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AUD/NZD - Convert Compare Save

Australian Dollar to New Zealand Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

This resource page for the Australian Dollar to New Zealand Dollar exchange rate, has news, forecasts and AUD to NZD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. You can also check an exchange rate margin with our Exchange Rate Checker.

AUD/NZD Exchange Rates - How to Compare & Save

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for AUD/NZD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
Foreign Transfer ProvidersReceive NZD($)Exchange RateFee AUDTotal CostDeal Links
OFX (OzForex) logo
10,418 NZD
Best Overall
1.04180^0.97%
Westpac logo
10,431 NZD
13 NZD
1.0452200.85%
ANZ Bank logo
10,169 NZD
249 NZD
1.0187183.34%
Banks - Average Rate
National Australia Bank (nab) logo Westpac logo ANZ Bank logo Commonwealth Bank (CBA) logo St George Bank logo Bank of Queensland logo Bank of Melbourne logo BankSA logo
10,148 NZD
270 NZD
1.0168153.54%
BankSA International Money Transfers
BankSA logo
10,132 NZD
286 NZD
1.015220.013.69%
Bank of Melbourne International Money Transfers
Bank of Melbourne logo
10,131 NZD
287 NZD
1.0152213.7%
Commonwealth Bank (CBA) logo
10,100 NZD
318 NZD
1.01066 3.99%
Bank of Queensland logo
10,096 NZD
322 NZD
1.0126304.03%
St George Bank logo
10,076 NZD
342 NZD
1.0096204.22%
National Australia Bank (nab) logo
10,047 NZD
371 NZD
1.0069224.5%
OFX (OzForex): Foreign Transfer AUD→NZD
AUD amount:$10,000 AUD
Fee:0^ - No fees for BestExchangeRates users (normally $15 for transfers over $10K)
Exchange Rate:1.0418 (0.97% from mid-rate)
NZD amount:10,418 NZD
Total Cost:0.97%
Time:
Rate Fetched: Tue Jun 18 2019 08:00:17 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
Westpac: Foreign Transfer AUD→NZD
AUD amount:$10,000 AUD
Fee:20
Exchange Rate:1.0452 (0.65% from mid-rate)
NZD amount:10,431 NZD
Total Cost:0.85%
Difference:
13 NZD more than using OFX (OzForex)
Time:
Rate Fetched: website - Mon Apr 15 2019 01:04:04 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
ANZ Bank: Foreign Transfer AUD→NZD
AUD amount:$10,000 AUD
Fee:18
Exchange Rate:1.0187 (3.17% from mid-rate)
NZD amount:10,169 NZD
Total Cost:3.34%
Difference:
249 NZD less than using OFX (OzForex)
Time:
Rate Fetched: website - Tue Jun 18 2019 08:03:05 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer AUD→NZD
AUD amount:$10,000 AUD
Fee:15
Exchange Rate:1.0330 (1.81% from mid-rate)
NZD amount:10,148 NZD
Total Cost:3.54%
Difference:
270 NZD less than using OFX (OzForex)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
BankSA: Foreign Transfer AUD→NZD
AUD amount:$10,000 AUD
Fee:20.01
Exchange Rate:1.0152 (3.5% from mid-rate)
NZD amount:10,132 NZD
Total Cost:3.69%
Difference:
286 NZD less than using OFX (OzForex)
Time:
Rate Fetched: website - 8:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
Bank of Melbourne: Foreign Transfer AUD→NZD
AUD amount:$10,000 AUD
Fee:21
Exchange Rate:1.0152 (3.5% from mid-rate)
NZD amount:10,131 NZD
Total Cost:3.7%
Difference:
287 NZD less than using OFX (OzForex)
Time:
Rate Fetched: website - 8:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
Commonwealth Bank (CBA): Foreign Transfer AUD→NZD
AUD amount:$10,000 AUD
Fee:6
Exchange Rate:1.0106 (3.94% from mid-rate)
NZD amount:10,100 NZD
Total Cost:3.99%
Difference:
318 NZD less than using OFX (OzForex)
Time:
Rate Fetched: website - Tue Jun 18 2019 08:02:02 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1.2/5.0
Reviews:
Bank of Queensland: Foreign Transfer AUD→NZD
AUD amount:$10,000 AUD
Fee:30
Exchange Rate:1.0126 (3.75% from mid-rate)
NZD amount:10,096 NZD
Total Cost:4.03%
Difference:
322 NZD less than using OFX (OzForex)
Time:
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
St George Bank: Foreign Transfer AUD→NZD
AUD amount:$10,000 AUD
Fee:20
Exchange Rate:1.0096 (4.03% from mid-rate)
NZD amount:10,076 NZD
Total Cost:4.22%
Difference:
342 NZD less than using OFX (OzForex)
Time:
Rate Fetched: website - 8:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1/5.0
Reviews:
National Australia Bank (nab): Foreign Transfer AUD→NZD
AUD amount:$10,000 AUD
Fee:22
Exchange Rate:1.0069 (4.29% from mid-rate)
NZD amount:10,047 NZD
Total Cost:4.5%
Difference:
371 NZD less than using OFX (OzForex)
Time:
Rate Fetched: website - Tue Jun 18 2019 08:05:03 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2.1/5.0
Reviews:
 
Snapshot 06/18/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount NZD($)Exchange RateFee AUDTotal CostDeal Links
Westpac logo
1,034.75 NZD
Compare
1.0452$101.65%
Travelex Online AU logo
1,019.2 NZD
16 NZD
1.0192$0 BPay, Card 0.72%-1%3.13%
Travel Money Oz logo
1,018.9 NZD
16 NZD
1.0189$0 BPay, Credit Card 1%3.16%
ANZ Bank logo
1,008.51 NZD
26 NZD
1.0187$104.14%
Banks - Average Rate
Westpac logo ANZ Bank logo Commonwealth Bank (CBA) logo St George Bank logo National Australia Bank (nab) logo Bank of Melbourne logo BankSA logo
1,002 NZD
33 NZD
1.0147104.73%
Bank of Melbourne Foreign Currency
Bank of Melbourne logo
1,000.07 NZD
35 NZD
1.0153$154.95%
BankSA Foreign Currency
BankSA logo
1,000.07 NZD
35 NZD
1.0153$154.95%
Commonwealth Bank (CBA) logo
996.53 NZD
38 NZD
1.0066$105.28%
St George Bank logo
990.52 NZD
44 NZD
1.0056$155.85%
National Australia Bank (nab) logo
986.04 NZD
49 NZD
0.996106.28%
Westpac: Travel Money AUD→NZD
AUD amount:$1,000 AUD
Fee:$10 AUD (1%)
Exchange Rate:1.0452 (0.66% from mid-rate)
NZD amount:1,034.75 NZD
Total Cost:1.65%
Time:
Rate Fetched: website - Mon Apr 15 2019 01:04:04 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 2/5.0
Reviews:
Travelex Online AU: Travel Money AUD→NZD
AUD amount:$1,000 AUD
Fee:$0 BPAY, 0.77% MasterCard debit, 0.94% MasterCard credit, 0.72% Visa debit and 1% Visa credit
Exchange Rate:1.0192 (3.13% from mid-rate)
NZD amount:1,019.2 NZD
Total Cost:3.13%
Time:
Rate Fetched: Tue Jun 18 2019 08:00:05 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup, Home delivery
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
Travel Money Oz: Travel Money AUD→NZD
AUD amount:$1,000 AUD
Fee:$0 BPay, Credit Card 1%
Exchange Rate:1.0189 (3.16% from mid-rate)
NZD amount:1,018.9 NZD
Total Cost:3.16%
Time:
Rate Fetched: Tue Jun 18 2019 08:00:07 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup
Delivery/Collect:3-5 days
Rating:
 
: 4.2/5.0
Reviews:
ANZ Bank: Travel Money AUD→NZD
AUD amount:$1,000 AUD
Fee:$10 AUD (1%)
Exchange Rate:1.0187 (3.17% from mid-rate)
NZD amount:1,008.51 NZD
Total Cost:4.14%
Time:
Rate Fetched: website - Tue Jun 18 2019 08:03:05 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 3/5.0
Reviews:
 

Banks - Average Rate

Travel Money AUD→NZD
AUD amount:$1,000 AUD
Fee:10
Exchange Rate:1.0000 (4.95% from mid-rate)
NZD amount:1,002 NZD
Total Cost:4.73%
Currency Services:Branch
Delivery/Collect:-
Bank of Melbourne: Travel Money AUD→NZD
AUD amount:$1,000 AUD
Fee:$15 AUD (Minimum fee)
Exchange Rate:1.0153 (3.5% from mid-rate)
NZD amount:1,000.07 NZD
Total Cost:4.95%
Time:
Rate Fetched: website - 8:08 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
BankSA: Travel Money AUD→NZD
AUD amount:$1,000 AUD
Fee:$15 AUD (Minimum fee)
Exchange Rate:1.0153 (3.5% from mid-rate)
NZD amount:1,000.07 NZD
Total Cost:4.95%
Time:
Rate Fetched: website - 8:08 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
Commonwealth Bank (CBA): Travel Money AUD→NZD
AUD amount:$1,000 AUD
Fee:$10 AUD (1%)
Exchange Rate:1.0066 (4.32% from mid-rate)
NZD amount:996.53 NZD
Total Cost:5.28%
Time:
Rate Fetched: website - Tue Jun 18 2019 08:02:02 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1.2/5.0
Reviews:
St George Bank: Travel Money AUD→NZD
AUD amount:$1,000 AUD
Fee:$15 AUD (Minimum fee)
Exchange Rate:1.0056 (4.42% from mid-rate)
NZD amount:990.52 NZD
Total Cost:5.85%
Time:
Rate Fetched: website - 8:08 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1/5.0
Reviews:
National Australia Bank (nab): Travel Money AUD→NZD
AUD amount:$1,000 AUD
Fee:10
Exchange Rate:0.9960 (5.33% from mid-rate)
NZD amount:986.04 NZD
Total Cost:6.28%
Time:
Rate Fetched: website - 8:08 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 2.1/5.0
Reviews:
 
Snapshot 06/18/2019 - See full table

AUD to NZD interbank exchange rate = 1.0513

 
 

Exchange Rate Checker

If you have been offered/charged an exchange rate then enter it below to check the true cost to the latest interbank mid-rate.

 
   

Compare savings on AUD/NZD exchange rates

Foreign Transfers Travel Money

Foreign Transfers Travel Money

   

AUDNZD blended flags

AUD and NZD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the AUD vs NZD, you should pay attention to the recent market trends for both currencies.

 

Australian Dollar (AUD)

In late May the Australian dollar stabilized after a shocking mid-April to mid-May period, during which it suffered across-the-board losses, including losses worth 5 percent against the US dollar. May’s closing exchange rate of US69.3¢ keeps the Aussie near long-term lows, but it’s an improvement on May-17's rate of 68.7¢ — its lowest weekly closing rate since early 2016.

A stuttering domestic economy and elevated US-China trade tensions (which threaten commodities demand and risk appetite) have driven the Aussie lower.

In an effort to support economic growth and boost inflation, which remains well below target, Australia's central bank cut interest rates in early June, and is expected to do so at least once more this year, making the Australian dollar susceptible to yield-chasing capital outflows.

Read more in the article AUD Forecasts.

 

New Zealand Dollar (NZD)

The New Zealand dollar fell against the US dollar to a 6-month low of $0.651 in mid-May after the Reserve Bank of New Zealand cut interest rates to 1.5 percent.

The kiwi was also struggling against CAD, JPY and EUR, among other currencies, and wasn’t being helped by a significant escalation in US-China trade tensions which saw speculative capital leave New Zealand for safer pastures.

NZD is also suffering due to its high correlation with the Australian dollar — a currency also likely to be pressured by an interest rate cut in the coming months.

Read more in the article NZD Forecasts.

Why can't I just get the AUD/NZD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the AUD / NZD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

AUDNZD blended flags

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all AUD Exchange Rates