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Commonwealth Bank AUD to NZD Travel Money Compared

AUD-NZD Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your Commonwealth Bank currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 

What are the Commonwealth Bank rates for other currencies?

The table below shows Commonwealth Bank Australian dollar (AUD) Buy Cash exchange rates with the percentage of margin being charged from the current market mid-rate :

 
Currency route Mid market rate Commonwealth Bank Buy Cash Rate Cost%
AUD - CAD0.90130.8612-4.4%
AUD - CNY4.71914.5069-4.5%
AUD - EUR0.56320.5381-4.5%
AUD - GBP0.48770.4646-4.7%
AUD - HKD5.16714.9348-4.5%
AUD - JPY97.0392.40-4.8%
AUD - NZD1.09511.0472-4.4%
AUD - SGD0.84280.8047-4.5%
AUD - USD0.65820.6301-4.3%
Commonwealth Bank Buy Cash Exchange Rates
   

Comparing CBA exchange rates

Overall these are the main points to consider when comparing CBA exchange rates:

  • CBA provides extensive foreign exchange services, FX Specialists provide more additional services and generally speaking a higher level of expertise;
  • CBA products are available both in-branch and online via their online banking platform NetBank. FX Specialists for foreign transfers are on-line but you can speak to them on the phone, and in some cases you will have an account manager;
  • Commonwealth Bank exchange rates for foreign transfers are generally poor compared to using an FX specialist.
  • Commonwealth Bank exchange rates for travel money are comparable to those of the other Australian banks but you will, more likely than not, get less for your dollar than if you ordered your foreign currency and travel money online through providers such as Travelex.
  • Average to poor exchange rates need to be weighed up against convenience of using a familiar internet banking platform.
 
     
New Zealand

Everyday Costs in in New Zealand

How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.

Currency Guide for New Zealand (NZD)

When planning a one-week mid-range stay in New Zealand, travelers should budget around NZD 1,500 to NZD 2,000 per person. This estimate allows for comfort and exploration, covering meals, accommodation, and activities. Here’s a breakdown of typical daily expenses in Kiwi dollars:

  • 🍽️ Meal at a local restaurant: NZD 20 - NZD 30
  • ☕ Coffee: NZD 5 - NZD 6
  • 🚌 Public transport fare: NZD 3 - NZD 5
  • 📱 Prepaid SIM card: NZD 30 - NZD 40
  • 🏨 Budget hotel or Airbnb: NZD 80 - NZD 150 per night

Overall, New Zealand is considered to be an average to slightly expensive destination compared to many travelers’ home countries. In comparison, the cost of visiting New Zealand generally aligns closely with Australia, where expenses are similarly leveled, while it tends to be more affordable than the UK. Compared to the United States, travelers may find New Zealand's prices for meals and some entertainment to be higher, especially in tourist hotspots.

Insights for Expats in New Zealand

For expats relocating to New Zealand, typical monthly living costs can vary widely depending on lifestyle and location. On average, expect to pay around NZD 2,500 to NZD 4,000 for rent, groceries, transportation, and entertainment combined. When it comes to financial management, utilizing local banking accounts is advisable; most banks offer a range of services for expats. Credit and debit cards are widely accepted, though it's prudent to carry cash, especially in smaller towns.

When it comes to transferring money, using online services like Wise or OFX often provides better exchange rates and lower fees compared to traditional banks. These platforms can seamlessly facilitate money transfers internationally. Conversely, exchanging currency locally may lead to less favorable rates and transaction fees, making online banking options a smarter choice for managing your finances in New Zealand.

 

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