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AUD to NZD - Rate Guide

Australian Dollar to New Zealand Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

AUD/NZD update & alerts

1 AUD = 1.0593 NZD

AUD to NZD - Trading Range (90 Day)
ALERT: 60-DAY LOWS đź”” |
90-DAY TREND: At 1.0599 AUD/NZD is trading 1% below the average 1.0711 with a range 1.0545 to 1.0834. ALERT: AUD/NZD has dropped to 60-DAY LOWS. Updated: 08:01-AEDT 21:01-GMT 16:01-EST

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AUD/NZD Exchange Rates and Providers Compared

This guide to the Australian Dollar to New Zealand Dollar exchange rate with 90-day chart & alerts, historic rates, forecasts and AUD to NZD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. If you want to calculate equivalent amounts in foreign currencies or rate margins then use our AUD/NZD Quick Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for AUD/NZD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
Foreign Transfer ProvidersReceive NZD(NZ$)Exchange RateFee AUDTotal CostDeal Links
TorFX logo
NZ$10,412
Best Overall
1.041201.76%
OFX (OzForex) logo
NZ$10,514
NZ$102 more
1.05140^0.8%
WorldFirst logo
NZ$10,546
NZ$134 more
1.054600.5%
Westpac logo
NZ$10,431
NZ$19 more
1.0452201.59%
ANZ Bank logo
NZ$10,271
NZ$141 less
1.029183.09%
Banks - Average Rate
National Australia Bank (nab) logo Westpac logo ANZ Bank logo Commonwealth Bank (CBA) logo St George Bank logo Bank of Queensland logo Bank of Melbourne logo BankSA logo
NZ$10,224
NZ$188 less
1.0244153.54%
BankSA International Money Transfers
BankSA logo
NZ$10,208
NZ$204 less
1.022820.013.69%
Bank of Melbourne International Money Transfers
Bank of Melbourne logo
NZ$10,207
NZ$205 less
1.0228213.7%
Commonwealth Bank (CBA) logo
NZ$10,203
NZ$209 less
1.02096 3.74%
St George Bank logo
NZ$10,179
NZ$233 less
1.0199203.96%
Bank of Queensland logo
NZ$10,171
NZ$241 less
1.0202304.04%
National Australia Bank (nab) logo
NZ$10,123
NZ$289 less
1.0145224.49%
 

TorFX logo

TorFX: Foreign Transfer AUD→NZD
From Amount (AUD)A$10,000
Fee:0
Exchange Rate:1.0412 (1.76% from mid-rate)
To Amount (NZD) NZ$10,412
Total Cost:1.76%
Time:4:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 

OFX (OzForex) logo

OFX (OzForex): Foreign Transfer AUD→NZD
From Amount (AUD)A$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $15 for transfers over $10K)
Exchange Rate:1.0514 (0.8% from mid-rate)
To Amount (NZD) NZ$10,514
Total Cost:0.8%
Difference:
NZ$102 NZD more than using TorFX
Time:
Rate Fetched: 4:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

WorldFirst logo

WorldFirst: Foreign Transfer AUD→NZD
From Amount (AUD)A$10,000
Fee:
Exchange Rate:1.0546 (0.5% from mid-rate)
To Amount (NZD) NZ$10,546
Total Cost:0.5%
Difference:
NZ$134 NZD more than using TorFX
Time:4:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

Westpac logo

Westpac: Foreign Transfer AUD→NZD
From Amount (AUD)A$10,000
Fee:20
Exchange Rate:1.0452 (1.39% from mid-rate)
To Amount (NZD) NZ$10,431
Total Cost:1.59%
Difference:
NZ$19 NZD more than using TorFX
Time:
Rate Fetched: website - Mon Apr 15 2019 01:04:04 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 

ANZ Bank logo

ANZ Bank: Foreign Transfer AUD→NZD
From Amount (AUD)A$10,000
Fee:18
Exchange Rate:1.029 (2.92% from mid-rate)
To Amount (NZD) NZ$10,271
Total Cost:3.09%
Difference:
NZ$141 NZD less than using TorFX
Time:
Rate Fetched: website - Fri Nov 22 2019 03:03:04 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer AUD→NZD
From Amount (AUD)A$10,000
Fee:15
Exchange Rate:1.0334 (2.5% from mid-rate)
To Amount (NZD) NZ$10,224
Total Cost:3.54%
Difference:
NZ$188 NZD less than using TorFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

BankSA logo

BankSA: Foreign Transfer AUD→NZD
From Amount (AUD)A$10,000
Fee:20.01
Exchange Rate:1.0228 (3.5% from mid-rate)
To Amount (NZD) NZ$10,208
Total Cost:3.69%
Difference:
NZ$204 NZD less than using TorFX
Time:
Rate Fetched: website - 4:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Bank of Melbourne logo

Bank of Melbourne: Foreign Transfer AUD→NZD
From Amount (AUD)A$10,000
Fee:21
Exchange Rate:1.0228 (3.5% from mid-rate)
To Amount (NZD) NZ$10,207
Total Cost:3.7%
Difference:
NZ$205 NZD less than using TorFX
Time:
Rate Fetched: website - 4:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Commonwealth Bank (CBA) logo

Commonwealth Bank (CBA): Foreign Transfer AUD→NZD
From Amount (AUD)A$10,000
Fee:6
Exchange Rate:1.0209 (3.68% from mid-rate)
To Amount (NZD) NZ$10,203
Total Cost:3.74%
Difference:
NZ$209 NZD less than using TorFX
Time:
Rate Fetched: website - Fri Nov 22 2019 03:02:02 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1.2/5.0
Reviews:
 

St George Bank logo

St George Bank: Foreign Transfer AUD→NZD
From Amount (AUD)A$10,000
Fee:20
Exchange Rate:1.0199 (3.77% from mid-rate)
To Amount (NZD) NZ$10,179
Total Cost:3.96%
Difference:
NZ$233 NZD less than using TorFX
Time:
Rate Fetched: website - 4:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1/5.0
Reviews:
 

Bank of Queensland logo

Bank of Queensland: Foreign Transfer AUD→NZD
From Amount (AUD)A$10,000
Fee:30
Exchange Rate:1.0202 (3.75% from mid-rate)
To Amount (NZD) NZ$10,171
Total Cost:4.04%
Difference:
NZ$241 NZD less than using TorFX
Time:
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

National Australia Bank (nab) logo

National Australia Bank (nab): Foreign Transfer AUD→NZD
From Amount (AUD)A$10,000
Fee:22
Exchange Rate:1.0145 (4.28% from mid-rate)
To Amount (NZD) NZ$10,123
Total Cost:4.49%
Difference:
NZ$289 NZD less than using TorFX
Time:
Rate Fetched: website - Fri Nov 22 2019 03:05:03 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2.1/5.0
Reviews:
 
Snapshot 11/22/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount NZD(NZ$)Exchange RateFee AUDTotal CostDeal Links
Westpac logo
NZ$1,034.75
Compare
1.0452A$102.37%
Travelex Online AU logo
NZ$1,024
NZ$11 less
1.024$0 BPay, Card 0.72%-1%3.39%
Australia Post logo
NZ$1,022.8
NZ$12 less
1.0228$0 BPay, Card 0.72%-1%3.5%
ANZ Bank logo
NZ$1,018.71
NZ$16 less
1.029A$103.89%
Travel Money Oz logo
NZ$1,017.7
NZ$17 less
1.0177A$03.98%
Banks - Average Rate
Westpac logo ANZ Bank logo Commonwealth Bank (CBA) logo St George Bank logo National Australia Bank (nab) logo Bank of Melbourne logo BankSA logo
NZ$1,010
NZ$25 less
1.0224104.71%
Bank of Melbourne Foreign Currency
Bank of Melbourne logo
NZ$1,007.46
NZ$27 less
1.0228A$154.95%
BankSA Foreign Currency
BankSA logo
NZ$1,007.46
NZ$27 less
1.0228A$154.95%
Commonwealth Bank (CBA) logo
NZ$1,007.03
NZ$28 less
1.0172A$104.99%
St George Bank logo
NZ$1,000.96
NZ$34 less
1.0162A$155.56%
National Australia Bank (nab) logo
NZ$993.37
NZ$41 less
1.0034106.28%
 

Westpac logo

Westpac: Travel Money AUD→NZD
From Amount (AUD)A$1,000
Fee:A$10 AUD (1%)
Exchange Rate:1.0452 (1.39% from mid-rate)
To Amount (NZD) NZ$1,034.75
Total Cost:2.37%
Time:
Rate Fetched: website - Mon Apr 15 2019 01:04:04 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 2/5.0
Reviews:
 

Travelex Online AU logo

Travelex Online AU: Travel Money AUD→NZD
From Amount (AUD)A$1,000
Fee:$0 BPAY, 0.77% MasterCard debit, 0.94% MasterCard credit, 0.72% Visa debit and 1% Visa credit
Exchange Rate:1.024 (3.39% from mid-rate)
To Amount (NZD) NZ$1,024
Total Cost:3.39%
Time:
Rate Fetched: Fri Nov 22 2019 04:00:04 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

Australia Post logo

Australia Post: Travel Money AUD→NZD
From Amount (AUD)A$1,000
Fee:$0 BPAY, 0.77% MasterCard debit, 0.94% MasterCard credit, 0.72% Visa debit and 1% Visa credit
Exchange Rate:1.0228 (3.5% from mid-rate)
To Amount (NZD) NZ$1,022.8
Total Cost:3.5%
Time:4:00 Local
Currency Services:Online order, Branch pickup, $10 fee for orders under $1000
Delivery/Collect:2-3 days
Rating:
 
: 4/5.0
Reviews:
 

ANZ Bank logo

ANZ Bank: Travel Money AUD→NZD
From Amount (AUD)A$1,000
Fee:A$10 AUD (1%)
Exchange Rate:1.029 (2.92% from mid-rate)
To Amount (NZD) NZ$1,018.71
Total Cost:3.89%
Time:
Rate Fetched: website - Fri Nov 22 2019 03:03:04 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 3/5.0
Reviews:
 

Travel Money Oz logo

Travel Money Oz: Travel Money AUD→NZD
From Amount (AUD)A$1,000
Fee:A$0 AUD (0 BPay, Credit Card 1%)
Exchange Rate:1.0177 (3.98% from mid-rate)
To Amount (NZD) NZ$1,017.7
Total Cost:3.98%
Time:
Rate Fetched: 4:00 Local
Currency Services:Online order, Branch pickup
Delivery/Collect:3-5 days
Rating:
 
: 4.2/5.0
Reviews:
 

Banks - Average Rate

Travel Money AUD→NZD
From Amount (AUD)A$1,000
Fee:10
Exchange Rate:1.0075 (4.94% from mid-rate)
To Amount (NZD) NZ$1,010
Total Cost:4.71%
Currency Services:Branch
Delivery/Collect:-
 

Bank of Melbourne logo

Bank of Melbourne: Travel Money AUD→NZD
From Amount (AUD)A$1,000
Fee:A$15 AUD (Minimum fee)
Exchange Rate:1.0228 (3.5% from mid-rate)
To Amount (NZD) NZ$1,007.46
Total Cost:4.95%
Time:
Rate Fetched: website - 4:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BankSA logo

BankSA: Travel Money AUD→NZD
From Amount (AUD)A$1,000
Fee:A$15 AUD (Minimum fee)
Exchange Rate:1.0228 (3.5% from mid-rate)
To Amount (NZD) NZ$1,007.46
Total Cost:4.95%
Time:
Rate Fetched: website - 4:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Commonwealth Bank (CBA) logo

Commonwealth Bank (CBA): Travel Money AUD→NZD
From Amount (AUD)A$1,000
Fee:A$10 AUD (1%)
Exchange Rate:1.0172 (4.03% from mid-rate)
To Amount (NZD) NZ$1,007.03
Total Cost:4.99%
Time:
Rate Fetched: website - Fri Nov 22 2019 03:02:02 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1.2/5.0
Reviews:
 

St George Bank logo

St George Bank: Travel Money AUD→NZD
From Amount (AUD)A$1,000
Fee:A$15 AUD (Minimum fee)
Exchange Rate:1.0162 (4.12% from mid-rate)
To Amount (NZD) NZ$1,000.96
Total Cost:5.56%
Time:
Rate Fetched: website - 4:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1/5.0
Reviews:
 

National Australia Bank (nab) logo

National Australia Bank (nab): Travel Money AUD→NZD
From Amount (AUD)A$1,000
Fee:10
Exchange Rate:1.0034 (5.33% from mid-rate)
To Amount (NZD) NZ$993.37
Total Cost:6.28%
Time:
Rate Fetched: website - 4:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 2.1/5.0
Reviews:
 
Snapshot 11/22/2019 - See full table

AUDNZD blended flags

AUD and NZD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the AUD vs NZD, you should pay attention to the recent market trends for both currencies.

Australian Dollar (AUD)

At the end of October the AUD surged to a three month high against the US dollar following the third rate cut in a year by the US Federal Reserve. The gains were mainly due to the fall in the US dollar after the market sensed that US rates are more likely to rise now than fall further.

The RBA also added to the positive sentiment with an optimistic assessment of easing risks from the US-China trade war and Brexit. Accordingly markets are pulling back from bets that the cash rate will drop to 0.5 per cent and the possible start of quantitative easing.

Interestingly, AUD has decoupled from commodity prices in 2019. The price of iron ore (Australia’s largest export) nears multi-year highs while AUD languishes.

Further RBA interest rate cuts this year are now a certainty, and that doesn’t bode well for currency valuations. Westpac has predicted three cuts this year.

Read more in the article AUD Forecasts.

 

New Zealand Dollar (NZD)

The New Zealand dollar weakened in June to a 7-month low against the euro, at rates below €0.58.

At US$0.65, the kiwi remained weak against the greenback, 6 percent lower than rates in March.

Against the Australian dollar, NZD has been steady in recent months, having spent much of its time between A$0.94 and A$0.95.

Robbing New Zealand's currency of gains in 2019 have been lower NZ interest rates, reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

Read more in the article NZD Forecasts.

Why can't I just get the AUD/NZD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the AUD / NZD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

AUDNZD blended flags

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all AUD Exchange Rates