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CAD to PHP Calculator

Canadian Dollar to Philippine Peso - Convert Compare Save

CAD to PHP mid-rate = 39.6631

Right now the CAD/PHP market mid-rate is 39.6631 and represents ideally how many Philippine Peso you can get for one Canadian Dollar.

You can calculate equivalent Canadian Dollar to Philippine Peso currency amounts (at mid-rate) below. Then select the transaction type to compare the best exchange rates available for CAD to PHP transfers or buying PHP travel money.

CAD / PHP Converter


$CAD


₱PHP
1 Canadian Dollar equals
39.6631 Philippine Peso

Compare how much you can save on
CAD/PHP exchange rates for:

Foreign Transfers Travel Cash/Cards

 
 
3 Month CAD to PHP Chart
Loading CAD/PHP rates

Canadian Dollar

Philippine Peso

1 CAD 39.66 PHP
5 CAD 198.32 PHP
10 CAD 396.63 PHP
20 CAD 793.26 PHP
50 CAD 1,983.16 PHP
100 CAD 3,966.31 PHP
250 CAD 9,915.78 PHP
500 CAD 19,831.55 PHP
1,000 CAD 39,663.10 PHP
2,000 CAD 79,326.20 PHP
5,000 CAD 198,315.50 PHP
10,000 CAD 396,631.00 PHP
50,000 CAD 1,983,155.00 PHP
100,000 CAD 3,966,310.00 PHP
See more

Canadian Dollar

Philippine Peso

0.0252 CAD 1 PHP
0.1261 CAD 5 PHP
0.2521 CAD 10 PHP
0.5042 CAD 20 PHP
1.2606 CAD 50 PHP
2.5212 CAD 100 PHP
6.3030 CAD 250 PHP
12.61 CAD 500 PHP
25.21 CAD 1,000 PHP
50.42 CAD 2,000 PHP
126.06 CAD 5,000 PHP
252.12 CAD 10,000 PHP
1,260.60 CAD 50,000 PHP
2,521.20 CAD 100,000 PHP
See more

PHP Country Guides
PhilippinesPhilippines

Canadian Dollar to Philippine Peso (CAD-PHP) - 10 Year History

The below table shows the historic variation in the CAD/PHP exchange rate over the last 10 years. The percentage change is the difference from the date shown to present. This lets you decide if the current rate is in your favour. You can also view our various charts of CAD versus other currencies : CAD historical charts.

DateExchange RatePeriodChange
16 Dec 201839.6481Latest
09 Dec 201839.55111 Week+0.25%
16 Nov 201839.98571 Month-0.84%
19 Jun 201840.15606 Months-1.26%
16 Dec 201739.20401 Year+1.13%
16 Dec 201637.43432 Years+5.91%
17 Dec 201341.67055 Years-4.85%
18 Dec 200839.049610 Years+1.53%

Best Rates for CAD/PHP Transfers and Travel Money

The total transaction cost you will be charged is the margin from the mid-rate offered by your foreign exchange provider plus any fixed or percentage fees. These margins and fees will vary significantly for International Money Transfers and Travel Money transactions.

You can see a sample of the margins from mid-rate in the table below which shows an example of the costs charged by FX specialist and the average bank rate when sending money transfers from CAD to PHP.

Compare CAD to PHP Foreign Transfers vs the Banks

Foreign Transfer ProvidersAmount PHP(₱)Exchange RateFee CADTotal CostTransfer ServicesTransfer SpeedReviewsDeal Links
OFX logo
383,800 PHP
Top Provider
38.380^3.2%Bank Transfers - Online & Phone1-2 days
 
WorldFirst logo
394,900 PHP
₱11,100 more
39.4900.4%Bank Transfers - Online & Phone1-2 days
 
TD Canada Trust logo
377,586 PHP
₱6,214 less
38.14$1004.77%Online, Branch, Bank Transfers2-3 days
HSBC logo
375,736 PHP
₱8,064 less
37.63$155.23%Online, Branch, Bank Transfers2-3 days
Banks - Average Rate
Coast Capital Savings logo Scotiabank logo Royal Bank of Canada logo HSBC logo TD Canada Trust logo
373,513 PHP
₱10,287 less
37.66155.79%Online, Branch, Bank Transfers2-3 days
Coast Capital Savings logo
372,933 PHP
₱10,867 less
37.67$1005.94%Online, Branch, Bank Transfers2-3 days
Scotiabank logo
372,537 PHP
₱11,263 less
37.63$1006.04%Online, Branch, Bank Transfers2-3 days
Royal Bank of Canada logo
368,775 PHP
₱15,025 less
37.25$1006.99%Online, Branch, Bank Transfers2-3 days
 
 
OFX: Foreign Transfer CAD→PHP
CAD amount:$10,000 CAD
Fee:0^ - No fees for BestExchangeRates users (normally $15 for smaller transfers)
Exchange Rate:38.38 (3.2% from mid-rate)
PHP amount:383,800 PHP
Total Cost:3.2%
Time:
Rate Fetched: Sun Dec 16 2018 16:06:19 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.8/5.0
Reviews:
WorldFirst: Foreign Transfer CAD→PHP
CAD amount:$10,000 CAD
Fee:
Exchange Rate:39.49 (0.4% from mid-rate)
PHP amount:394,900 PHP
Total Cost:0.4%
Difference:
₱11,100 more than using OFX
Time:18:15 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.6/5.0
Reviews:
TD Canada Trust: Foreign Transfer CAD→PHP
CAD amount:$10,000 CAD
Fee:$100 CAD (1%)
Exchange Rate:38.14 (3.8% from mid-rate)
PHP amount:377,586 PHP
Total Cost:4.77%
Difference:
₱6,214 less than using OFX
Time:18:15 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
HSBC: Foreign Transfer CAD→PHP
CAD amount:$10,000 CAD
Fee:$15 CAD (.15%)
Exchange Rate:37.63 (5.09% from mid-rate)
PHP amount:375,736 PHP
Total Cost:5.23%
Difference:
₱8,064 less than using OFX
Time:18:15 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate
Coast Capital Savings logo Scotiabank logo Royal Bank of Canada logo HSBC logo TD Canada Trust logo

Foreign Transfer CAD→PHP
CAD amount:$10,000 CAD
Fee:15
Exchange Rate:37.67 (4.99% from mid-rate)
PHP amount:373,513 PHP
Total Cost:5.79%
Difference:
₱10,287 less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Coast Capital Savings: Foreign Transfer CAD→PHP
CAD amount:$10,000 CAD
Fee:$100 CAD (1%)
Exchange Rate:37.67 (4.99% from mid-rate)
PHP amount:372,933 PHP
Total Cost:5.94%
Difference:
₱10,867 less than using OFX
Time:18:15 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
Scotiabank: Foreign Transfer CAD→PHP
CAD amount:$10,000 CAD
Fee:$100 CAD (1%)
Exchange Rate:37.63 (5.09% from mid-rate)
PHP amount:372,537 PHP
Total Cost:6.04%
Difference:
₱11,263 less than using OFX
Time:18:15 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
Royal Bank of Canada: Foreign Transfer CAD→PHP
CAD amount:$10,000 CAD
Fee:$100 CAD (1%)
Exchange Rate:37.25 (6.05% from mid-rate)
PHP amount:368,775 PHP
Total Cost:6.99%
Difference:
₱15,025 less than using OFX
Time:18:15 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1/5.0
Reviews:
 
Sending a LARGER foreign transfer? Shop-around with multiple providers: Get Quotes
Rates @ 12/16/2018.
Total Cost = Fee + exchange rate margin vs CAD/PHP mid-rate: 39.6481

The below table shows an example of the margins and possible savings when you order travel money online with a currency specialist versus the average bank, kiosk or post office rate to buy foreign cash.

Compare CAD to PHP Travel Money Exchange Rates vs the Banks

Travel Money ProvidersAmount PHP(₱)Exchange RateFee CADTotal CostCurrency ServicesDelivery SpeedReviewsDeal Links
Travelex Online CA logo
38,260 PHP
Top Provider
38.26$03.5%Online order, Branch pickup, Home delivery2-3 days
 
Royal Bank of Canada logo
37,420 PHP
₱840 less
37.4205.62%Branch-
 
TD Canada Trust logo
37,040 PHP
₱1,220 less
37.0406.58%Branch-
Banks - Average Rate
Scotiabank logo Royal Bank of Canada logo TD Canada Trust logo
36,943 PHP
₱1,317 less
37.19$106.82%Branch-
Scotiabank logo
36,368 PHP
₱1,892 less
37.11$208.27%Branch-
Travelex Online CA: Travel Money CAD→PHP
CAD amount:$1,000 CAD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:38.26 (3.5% from mid-rate)
PHP amount:38,260 PHP
Total Cost:3.5%
Time:
Rate Fetched: 18:15 Local
Currency Services:Online order, Branch pickup, Home delivery
Delivery Speed:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
Royal Bank of Canada: Travel Money CAD→PHP
CAD amount:$1,000 CAD
Fee:
Exchange Rate:37.42 (5.62% from mid-rate)
PHP amount:37,420 PHP
Total Cost:5.62%
Time:18:15 Local
Currency Services:Branch
Delivery Speed:-
Rating:
 
: 1/5.0
Reviews:
TD Canada Trust: Travel Money CAD→PHP
CAD amount:$1,000 CAD
Fee:
Exchange Rate:37.04 (6.58% from mid-rate)
PHP amount:37,040 PHP
Total Cost:6.58%
Time:18:15 Local
Currency Services:Branch
Delivery Speed:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate
Scotiabank logo Royal Bank of Canada logo TD Canada Trust logo

Travel Money CAD→PHP
CAD amount:$1,000 CAD
Fee:$10 CAD (1%)
Exchange Rate:34.69 (12.51% from mid-rate)
PHP amount:36,943 PHP
Total Cost:6.82%
Currency Services:Branch
Delivery Speed:-
Scotiabank: Travel Money CAD→PHP
CAD amount:$1,000 CAD
Fee:$20 CAD (Minimum fee)
Exchange Rate:37.11 (6.4% from mid-rate)
PHP amount:36,368 PHP
Total Cost:8.27%
Time:18:15 Local
Currency Services:Branch
Delivery Speed:-
Rating:
: /5.0
Reviews:
 
Sending a LARGER foreign transfer? Shop-around with multiple providers: Get Quotes
Rates @ 12/16/2018.
Total Cost = Fee + exchange rate margin vs CAD/PHP mid-rate: 39.6481

Why can't I just get the CAD/PHP market rate I see on Google or in the Media?

The CAD/PHP mid-rate is the rate you will see Quoted on Google or the News, nobody except the largest banks and businesses can get exchange rates close to this mid-rate. It is actually just the theoretical half-way point (hence mid-rate) between the last rate at which the CAD / PHP was traded (bought or sold) in the international markets.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

The closer your final exchange rate is to the market CAD/PHP midrate the better deal you are getting.

CAD to PHP mid-rate on google

CAD to PHP mid-rate on google search

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

The three things you need in order to get a good CAD to PHP exchange rate

  1. Know the latest CAD/PHP market mid-rate. The closer your final exchange rate is to this real market rate the better deal you are getting. You should also judge how the current rate compares to the historic rate over the past 10 years.
  2. Compare your Bank's transaction costs to several licensed FX providers, remember to compare the exchange rate margins as well as the various types of fees. We make that easy to do with our calculators for Foreign Transfers and Travel Money transactions.
  3. Review up-to-date Currency News and Forecasts for both the and currencies, if available.

Currency news and forecasts for Canadian Dollar and Philippine Peso

Whenever you are researching a particular exchange rate you are actually interested in two currencies as the value of a currency must always be quoted relative to a second currency.

So it follows that if you are determining the best time to transact, in this case the CAD vs PHP, you should pay attention to both Canadian Dollar and Philippine Peso news and forecasts.

Canadian Dollar (CAD) - Market news and forecasts

5-December-18: In early December, the Canadian dollar traded at C$1.34 per USD — its weakest level in 18 months. It did so after traders revised down their expectations for future Canadian interest rate hikes following a dovish Bank of Canada meeting.

Also not helping the loonie in late 2018 has been the oil price which, by the time of this report, had slumped 30 percent from 2018 highs. Oil is Canada’s largest export.

In December, several FX analysts expressed a belief that inevitable OPEC production cuts will create a rebound in the oil market, which will drive the Canadian dollar higher throughout 2019.

Risks to the Canadian dollar include, of course, oil, and the return of global trade tensions. Tensions eased in early December when US and Chinese leaders agreed to suspend tariff increases for 3 months.

Also in December, Citibank offered a “long-term” (>18 months) forecast for USD/CAD of 1.2, representing potential CAD appreciation of 12 percent.

Philippine Peso (PHP) - Market news and forecasts

Since 2013, the Philippine peso has been among the world’s worst performing currencies. The second quarter of 2018 saw the peso fall to its lowest levels since 2005 at rates per US dollar in the mid-₱54s. With October and early November’s recovery (see below) to 53 per dollar, the peso reduced its year-to-date loss to only 5.7 percent versus the greenback. Against the euro, the peso was little changed (₱60.22) on the year, and it was marginally higher against the Australian dollar (₱38.33).

The principal reasons for peso weakness remain the Philippines’ trade deficit, which in 2017 was the largest ever recorded at $29.8 billion, and inflation, which reached 6.7 percent in the year to September.

On November 8th (the day of this report), the peso achieved its highest level against the dollar in 5 months and its highest level against the euro in 10 months. Short-term peso strength has been the result of a “perception that inflation has peaked,” said a Union Bank of the Philippines economist.

For 2019, the peso’s downtrend will likely resume, per the remarks of DBS’ chief economist, who believes that “a very similar dynamic” of peso weakness will play out.


 

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