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Best Exchange Rates

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CAD to PHP - Compare Exchange Rates

Canadian Dollar to Philippine Peso - Convert Compare Save

The total cost you are charged by your foreign exchange provider consists of the margin from the mid-rate offered plus any fixed or percentage fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

Compare CAD/PHP Exchange Rates

The below table is a snapshot of the costs charged by FX specialists and banks when making an International Money Transfer from CAD to PHP. The total costs are calculated against the latest mid-market rate.

Foreign Transfer Providers
Ratings & Reviews
Receive PHP(₱)Exchange RateFee CADTotal CostTransfer ServicesTransfer SpeedDeal Links
 
OFX logo
383,400 PHP
Best Overall
38.340^3.15%Bank Transfers - Online & Phone1-2 days
 
WorldFirst logo
394,300 PHP
10,900 PHP
39.4300.4%Bank Transfers - Online & Phone1-2 days
TD Canada Trust logo
376,992 PHP
6,408 PHP
38.08$1004.77%Online, Branch, Bank Transfers2-3 days
HSBC logo
375,436 PHP
7,964 PHP
37.6$155.16%Online, Branch, Bank Transfers2-3 days
Banks - Average Rate
Coast Capital Savings logo Scotiabank logo Royal Bank of Canada logo HSBC logo TD Canada Trust logo
373,117 PHP
10,283 PHP
37.62155.75%Online, Branch, Bank Transfers2-3 days
Coast Capital Savings logo
372,537 PHP
10,863 PHP
37.63$1005.89%Online, Branch, Bank Transfers2-3 days
Scotiabank logo
372,240 PHP
11,160 PHP
37.6$1005.97%Online, Branch, Bank Transfers2-3 days
 
Royal Bank of Canada logo
368,379 PHP
15,021 PHP
37.21$1006.94%Online, Branch, Bank Transfers2-3 days
 
OFX: Foreign Transfer CAD→PHP
CAD amount:$10,000 CAD
Fee:0^ - No fees for BestExchangeRates users (normally $15 for smaller transfers)
Exchange Rate:38.34 (3.15% from mid-rate)
PHP amount:383,400 PHP
Total Cost:3.15%
Time:
Rate Fetched: Sat Feb 23 2019 10:07:03 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.8/5.0
Reviews:
WorldFirst: Foreign Transfer CAD→PHP
CAD amount:$10,000 CAD
Fee:
Exchange Rate:39.43 (0.4% from mid-rate)
PHP amount:394,300 PHP
Total Cost:0.4%
Difference:
10,900 PHP more than using OFX
Time:12:15 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.6/5.0
Reviews:
TD Canada Trust: Foreign Transfer CAD→PHP
CAD amount:$10,000 CAD
Fee:$100 CAD (1%)
Exchange Rate:38.08 (3.81% from mid-rate)
PHP amount:376,992 PHP
Total Cost:4.77%
Difference:
6,408 PHP less than using OFX
Time:12:15 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
HSBC: Foreign Transfer CAD→PHP
CAD amount:$10,000 CAD
Fee:$15 CAD (.15%)
Exchange Rate:37.6 (5.02% from mid-rate)
PHP amount:375,436 PHP
Total Cost:5.16%
Difference:
7,964 PHP less than using OFX
Time:12:15 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate
Coast Capital Savings logo Scotiabank logo Royal Bank of Canada logo HSBC logo TD Canada Trust logo

Foreign Transfer CAD→PHP
CAD amount:$10,000 CAD
Fee:15
Exchange Rate:37.61 (4.99% from mid-rate)
PHP amount:373,117 PHP
Total Cost:5.75%
Difference:
10,283 PHP less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Coast Capital Savings: Foreign Transfer CAD→PHP
CAD amount:$10,000 CAD
Fee:$100 CAD (1%)
Exchange Rate:37.63 (4.94% from mid-rate)
PHP amount:372,537 PHP
Total Cost:5.89%
Difference:
10,863 PHP less than using OFX
Time:12:15 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
Scotiabank: Foreign Transfer CAD→PHP
CAD amount:$10,000 CAD
Fee:$100 CAD (1%)
Exchange Rate:37.6 (5.02% from mid-rate)
PHP amount:372,240 PHP
Total Cost:5.97%
Difference:
11,160 PHP less than using OFX
Time:12:15 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
Royal Bank of Canada: Foreign Transfer CAD→PHP
CAD amount:$10,000 CAD
Fee:$100 CAD (1%)
Exchange Rate:37.21 (6% from mid-rate)
PHP amount:368,379 PHP
Total Cost:6.94%
Difference:
15,021 PHP less than using OFX
Time:12:15 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1/5.0
Reviews:
 
Sending a LARGER foreign transfer? Shop-around with multiple providers: Get Quotes
Note we do not compare every single provider in the market, we compare a selection of established, reputable foreign exchange providers & banks who are regulated in Canada with FINTRAC. We may receive referral fees if you choose one of these providers however this will not affect the exchange rates or fees you are charged.
Rate snapshot: 02/23/2019

The below table shows a snapshot of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money Providers
Ratings & Reviews
Amount PHP(₱)Exchange RateFee CADTotal CostCurrency ServicesDelivery/CollectDeal Links
 
Travelex Online CA logo
38,200 PHP
Best Overall
38.2$03.5%Online order, Branch pickup, Home delivery2-3 days
 
Royal Bank of Canada logo
37,360 PHP
840 PHP
37.3605.63%Branch-
TD Canada Trust logo
36,980 PHP
1,220 PHP
36.9806.59%Branch-
Banks - Average Rate
Scotiabank logo Royal Bank of Canada logo TD Canada Trust logo
36,886 PHP
1,314 PHP
37.13$106.82%Branch-
Scotiabank logo
36,319 PHP
1,881 PHP
37.06$208.26%Branch-
Travelex Online CA: Travel Money CAD→PHP
CAD amount:$1,000 CAD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:38.2 (3.5% from mid-rate)
PHP amount:38,200 PHP
Total Cost:3.5%
Time:
Rate Fetched: 12:15 Local
Currency Services:Online order, Branch pickup, Home delivery
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
Royal Bank of Canada: Travel Money CAD→PHP
CAD amount:$1,000 CAD
Fee:
Exchange Rate:37.36 (5.63% from mid-rate)
PHP amount:37,360 PHP
Total Cost:5.63%
Time:12:15 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1/5.0
Reviews:
TD Canada Trust: Travel Money CAD→PHP
CAD amount:$1,000 CAD
Fee:
Exchange Rate:36.98 (6.59% from mid-rate)
PHP amount:36,980 PHP
Total Cost:6.59%
Time:12:15 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate
Scotiabank logo Royal Bank of Canada logo TD Canada Trust logo

Travel Money CAD→PHP
CAD amount:$1,000 CAD
Fee:$10 CAD (1%)
Exchange Rate:34.64 (12.5% from mid-rate)
PHP amount:36,886 PHP
Total Cost:6.82%
Currency Services:Branch
Delivery/Collect:-
Scotiabank: Travel Money CAD→PHP
CAD amount:$1,000 CAD
Fee:$20 CAD (Minimum fee)
Exchange Rate:37.06 (6.38% from mid-rate)
PHP amount:36,319 PHP
Total Cost:8.26%
Time:12:15 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Sending a LARGER foreign transfer? Shop-around with multiple providers: Get Quotes
Note we do not compare every single provider in the market, we compare a selection of established, reputable foreign exchange providers & banks who are regulated in Canada with FINTRAC. We may receive referral fees if you choose one of these providers however this will not affect the exchange rates or fees you are charged.
Rate snapshot: 02/23/2019

CAD to PHP mid-rate = 39.6239

Right now the CAD/PHP market mid-rate is 39.6239 and represents ideally how many Philippine Peso you can get for one Canadian Dollar.

This CAD/PHP Converter calculates equivalent Canadian Dollar to Philippine Peso amounts at the market mid-rate:

CAD / PHP mid-rate converter


$CAD


₱PHP
1 Canadian Dollar equals
39.6239 Philippine Peso

Compare how much you can save on
CAD/PHP exchange rates for:

Foreign Transfers Travel Cash/Cards

 
 
1 Week CAD to PHP Chart
Loading CAD/PHP rates

Canadian Dollar

Philippine Peso

1 CAD 39.62 PHP
5 CAD 198.12 PHP
10 CAD 396.24 PHP
20 CAD 792.48 PHP
50 CAD 1,981.20 PHP
100 CAD 3,962.39 PHP
250 CAD 9,905.98 PHP
500 CAD 19,811.95 PHP
1,000 CAD 39,623.90 PHP
2,000 CAD 79,247.80 PHP
5,000 CAD 198,119.50 PHP
10,000 CAD 396,239.00 PHP
50,000 CAD 1,981,195.00 PHP
100,000 CAD 3,962,390.00 PHP
See more

Canadian Dollar

Philippine Peso

0.0252 CAD 1 PHP
0.1262 CAD 5 PHP
0.2524 CAD 10 PHP
0.5047 CAD 20 PHP
1.2619 CAD 50 PHP
2.5237 CAD 100 PHP
6.3093 CAD 250 PHP
12.62 CAD 500 PHP
25.24 CAD 1,000 PHP
50.47 CAD 2,000 PHP
126.19 CAD 5,000 PHP
252.37 CAD 10,000 PHP
1,261.85 CAD 50,000 PHP
2,523.70 CAD 100,000 PHP
See more

PHP Country Guides
PhilippinesPhilippines

Canadian Dollar to Philippine Peso (CAD-PHP) - 10 Year History

The below table shows the historic variation in the CAD/PHP exchange rate over the last 10 years. The percentage change is the difference from the date shown to present. This lets you decide if the current rate is in your favour. You can also view our various charts of CAD versus other currencies : CAD historical charts.

DateExchange RatePeriodChange
22 Feb 201939.4953Latest
15 Feb 201939.52741 Week-0.08%
23 Jan 201939.48121 Month+0.04%
26 Aug 201840.95516 Months-3.56%
22 Feb 201840.82461 Year-3.26%
22 Feb 201738.16312 Years+3.49%
23 Feb 201440.12915 Years-1.58%
24 Feb 200938.591810 Years+2.34%

Why can't I just get the CAD/PHP market rate I see on Google or in the Media?

The CAD/PHP mid-rate is the rate you will see Quoted on Google or the News, nobody except the largest banks and businesses can get exchange rates close to this mid-rate. It is actually just the theoretical half-way point (hence mid-rate) between the last rate at which the CAD / PHP was traded (bought or sold) in the international markets.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

The closer your final exchange rate is to the market CAD/PHP midrate the better deal you are getting.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

The three things you need in order to get a good CAD to PHP exchange rate

  1. Know the latest CAD/PHP market mid-rate. The closer your final exchange rate is to this real market rate the better deal you are getting. You should also judge how the current rate compares to the historic rate over the past 10 years.
  2. Compare your Bank's transaction costs to several licensed FX providers, remember to compare the exchange rate margins as well as the various types of fees. We make that easy to do with our calculators for Foreign Transfers and Travel Money transactions.
  3. Review up-to-date Currency News and Forecasts for both the and currencies, if available.

Currency news and forecasts for Canadian Dollar and Philippine Peso

Whenever you are researching a particular exchange rate you are actually interested in two currencies as the value of a currency must always be quoted relative to a second currency.

So it follows that if you are determining the best time to transact, in this case the CAD vs PHP, you should pay attention to both Canadian Dollar and Philippine Peso news and forecasts.

Canadian Dollar (CAD) - Market news and forecasts

7-February-19: January was a fantastic month for the Canadian dollar. A gain of 4 percent relative to the US dollar took USD/CAD away from 19-month highs near C$1.365 into the low C$1.31s.

A recovery in the oil market has played a big part in the loonie’s 2019 recovery. By the time of this report, oil had gained nearly $12 per barrel, or 23 percent, on 2018 lows. The price of oil remains vital to Canada’s economy; it had fallen by as much as 40 percent in the October-December period.

Going forward, risks to the Canadian dollar include, of course, oil, and the return of global trade tensions.

Towards the end of 2018, Goldman Sachs predicted a strong energy market rebound in 2019 — more so than has already been realised — and this would underpin Canada’s currency.

In February, Westpac reaffirmed its view that the Canadian dollar would be an outperformer in 2019. Canada’s growth picture is more secure than those of the eurozone, UK or Australia, Westpac believes, and as a result, the Bank of Canada will be more hawkish this year relative to other G10 central banks, driving CAD appreciation.

Philippine Peso (PHP) - Market news and forecasts

9-January-19: Since 2013, the Philippine peso has been among the world’s worst performing currencies. In the final quarter of 2018, the peso weakened to its lowest level against the US dollar since 2005, at rates in the ₱54.40s. By 2018 year-end, the peso had recovered into the mid-₱52s per USD and was down around 5 percent for the year.

Unfortunately for peso holders, the currency’s downtrend (USD/PHP’s uptrend) will likely resume in 2019, per remarks by DBS’ chief economist, who said “a very similar dynamic” of peso weakness would play out.

FX forecasters surveyed by Bloomberg in January expected the peso to be the joint second-worst performing Asian currency of 2019, with an expected loss versus the dollar of 2.5 percent. Given that the same forecasters expected a disappointing year for the dollar, it was implied that the peso would do far worse against other major currencies.

Currency News and Forecasts - Canadian Dollar

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