Best Exchange Rates
Best Exchange Rates

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AUD to NZD

Australian Dollar to New Zealand Dollar - Calculate Compare Save

AUD to NZD mid-rate = 1.08

Right now the AUD/NZD market mid-rate is 1.08 and represents ideally how many New Zealand Dollar you can get for one Australian Dollar.

You can calculate equivalent Australian Dollar to New Zealand Dollar currency amounts (at mid-rate) below. Then select the transaction type to compare the best exchange rates available for AUD to NZD transfers or buying NZD travel money.

 

Currency Converter AUD to NZD


$AUD


$NZD
1 Australian Dollar equals
1.08 New Zealand Dollar
1NZD= 0.9259 AUD

Compare how much you can save on exchange rates for:

Foreign Transfers    Travel Cash/Cards

Get fee-free global transfers with partner OFX


3 Month AUD/NZD Chart
AUD-NZD 3 Month chart

Australian Dollar

New Zealand Dollar

1 AUD 1.0800 NZD
5 AUD 5.4000 NZD
10 AUD 10.80 NZD
20 AUD 21.60 NZD
50 AUD 54.00 NZD
100 AUD 108.00 NZD
250 AUD 270.00 NZD
500 AUD 540.00 NZD
1,000 AUD 1,080.00 NZD
2,000 AUD 2,160.00 NZD
5,000 AUD 5,400.00 NZD
10,000 AUD 10,800.00 NZD
50,000 AUD 54,000.00 NZD

Australian Dollar

New Zealand Dollar

0.9259 AUD 1 NZD
4.6295 AUD 5 NZD
9.2590 AUD 10 NZD
18.52 AUD 20 NZD
46.30 AUD 50 NZD
92.59 AUD 100 NZD
231.48 AUD 250 NZD
462.95 AUD 500 NZD
925.90 AUD 1,000 NZD
1,851.80 AUD 2,000 NZD
4,629.50 AUD 5,000 NZD
9,259.00 AUD 10,000 NZD
46,295.00 AUD 50,000 NZD

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Australian Dollar to New Zealand Dollar (AUD-NZD) - 10 Year History

The below table shows the historic variation in the AUD/NZD exchange rate over the last 10 years. The percentage change is the difference from the date shown to present. This lets you decide if the current rate is in your favour.

DateExchange RatePeriodChange
22 Oct 20181.0818Latest
15 Oct 20181.08581 Week-0.37%
22 Sep 20181.09141 Month-0.88%
25 Apr 20181.06996 Months+1.11%
22 Oct 20171.12491 Year-3.83%
22 Oct 20161.06232 Years+1.84%
23 Oct 20131.14455 Years-5.48%
24 Oct 20081.116210 Years-3.08%

The three things you need in order to get a good AUD to NZD exchange rate

  1. Know the latest AUD/NZD market mid-rate. The closer your final exchange rate is to this real market rate the better deal you are getting. You should also judge how the current rate compares to the historic rate over the past 10 years.
  2. Compare your Bank's transaction costs to several licensed FX providers, remember to compare the exchange rate margins as well as the various types of fees. We make that easy to do with our calculators for Foreign Transfers and Travel Money transactions.
  3. Review up-to-date Currency News and Forecasts for both the and currencies, if available.

Transaction Costs - Margins and Fees for AUD/NZD Transfers and Currency Exchange

The transaction margin from the mid-rate you will be charged by your bank or foreign exchange provider plus any fixed or percentage fees. These margins and fees will vary significantly for International Money Transfers and Travel Money transactions.

You can see a sample of the margins from mid-rate in the table below which shows an example of the costs charged by FX specialist and the average bank rate when sending money transfers from AUD to NZD.

Compare Foreign Transfers vs the Banks

Send AUD $10,000 → Receive NZD

ProviderReceive Amount NZDExchange RateCostReviewsLinks to Offers
OFX logoOFX
$10,695 NZD1.06950.87%
 
HSBC logoHSBC
$10,470 NZD1.04862.96%
Westpac logoWestpac
$10,431 NZD1.04523.32%
 
ANZ Bank logoANZ Bank
$10,418 NZD1.04373.44%
 
Citibank logoCitibank
$10,378 NZD1.0393.81%
Bank of Queensland logoBank of Queensland
$10,353 NZD1.03844.04%
 
Banks - Average Rate
NAB logo Westpac logo ANZ Bank logo Commonwealth Bank logo St George Bank logo Citibank logo Bank of Queensland logo HSBC logo Bank of Melbourne logo BankSA logo
$10,324.7 NZD1.03444.3%
NAB logoNAB
$10,307 NZD1.0334.47%
 
Commonwealth Bank logoCommonwealth Bank
$10,282 NZD1.02884.7%
 
St George Bank logoSt George Bank
$10,257 NZD1.02784.93%
 
BankSA logoBankSA
$10,176 NZD1.01965.68%
Bank of Melbourne logoBank of Melbourne
$10,175 NZD1.01965.69%
 
OFX: rate, rating & reviews
From amount:$10,000 AUD
To amount:$10,695 NZD
Exchange Rate:1.0695
Total Cost:0.87% (against AUD/NZD mid-rate: 1.0789)
Timestamp:
Rate Fetched: Mon Oct 22 2018 22:00:21 GMT+0000 (UTC)
Rating:
 
: 4.8/5.0
Reviews:
HSBC: rate, rating & reviews
From amount:$10,000 AUD
To amount:$10,470 NZD
Exchange Rate:1.0486
Total Cost:2.96% (against AUD/NZD mid-rate: 1.0789)
Difference:
$225 NZD less than using OFX
Timestamp:
Rating:
: /5.0
Reviews:
Westpac: rate, rating & reviews
From amount:$10,000 AUD
To amount:$10,431 NZD
Exchange Rate:1.0452
Total Cost:3.32% (against AUD/NZD mid-rate: 1.0789)
Difference:
$264 NZD less than using OFX
Timestamp:
Rate Fetched: website - Mon Oct 22 2018 22:04:05 GMT+0000 (UTC)
Rating:
 
: 2/5.0
Reviews:
ANZ Bank: rate, rating & reviews
From amount:$10,000 AUD
To amount:$10,418 NZD
Exchange Rate:1.0437
Total Cost:3.44% (against AUD/NZD mid-rate: 1.0789)
Difference:
$277 NZD less than using OFX
Timestamp:
Rate Fetched: website - Mon Oct 22 2018 22:03:04 GMT+0000 (UTC)
Rating:
 
: 3/5.0
Reviews:
Citibank: rate, rating & reviews
From amount:$10,000 AUD
To amount:$10,378 NZD
Exchange Rate:1.0390
Total Cost:3.81% (against AUD/NZD mid-rate: 1.0789)
Difference:
$317 NZD less than using OFX
Timestamp:
Rating:
: /5.0
Reviews:
Bank of Queensland: rate, rating & reviews
From amount:$10,000 AUD
To amount:$10,353 NZD
Exchange Rate:1.0384
Total Cost:4.04% (against AUD/NZD mid-rate: 1.0789)
Difference:
$342 NZD less than using OFX
Timestamp:
Rating:
 
: 3/5.0
Reviews:
 

Banks - Average Rate
NAB logo Westpac logo ANZ Bank logo Commonwealth Bank logo St George Bank logo Citibank logo Bank of Queensland logo HSBC logo Bank of Melbourne logo BankSA logo

Banks - Average Rate :
From amount:$10,000 AUD
To amount:$10,324.7 NZD
Exchange Rate:1.0604
Total Cost:4.3% (against AUD/NZD mid-rate: 1.0789)
Difference:
$370 NZD less than using OFX
 
NAB: rate, rating & reviews
From amount:$10,000 AUD
To amount:$10,307 NZD
Exchange Rate:1.0330
Total Cost:4.47% (against AUD/NZD mid-rate: 1.0789)
Difference:
$388 NZD less than using OFX
Timestamp:
Rate Fetched: website - Mon Oct 22 2018 22:05:02 GMT+0000 (UTC)
Rating:
 
: 2.1/5.0
Reviews:
Commonwealth Bank: rate, rating & reviews
From amount:$10,000 AUD
To amount:$10,282 NZD
Exchange Rate:1.0288
Total Cost:4.7% (against AUD/NZD mid-rate: 1.0789)
Difference:
$413 NZD less than using OFX
Timestamp:
Rate Fetched: website - Mon Oct 22 2018 22:02:02 GMT+0000 (UTC)
Rating:
 
: 1.2/5.0
Reviews:
St George Bank: rate, rating & reviews
From amount:$10,000 AUD
To amount:$10,257 NZD
Exchange Rate:1.0278
Total Cost:4.93% (against AUD/NZD mid-rate: 1.0789)
Difference:
$438 NZD less than using OFX
Timestamp:
Rate Fetched: website - 0:05 Local
Rating:
 
: 1/5.0
Reviews:
BankSA: rate, rating & reviews
From amount:$10,000 AUD
To amount:$10,176 NZD
Exchange Rate:1.0196
Total Cost:5.68% (against AUD/NZD mid-rate: 1.0789)
Difference:
$519 NZD less than using OFX
Timestamp:
Rate Fetched: website - 0:05 Local
Rating:
: /5.0
Reviews:
Bank of Melbourne: rate, rating & reviews
From amount:$10,000 AUD
To amount:$10,175 NZD
Exchange Rate:1.0196
Total Cost:5.69% (against AUD/NZD mid-rate: 1.0789)
Difference:
$520 NZD less than using OFX
Timestamp:
Rate Fetched: website - 0:05 Local
Rating:
: /5.0
Reviews:
 
Sending a LARGER foreign transfer? Request a free multiple-vendor quote: Get Quotes
* Cost = exchange rate margin + fees vs AUD/NZD mid-rate: 1.0789
Rates @ 10/23/2018

The below table shows an example of the margins and possible savings when you order travel money online with a currency specialist versus the average bank, kiosk or post office rate to buy foreign cash.

Compare Travel Money Exchange Rates vs the Banks

AUD $1,000 → Spend New Zealand dollar (NZD)

ProviderSpend Amount AUDExchange RateCostReviewsLinks to Offers
Travelex Online AU logoTravelex Online AU
$1042.20 NZD
Top Provider
1.04223.4%
 
Westpac logoWestpac
$1034.75 NZD
$7.45 less
1.04524.09%
 
ANZ Bank logoANZ Bank
$1033.26 NZD
$8.94 less
1.04374.23%
 
HSBC logoHSBC
$1031.80 NZD
$10 less
1.03184.37%
Commonwealth Bank logoCommonwealth Bank
$1020.99 NZD
$21 less
1.03135.37%
 
Banks - Average Rate
Westpac logo ANZ Bank logo Commonwealth Bank logo St George Bank logo Citibank logo HSBC logo NAB logo Bank of Melbourne logo BankSA logo
$1019.20 NZD
$23 less
1.03015.53%
Citibank logoCitibank
$1016.33 NZD
$26 less
1.02665.8%
St George Bank logoSt George Bank
$1014.85 NZD
$27 less
1.03035.94%
 
NAB logoNAB
$1012.18 NZD
$30 less
1.02246.18%
 
Bank of Melbourne logoBank of Melbourne
$1004.31 NZD
$38 less
1.01966.91%
BankSA logoBankSA
$1004.31 NZD
$38 less
1.01966.91%
Travelex Online AU: rate, rating & reviews
From amount:$1,000 AUD
To amount:$1042.20 NZD
Exchange Rate:1.0422
Total Cost:3.4% (against AUD/NZD mid-rate: 1.0789)
Fees:0
Timestamp:
Rate Fetched: Mon Oct 22 2018 22:00:04 GMT+0000 (UTC)
Rating:
 
: 4.3/5.0
Reviews:
Westpac: rate, rating & reviews
From amount:$1,000 AUD
To amount:$1034.75 NZD
Exchange Rate:1.0452
Total Cost:4.09% (against AUD/NZD mid-rate: 1.0789)
Fees:$10
Timestamp:
Rate Fetched: website - Mon Oct 22 2018 22:04:05 GMT+0000 (UTC)
Rating:
 
: 2/5.0
Reviews:
ANZ Bank: rate, rating & reviews
From amount:$1,000 AUD
To amount:$1033.26 NZD
Exchange Rate:1.0437
Total Cost:4.23% (against AUD/NZD mid-rate: 1.0789)
Fees:$10
Timestamp:
Rate Fetched: website - Mon Oct 22 2018 22:03:04 GMT+0000 (UTC)
Rating:
 
: 3/5.0
Reviews:
HSBC: rate, rating & reviews
From amount:$1,000 AUD
To amount:$1031.80 NZD
Exchange Rate:1.0318
Total Cost:4.37% (against AUD/NZD mid-rate: 1.0789)
Fees:$0
Timestamp:
Rating:
: /5.0
Reviews:
Commonwealth Bank: rate, rating & reviews
From amount:$1,000 AUD
To amount:$1020.99 NZD
Exchange Rate:1.0313
Total Cost:5.37% (against AUD/NZD mid-rate: 1.0789)
Fees:$10
Timestamp:
Rate Fetched: website - Mon Oct 22 2018 22:02:02 GMT+0000 (UTC)
Rating:
 
: 1.2/5.0
Reviews:
 

Banks - Average Rate
Westpac logo ANZ Bank logo Commonwealth Bank logo St George Bank logo Citibank logo HSBC logo NAB logo Bank of Melbourne logo BankSA logo

Banks - Average Rate :
From amount:$1,000 AUD
To amount:$1019.20 NZD
Exchange Rate:1.0266
Total Cost:5.53% (against AUD/NZD mid-rate: 1.0789)
Fees:$10
Citibank: rate, rating & reviews
From amount:$1,000 AUD
To amount:$1016.33 NZD
Exchange Rate:1.0266
Total Cost:5.8% (against AUD/NZD mid-rate: 1.0789)
Fees:$10
Timestamp:
Rating:
: /5.0
Reviews:
St George Bank: rate, rating & reviews
From amount:$1,000 AUD
To amount:$1014.85 NZD
Exchange Rate:1.0303
Total Cost:5.94% (against AUD/NZD mid-rate: 1.0789)
Fees: Minimum 15 AUD
Timestamp:
Rate Fetched: website - 0:05 Local
Rating:
 
: 1/5.0
Reviews:
 
NAB: rate, rating & reviews
From amount:$1,000 AUD
To amount:$1012.18 NZD
Exchange Rate:1.0224
Total Cost:6.18% (against AUD/NZD mid-rate: 1.0789)
Fees:$10
Timestamp:
Rate Fetched: website - 0:05 Local
Rating:
 
: 2.1/5.0
Reviews:
Bank of Melbourne: rate, rating & reviews
From amount:$1,000 AUD
To amount:$1004.31 NZD
Exchange Rate:1.0196
Total Cost:6.91% (against AUD/NZD mid-rate: 1.0789)
Fees: Minimum 15 AUD
Timestamp:
Rate Fetched: website - 0:05 Local
Rating:
: /5.0
Reviews:
BankSA: rate, rating & reviews
From amount:$1,000 AUD
To amount:$1004.31 NZD
Exchange Rate:1.0196
Total Cost:6.91% (against AUD/NZD mid-rate: 1.0789)
Fees: Minimum 15 AUD
Timestamp:
Rate Fetched: website - 0:05 Local
Rating:
: /5.0
Reviews:
 
Sending a LARGER foreign transfer? Request a free multiple-vendor quote: Get Quotes
* Cost = exchange rate margin + fees vs AUD/NZD mid-rate: 1.0789
Rates @ 10/23/2018

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time comparison calculators make shopping around easy and help you calculate how much you can save.


Currency News, Research and Forecasts for Australian Dollar and New Zealand Dollar

Whenever you are interested in an exchange rate you are actually interested in two currencies due to the fact that the value of a currency must always be quoted in comparison to a second currency.

So it follows that if you are determining the best time to transact, in this case the AUD vs NZD, you should pay attention to both Australian Dollar and New Zealand Dollar news and forecasts.

Australian Dollar (AUD) - Market news and forecasts

The Australian dollar has struggled in 2018 but its prospects for 2019 remain good.

In the second half of September, the Aussie recovered slightly from long-term lows against the euro, yen, Swiss franc and US dollar. It did, however, slump by October 2nd (the day of this report) to a three-year low versus the Canadian dollar.

Keeping the Aussie on the backfoot this year have been matters of monetary policy. A decision in August by Australian commercial banks to raise lending rates reduced the need for the RBA to raise the nation’s benchmark rate. It is the benchmark rate, not commercial lending rates, that affect the Australian dollar’s value, and this is now unlikely to be increased earlier than 2020.

Inaction on monetary policy lends itself to lower AUD exchange rates (the Aussie bought only 71.9 US cents and 62.5 euro cents at the time of writing) but this will change next year. The inevitability of higher Australian interest rates will become the narrative in mid-2019, thinks Citibank, and this will drive capital into AUD and force its price up to 77 US cents.

An even stronger bullish view was expressed in September by UBS, which predicted a rise in AUD to 82 US cents by the end of 2019. The Swiss bank said that other hinderances to AUD, such as emerging market FX volatility and US-China trade tensions, would dissipate.

New Zealand Dollar (NZD) - Market news and forecasts

The New Zealand dollar plumbed new multi-year lows in October against G10 and emerging market currencies.

At 64.4 US cents (October-5), the kiwi was worth less than at any time since January 2016; it was also at its weakest since 2015 against the Canadian dollar and Singapore dollar, and its weakest since 2009 versus the Thai baht.

As with the Australian dollar, much of the kiwi’s current problems are related to monetary policy. With many of the world’s central banks either enacting or considering higher interest rates, the inactivity of New Zealand’s Reserve Bank (the RBNZ is not expected to hike rates within the next year) provides no incentive to hold New Zealand dollars, and as NZD is exchanged for foreign currencies its value is driven down.

“NZD/USD will continue to trade on the defensive in the near term,” an analyst at CBA said in October.

Fortunately, the outlook for 2019 is far brighter for NZD. Next year, the attention of FX participants will undoubtedly turn towards the inevitable tightening of NZ monetary policy and, in addition, US interest rates will be at or above “neutral.”

Why can't I just get the same AUD/NZD market rate I see on Google or in the Media?

The AUD/NZD mid-rate is the rate you will see Quoted on Google or the News, nobody except the largest banks and businesses can get exchange rates close to this mid-rate. It is actually just the theoretical half-way point (hence mid-rate) between the last rate at which the AUD / NZD was traded (bought or sold) in the international markets.


When you look up the current Australian Dollar to New Zealand Dollar exchange rate on the web the figure you find quoted on sites like google or mentioned on TV is commonly referred to as the mid-market rate.

AUD to NZD mid-rate on google

AUD to NZD mid-rate on google search

Getting a great AUD to NZD mid-market rate is all about timing, so unless you are able to wait, watch and time the market this is largely beyond your control. This rate will go up and down with varying amounts of volatility depending on the currency pair.

This mid-market rate is really only a reference and is just the starting point for calculating the actual rate you will get for your transaction, luckily we can also use this same rate to determine how good a deal a rate that a provider offers you actually is.

You can use our AUD to NZD currency converter to calculate equivalent amounts in each currency using the latest mid-market exchange rates. Then choose your transaction type for specific Australian Dollar cross rates and reviews of leading foreign exchange providers versus the Banks.