD
1,000 AUD 1,102.80 NZD
2,000 AUD 2,205.60 NZD
5,000 AUD 5,514.00 NZD
10,000 AUD 11,028.00 NZD
50,000 AUD 55,140.00 NZD

Australian Dollar

New Zealand Dollar

0.9068 AUD 1 NZD
4.5340 AUD 5 NZD
9.0680 AUD 10 NZD
18.14 AUD 20 NZD
45.34 AUD 50 NZD
90.68 AUD 100 NZD
226.70 AUD 250 NZD
453.40 AUD 500 NZD
906.80 AUD 1,000 NZD
1,813.60 AUD 2,000 NZD
4,534.00 AUD 5,000 NZD
9,068.00 AUD 10,000 NZD
45,340.00 AUD 50,000 NZD

NZD Country Guides
New ZealandNew ZealandCook IslandsCook IslandsNiueNiue
PitcairnPitcairnTokelauTokelau

Australian Dollar to New Zealand Dollar (AUD-NZD) - 10 Year History

The below table shows the historic variation in the AUD/NZD exchange rate over the last 10 years. The percentage change is the difference from the date shown to present. This lets you decide if the current rate is in your favour.

DateExchange RatePeriodChange
20 Aug 20181.1045Latest
13 Aug 20181.10521 Week-0.06%
21 Jul 20181.08931 Month+1.4%
21 Feb 20181.06596 Months+3.62%
20 Aug 20171.08421 Year+1.87%
20 Aug 20161.04832 Years+5.36%
21 Aug 20131.14215 Years-3.29%
22 Aug 20081.226710 Years-9.96%

The three things you need in order to get a good AUD to NZD exchange rate

  1. Know the latest AUD/NZD market mid-rate. The closer your final exchange rate is to this real market rate the better deal you are getting. You should also judge how the current rate compares to the historic rate over the past 10 years.
  2. Compare your Bank's transaction costs to several licensed FX providers, remember to compare the exchange rate margins as well as the various types of fees. We make that easy to do with our calculators for Foreign Transfers and Travel Money transactions.
  3. Review up-to-date Currency News and Forecasts for both the and currencies, if available.

Transaction Costs - Margins and Fees for AUD/NZD Transfers and Currency Exchange

The transaction margin from the mid-rate you will be charged by your bank or foreign exchange provider plus any fixed or percentage fees. These margins and fees will vary significantly for International Money Transfers and Travel Money transactions.

You can see a sample of the margins from mid-rate in the table below which shows an example of the costs charged by FX specialist and the average bank rate when sending money transfers from AUD to NZD.

Sending a LARGER international money transfer? Request a Free Multi-Vendor Quote

Compare Foreign Transfers

Sending AUD 10,000 to NZD

ProviderRatingFeesExchange RateMargin
OFX logo OFX
 
$01.0945$10,945 NZD0.86%
HSBC logo HSBC
$151.0726$10,710 NZD2.99%
ANZ Bank logo ANZ Bank
 
$181.0668$10,649 NZD3.54%
Citibank logo Citibank
$121.0627$10,614 NZD3.86%
Bank of Queensland logo Bank of Queensland
 
$301.0626$10,594 NZD4.04%
Average Bank Rate
NAB logo  Westpac logo  ANZ Bank logo  Commonwealth Bank logo  St George Bank logo  Citibank logo  Bank of Queensland logo  HSBC logo  Bank of Melbourne logo  BankSA logo 
$151.0564$10,544.7 NZD4.49%
NAB logo NAB
 
$221.0563$10,540 NZD4.53%
Westpac logo Westpac
 
$201.0538$10,517 NZD4.74%
Commonwealth Bank logo Commonwealth Bank
 
$6 1.0519$10,513 NZD4.77%
St George Bank logo St George Bank
 
$201.0508$10,487 NZD5.01%
BankSA logo BankSA
$20.011.0433$10,412 NZD5.69%
Bank of Melbourne logo Bank of Melbourne
$211.0433$10,411 NZD5.7%
 
OFX logo OFX
Book & track your foreign transfers online (24/7) with industry best rates for all your deals - not just the first one! Lock in exchange rates with Spot & Forward Deals. BestExchangeRates users get the transfer fees waived.
Price Details
Receive: $10,945 NZD
Exchange Rate: 1.0945
(Inverse 1NZD=AUD 0.9137)
Fees: $0
Total Cost : 0.86% (from mid-rate: 1.1040)
This is the amount of money that could be received by your transfer at rate AUD/NZD=1.0945 and inclusive of the fee of $0.
Rate timestamp : Tue Aug 21 2018 04:00:20 GMT+0000 (UTC)
 
HSBC logo HSBC
Rate available to HSBC Online Banking customers only.

Price Details
Receive: $10,710 NZD
Exchange Rate: 1.0726
(Inverse 1NZD=AUD 0.9323)
Fees: $15
Total Cost : 2.99% (from mid-rate: 1.1040)
Receive NZD $235 less than with  OFX logo OFX
This is the amount of money that could be received by your transfer at rate AUD/NZD=1.0726 and inclusive of the fee of $15.
 
ANZ Bank logo ANZ Bank
Rate available to ANZ Online Banking customers only. Fee for transfers via ANZ Internet Banking is $18 (or $12 if the transfer is over $AUD10,000) in ANZ Foreign Exchange Centre or via ANZ Phone Banking fee is $32.
Price Details
Receive: $10,649 NZD
Exchange Rate: 1.0668
(Inverse 1NZD=AUD 0.9374)
Fees: $18
Total Cost : 3.54% (from mid-rate: 1.1040)
Receive NZD $296 less than with  OFX logo OFX
This is the amount of money that could be received by your transfer at rate AUD/NZD=1.0668 and inclusive of the fee of $18.
Rate timestamp : Tue Aug 21 2018 04:03:05 GMT+0000 (UTC)
 
Citibank logo Citibank
Rate available to Citibank customers via online banking.
Price Details
Receive: $10,614 NZD
Exchange Rate: 1.0627
(Inverse 1NZD=AUD 0.9410)
Fees: $12
Total Cost : 3.86% (from mid-rate: 1.1040)
Receive NZD $331 less than with  OFX logo OFX
This is the amount of money that could be received by your transfer at rate AUD/NZD=1.0627 and inclusive of the fee of $12.
 
Bank of Queensland logo Bank of Queensland
Rate available to Bank of Queensland Online Banking customers only.
Price Details
Receive: $10,594 NZD
Exchange Rate: 1.0626
(Inverse 1NZD=AUD 0.9411)
Fees: $30
Total Cost : 4.04% (from mid-rate: 1.1040)
Receive NZD $351 less than with  OFX logo OFX
This is the amount of money that could be received by your transfer at rate AUD/NZD=1.0626 and inclusive of the fee of $30.
 
Average Bank Rate
NAB logo  Westpac logo  ANZ Bank logo  Commonwealth Bank logo  St George Bank logo  Citibank logo  Bank of Queensland logo  HSBC logo  Bank of Melbourne logo  BankSA logo 
This is the average AUD to NZD International Transfer exchange rate and fees from multiple banks for FX rates available over the counter and also via Internet Banking.


Price Details
Receive: $10,544.7 NZD
Exchange Rate: 1.0846
(Inverse 1NZD=AUD 0.9220)
Fees: $15
Total Cost : 4.49% (from mid-rate: 1.1040)
Receive NZD $400.3 less than with  OFX logo OFX
This is the amount of money that could be received by your transfer at rate AUD/NZD=1.0564 and inclusive of the fee of $15.
 
NAB logo NAB
Rate available to National Australia Bank online banking customers only.
Price Details
Receive: $10,540 NZD
Exchange Rate: 1.0563
(Inverse 1NZD=AUD 0.9467)
Fees: $22
Total Cost : 4.53% (from mid-rate: 1.1040)
Receive NZD $405 less than with  OFX logo OFX
This is the amount of money that could be received by your transfer at rate AUD/NZD=1.0563 and inclusive of the fee of $22.
 
Westpac logo Westpac
Rate available to Westpac Online Banking customers only.
Price Details
Receive: $10,517 NZD
Exchange Rate: 1.0538
(Inverse 1NZD=AUD 0.9489)
Fees: $20
Total Cost : 4.74% (from mid-rate: 1.1040)
Receive NZD $428 less than with  OFX logo OFX
This is the amount of money that could be received by your transfer at rate AUD/NZD=1.0538 and inclusive of the fee of $20.
 
Commonwealth Bank logo Commonwealth Bank
Rate available to Commonwealth Bank Online Banking customers only.
Price Details
Receive: $10,513 NZD
Exchange Rate: 1.0519
(Inverse 1NZD=AUD 0.9507)
Fees: $6
Total Cost : 4.77% (from mid-rate: 1.1040)
Receive NZD $432 less than with  OFX logo OFX
This is the amount of money that could be received by your transfer at rate AUD/NZD=1.0519 and inclusive of the fee of $6 .
Rate timestamp : Tue Aug 21 2018 04:02:03 GMT+0000 (UTC)
 
St George Bank logo St George Bank
Rate available to St George Bank Online Banking customers only.
Price Details
Receive: $10,487 NZD
Exchange Rate: 1.0508
(Inverse 1NZD=AUD 0.9517)
Fees: $20
Total Cost : 5.01% (from mid-rate: 1.1040)
Receive NZD $458 less than with  OFX logo OFX
This is the amount of money that could be received by your transfer at rate AUD/NZD=1.0508 and inclusive of the fee of $20.
 
BankSA logo BankSA
Rate available to BankSA Online Banking customers only.
Price Details
Receive: $10,412 NZD
Exchange Rate: 1.0433
(Inverse 1NZD=AUD 0.9585)
Fees: $20.01
Total Cost : 5.69% (from mid-rate: 1.1040)
Receive NZD $533 less than with  OFX logo OFX
This is the amount of money that could be received by your transfer at rate AUD/NZD=1.0433 and inclusive of the fee of $20.01.
 
Bank of Melbourne logo Bank of Melbourne
Rate available to Bank of Melbourne Online Banking customers only.
Price Details
Receive: $10,411 NZD
Exchange Rate: 1.0433
(Inverse 1NZD=AUD 0.9585)
Fees: $21
Total Cost : 5.7% (from mid-rate: 1.1040)
Receive NZD $534 less than with  OFX logo OFX
This is the amount of money that could be received by your transfer at rate AUD/NZD=1.0433 and inclusive of the fee of $21.
% Margins to latest AUD/NZD mid-rate: 1.1040
Rates @ 08/21/2018

The below table shows an example of the margins and possible savings when you order travel money online with a currency specialist versus the average bank, kiosk or post office rate to buy foreign cash.

Travel Money Exchange Rates Compared

Buying NZD Cash with AUD 2,000

ProviderRatingFeesExchange RateMargin
Travelex Australia logo Travelex Australia
 
01.0671$2134.20 NZD3.34%
HSBC logo HSBC
$01.0564$2112.80 NZD4.31%
ANZ Bank logo ANZ Bank
 
$201.0668$2112.26 NZD4.34%
Westpac logo Westpac
 
$201.0538$2086.52 NZD5.5%
Average Bank Rate
Westpac logo  ANZ Bank logo  Commonwealth Bank logo  St George Bank logo  Citibank logo  HSBC logo  NAB logo  Bank of Melbourne logo  BankSA logo 
$101.0517$2085.90 NZD5.53%
Commonwealth Bank logo Commonwealth Bank
 
$201.0525$2083.95 NZD5.62%
NAB logo NAB
 
$101.0468$2083.13 NZD5.66%
St George Bank logo St George Bank
 
$201.0514$2081.77 NZD5.72%
Citibank logo Citibank
$201.0511$2081.18 NZD5.74%
Bank of Melbourne logo Bank of Melbourne
$201.0433$2065.73 NZD6.44%
BankSA logo BankSA
$201.0433$2065.73 NZD6.44%
 
Travelex Australia logo Travelex Australia
Click here to order Travel Money and the Pre-paid Cash Passport with $0 commission and great exchange rates only available online. Home delivery or pickup your cash at your local Travelex store, Post Office, HSBC branch or conveniently at the airport on departure day.
* Orders paid for via BPAY incur no additional fees. Card (debit or credit) will incur a card surcharge; MasterCard (debit) 0.77%, MasterCard (credit) 0.94%, Visa (debit) 0.72% and Visa (credit) 1%. In addition, for Credit Card purchases, your card issuer may charge a separate cash advance fee. For Australia post collection and home delivery orders under $AUD1,000 a $10 collection fee applies.
Price Details
Receive: $2134.20 NZD
Exchange Rate: 1.0671
(Inverse 1NZD=AUD 0.9371)
Fees: 0
Total Cost : 3.34% (from mid-rate: 1.1040)
Amount of cash that could be received at rate AUD/NZD=1.0671 and inclusive of the fee of 0.
Rate timestamp : Tue Aug 21 2018 04:00:04 GMT+0000 (UTC)
 
HSBC logo HSBC

Price Details
Receive: $2112.80 NZD
Exchange Rate: 1.0564
(Inverse 1NZD=AUD 0.9466)
Fees: $0
Total Cost : 4.31% (from mid-rate: 1.1040)
Receive NZD $21.4 less than with  Travelex Australia logo Travelex Australia
Amount of cash that could be received at rate AUD/NZD=1.0564 and inclusive of the fee of $0.
 
ANZ Bank logo ANZ Bank
Foreign currency cash is charged at 1% of the AUD equivalent value for each currency purchased, with a minimum charge of AUD 8 per currency.
Price Details
Receive: $2112.26 NZD
Exchange Rate: 1.0668
(Inverse 1NZD=AUD 0.9374)
Fees: $20
Total Cost : 4.34% (from mid-rate: 1.1040)
Receive NZD $21.94 less than with  Travelex Australia logo Travelex Australia
Amount of cash that could be received at rate AUD/NZD=1.0668 and inclusive of the fee of $20.
Rate timestamp : Tue Aug 21 2018 04:03:05 GMT+0000 (UTC)
 
Westpac logo Westpac

Price Details
Receive: $2086.52 NZD
Exchange Rate: 1.0538
(Inverse 1NZD=AUD 0.9489)
Fees: $20
Total Cost : 5.5% (from mid-rate: 1.1040)
Receive NZD $47.68 less than with  Travelex Australia logo Travelex Australia
Amount of cash that could be received at rate AUD/NZD=1.0538 and inclusive of the fee of $20.
 
Average Bank Rate
Westpac logo  ANZ Bank logo  Commonwealth Bank logo  St George Bank logo  Citibank logo  HSBC logo  NAB logo  Bank of Melbourne logo  BankSA logo 
This is the average AUD to NZD Buy Foreign Cash exchange rate from multiple banks, exchange kiosks and post-offices, available over the counter and via the internet.


Price Details
Receive: $2085.90 NZD
Exchange Rate: 1.0511
(Inverse 1NZD=AUD 0.9514)
Fees: $10
Total Cost : 5.53% (from mid-rate: 1.1040)
Receive NZD $48.3 less than with  Travelex Australia logo Travelex Australia
Amount of cash that could be received at rate AUD/NZD=1.0517 and inclusive of the fee of $10.
 
Commonwealth Bank logo Commonwealth Bank

Price Details
Receive: $2083.95 NZD
Exchange Rate: 1.0525
(Inverse 1NZD=AUD 0.9501)
Fees: $20
Total Cost : 5.62% (from mid-rate: 1.1040)
Receive NZD $50.25 less than with  Travelex Australia logo Travelex Australia
Amount of cash that could be received at rate AUD/NZD=1.0525 and inclusive of the fee of $20.
Rate timestamp : Tue Aug 21 2018 04:02:03 GMT+0000 (UTC)
 
NAB logo NAB
The NAB in-branch travel money service is provided by Travelex.
Price Details
Receive: $2083.13 NZD
Exchange Rate: 1.0468
(Inverse 1NZD=AUD 0.9553)
Fees: $10
Total Cost : 5.66% (from mid-rate: 1.1040)
Receive NZD $51.07 less than with  Travelex Australia logo Travelex Australia
Amount of cash that could be received at rate AUD/NZD=1.0468 and inclusive of the fee of $10.
 
St George Bank logo St George Bank

Price Details
Receive: $2081.77 NZD
Exchange Rate: 1.0514
(Inverse 1NZD=AUD 0.9511)
Fees: $20
Total Cost : 5.72% (from mid-rate: 1.1040)
Receive NZD $52.43 less than with  Travelex Australia logo Travelex Australia
Amount of cash that could be received at rate AUD/NZD=1.0514 and inclusive of the fee of $20.
 
Citibank logo Citibank

Price Details
Receive: $2081.18 NZD
Exchange Rate: 1.0511
(Inverse 1NZD=AUD 0.9514)
Fees: $20
Total Cost : 5.74% (from mid-rate: 1.1040)
Receive NZD $53.02 less than with  Travelex Australia logo Travelex Australia
Amount of cash that could be received at rate AUD/NZD=1.0511 and inclusive of the fee of $20.
 
Bank of Melbourne logo Bank of Melbourne
Please check with the BOM in-branch travel money service for their latest rates.
Price Details
Receive: $2065.73 NZD
Exchange Rate: 1.0433
(Inverse 1NZD=AUD 0.9585)
Fees: $20
Total Cost : 6.44% (from mid-rate: 1.1040)
Receive NZD $68.47 less than with  Travelex Australia logo Travelex Australia
Amount of cash that could be received at rate AUD/NZD=1.0433 and inclusive of the fee of $20.
 
BankSA logo BankSA

Price Details
Receive: $2065.73 NZD
Exchange Rate: 1.0433
(Inverse 1NZD=AUD 0.9585)
Fees: $20
Total Cost : 6.44% (from mid-rate: 1.1040)
Receive NZD $68.47 less than with  Travelex Australia logo Travelex Australia
Amount of cash that could be received at rate AUD/NZD=1.0433 and inclusive of the fee of $20.
% Margins to latest AUD/NZD mid-rate: 1.1040
Rates @ 08/21/2018

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time comparison calculators make shopping around easy and help you calculate how much you can save.


Currency News, Research and Forecasts for Australian Dollar and New Zealand Dollar

Whenever you are interested in an exchange rate you are actually interested in two currencies due to the fact that the value of a currency must always be quoted in comparison to a second currency.

So it follows that if you are determining the best time to transact, in this case the AUD vs NZD, you should pay attention to both Australian Dollar and New Zealand Dollar news and forecasts.

Australian Dollar (AUD) - Market news and forecasts

Sentiment on the Australian dollar took a turn for the worse mid-year after the US announced it would impose massive tariffs on imported goods, as an emerging market crisis gripped the markets, and as the RBA remained dovish on monetary policy.

A global trade war, analysts said, might lead to significant depreciations in commodities prices, and investors tend to express their views on EM risk via the highly liquid Australian dollar. The RBA said mid-year that there was still “no strong case for a near-term adjustment in monetary policy.”

By August 14th, the Aussie had slumped to an 18-month low versus the US dollar of 72.4 cents, down 11 percent on January’s high.

The Aussie was also struggling elsewhere, including against the Japanese yen, against which it weakened to 80 for the first time since late 2016.

While the Aussie spent the period between mid-April and mid-August strengthening against the New Zealand dollar, a longer-term, bigger-picture view shows this cross rate drifting sideways for much of the past 4 ½ years. On August 14th, the Aussie fetched 1.1 NZD.

New Zealand Dollar (NZD) - Market news and forecasts

The New Zealand dollar has spent much of 2018 influenced by risk sentiment and, in the case of NZD/USD, by the broader market for US dollar pairs.

The kiwi fell steadily between April and mid-August (the time of this report), not only against the greenback, against which it slumped 10 percent to $0.663, but also to lesser extents against the yen (¥73.3) and Australian dollar (A$0.907).

Markets have long priced in a near-zero probability of an NZ interest rate hike this year but, worryingly, Westpac said in August it believed the probability of the RBNZ cutting rates had risen to a new high – Westpac estimated a one-third chance of a cut.

Further to monetary policy factors, weighing on the New Zealand dollar at present is the emerging market crisis, which sees funds moved into safe havens; the US-China trade dispute, which threatens global trade; and dairy prices, which beginning on June 5th fell in four consecutive fortnightly auctions.

Westpac are forecasting NZD/USD at 0.67 at year-end and at 0.65 by the end of 2019. Respective forecasts for NZD/AUD are at 0.91 and 0.925.

Betting against NZD is Societe Generale. In mid-August, the bank said that shorting the kiwi against CAD and AUD were “attractive” propositions.

Why can't I just get the same AUD/NZD market rate I see on Google or in the Media?

The AUD/NZD mid-rate is the rate you will see Quoted on Google or the News, nobody except the largest banks and businesses can get exchange rates close to this mid-rate. It is actually just the theoretical half-way point (hence mid-rate) between the last rate at which the AUD / NZD was traded (bought or sold) in the international markets.


When you look up the current Australian Dollar to New Zealand Dollar exchange rate on the web the figure you find quoted on sites like google or mentioned on TV is commonly referred to as the mid-market rate.

AUD to NZD mid-rate on google

AUD to NZD mid-rate on google search

Getting a great AUD to NZD mid-market rate is all about timing, so unless you are able to wait, watch and time the market this is largely beyond your control. This rate will go up and down with varying amounts of volatility depending on the currency pair.

This mid-market rate is really only a reference and is just the starting point for calculating the actual rate you will get for your transaction, luckily we can also use this same rate to determine how good a deal a rate that a provider offers you actually is.

You can use our AUD to NZD currency converter to calculate equivalent amounts in each currency using the latest mid-market exchange rates. Then choose your transaction type for specific Australian Dollar cross rates and reviews of leading foreign exchange providers versus the Banks.