Best CAD to PHP Exchange Rates - Compare & Save

In this Canadian dollar to Philippine peso guide:

1 CAD = PHP

CAD to PHP at 43.39 is 2.6% above its 90-day average 42.28 with range 40.16-43.87.

11-AUG 7AM-NY 12PM-LON 7PM-HK 9PM-SYD

Sell CAD → Buy PHP

Track Rate

1-DAY▲+0.6%

30-DAY▼LOW5d

The Philippine peso has dropped 10 percent against the US dollar as the war in Ukraine causes a flight to safety.

PHP Outlook

Before Russia invaded Ukraine the CAD was being supported by expectations of domestic interest rate hikes – and the oil price was a key driver of CAD strength at the start of the year.

Since the start of the Russia/Ukrainian war the risk on-off market are pushing the Canadian dollar rate up and down in a range around 0.7850 to the US dollar (1 USD = 1.27 CAD).

CAD Outlook

Date	CAD/PHP	Change	Period
27 Jul 2022	43.37	0% ▲	2 Week
12 May 2022	40.22	7.9% ▲	3 Month
10 Aug 2021	40.28	7.7% ▲	1 Year
11 Aug 2017	40.23	7.8% ▲	5 Year
12 Aug 2012	42.19	2.8% ▲	10 Year
15 Aug 2002	33.23	30.5% ▲	20 Year

CAD/PHP change over periods to 10-Aug-2022

CAD to PHP - Compare & Save

The below comparison table makes it easy to calculate the Total Cost you are being charged and the possible savings of using different FX providers.

Compare Transfer Rates : Send C$10,000 CAD → Receive PHP

Provider	Receive PHP	CAD/PHP Rate	Cost
OFX Trusted brand in Foreign Exchange. Online & Phone. Helpful Dealers & support. Lock in an Exchange Rate with Spot & Forward Deals. 1%	10,000 CAD = 429,900 PHP Up to 30,400 PHP more See more	42.99	1%	Visit OFX Best Value No fees on all your OFX transfers
TD Bank TD's profit margin is generally 4 - 8% depending on currencies and amounts. 3.7%	10,000 CAD = 418,199 PHP Get ₱11,701 less See more	42.03	3.7%	Compare Rate On top of the FX margin TD has additional $50 fee to send foreign transfers from Canada.
Paypal The cost of sending money with PayPal is a fixed percentage (between 4 to 7 percent) of the amount being sent. 4.2%	10,000 CAD = 416,000 PHP Get ₱13,900 less See more	41.6	4.2%	Compare Rate
Xoom Xoom offers a fast way to send money, reload phones, and pay bills around the world. Xoom is owned by PayPal. 4.55%	10,000 CAD = 414,500 PHP Get ₱15,400 less See more	41.45	4.55%	Compare Rate
Royal Bank of Canada RBC's profit margin is generally 4 - 8% depending on currencies and amounts. 4.6%	10,000 CAD = 414,278 PHP Get ₱15,622 less See more	41.49	4.6%	Compare Rate On top of the FX margin RBC also has an additional flat-fee of $13.50 for all transfers from Canada
Bank of Montreal BMO's profit margin is around 4 - 8% depending on amounts and currencies. 5.66%	10,000 CAD = 409,685 PHP Get ₱20,215 less See more	41.03	5.66%	Compare Rate
Desjardins Desjardins's profit margin is generally 4 - 8% depending on currencies and amounts. 5.84%	10,000 CAD = 408,886 PHP Get ₱21,014 less See more	40.95	5.84%	Compare Rate
Rate: 42.03 Click for details Rate: 41.49 Click for details Rate: 40.57 Click for details Rate: 40.78 Click for details Rate: 40.99 Click for details Rate: 40.95 Click for details Rate: 39.95 Click for details Rate: 41.03 Click for details SHOW ALL 5.91%	10,000 CAD = 408,568 PHP Get ₱21,332 less	40.97	5.91%	Average Bank Rate
HSBC HSBC's profit margin is generally 2.5%-7% depending on currencies and amounts. 6.28%	10,000 CAD = 406,984 PHP Get ₱22,916 less See more	40.78	6.28%	Compare Rate
Coast Capital Savings 6.55%	10,000 CAD = 405,801 PHP Get ₱24,099 less See more	40.99	6.55%	Compare Rate
Citibank Citibank's profit margin is generally 3 - 7% depending on currencies and amounts. 6.69%	10,000 CAD = 405,213 PHP Get ₱24,687 less See more	40.57	6.69%	Compare Rate
CIBC CIBC's profit margin is generally 4 - 8% depending on currencies and amounts. 8%	10,000 CAD = 399,500 PHP Get ₱30,400 less See more	39.95	8%	Compare Rate

Cost % is Provider Rate Margin vs Mid-rate + Fees

CAD/PHP=43.4250

1-DAY▲+0.6%

30-DAY▼LOW5d

My Rates

Transfers - Canada to Philippines

CAD to PHP - Travel & Spend

CAD/PHP Mid-rate Calculator

* This table compares FX rates & fees of selected FX specialists and banks for CAD to PHP International Money Transfers. Providers must be well established, reputable and regulated in Canada with FINTRAC. We DO NOT compare every provider in the market. We may receive referral fees if you choose one of these providers however this will not affect the savings, exchange rates or fees you are charged by the provider.

Exchange rates available for foreign transfers and currency exchange always contain either a rate margin from the Latest CAD to PHP Exchange Rate (shown above) or a transaction fee and often both!

Country Guides - Canadian dollar & Philippine peso

Canada (CAD)

Philippines (PHP)

How to get a good CAD to PHP Exchange Rate

There are two important ways to save on Foreign Exchange, the first is minimising unnecessary or excessive costs and fees, and the other is to transact when the exchange rate is in your favour.

Reduce Excessive costs and fees

Generally speaking, if you are buying Philippine peso with Canadian dollar, then it's good for the CAD/PHP exchange rate to be higher.

However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

You can also read our practical guide to getting the Best Deals for your Foreign Transfers and Travel Money to Philippines.

Will the Canadian dollar rise against the Philippine peso?

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add CAD/PHP to your BestExchangeRates My Rates Watchlist to track and benefit from currency movements.

Manage My Rates

Rather than requiring you to set a target rate, our FX Alerts work differently.

Once you add a currency pair for tracking in your watchlist we can select to be notified daily for any UP▲ DOWN▼ HIGH▲ LOW▼ alerts over a range of periods over the recent 90 days.

Related exchange rates

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Provider	OFX
FX Type	Foreign Transfer CAD→PHP
From Amount (CAD)	C$10,000
To Amount (PHP)	₱429,900
Exchange Rate	1CAD = 42.99 PHP
Rate Margin	1%
Other Fees	C$0
Total Cost (Rate Margin + Fees)	1%
Transfer Speed	1-2 days
Rate Retrieved	10:01 Local - BER

Provider	TD Bank
FX Type	Foreign Transfer CAD→PHP
From Amount (CAD)	C$10,000
To Amount (PHP)	₱418,199
Exchange Rate	1CAD = 42.03 PHP
Rate Margin	3.21%
Other Fees	C$50
Total Cost (Rate Margin + Fees)	3.7%
Difference	Get ₱11,701 PHP less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	2022-08-11T10:00:04+0000

Provider	Paypal
FX Type	Foreign Transfer CAD→PHP
From Amount (CAD)	C$10,000
To Amount (PHP)	₱416,000
Exchange Rate	1CAD = 41.60 PHP
Rate Margin	4.2%
Other Fees	C$0
Total Cost (Rate Margin + Fees)	4.2%
Difference	Get ₱13,900 PHP less than withOFX
Transfer Speed	1-2 days
BER Rating	2/5.0
Rate Retrieved	10:01 Local - BER

Provider	Xoom
FX Type	Foreign Transfer CAD→PHP
From Amount (CAD)	C$10,000
To Amount (PHP)	₱414,500
Exchange Rate	1CAD = 41.45 PHP
Rate Margin	4.55%
Total Cost (Rate Margin + Fees)	4.55%
Difference	Get ₱15,400 PHP less than withOFX
Transfer Speed	1-2 days
BER Rating	4.2/5.0
Rate Retrieved	10:01 Local - BER

Provider	Royal Bank of Canada
FX Type	Foreign Transfer CAD→PHP
From Amount (CAD)	C$10,000
To Amount (PHP)	₱414,278
Exchange Rate	1CAD = 41.49 PHP
Rate Margin	4.46%
Other Fees	C$15
Total Cost (Rate Margin + Fees)	4.6%
Difference	Get ₱15,622 PHP less than withOFX
Transfer Speed	2-3 days
BER Rating	1/5.0
Rate Retrieved	2022-08-11T09:01:34+0000

Provider	Bank of Montreal
FX Type	Foreign Transfer CAD→PHP
From Amount (CAD)	C$10,000
To Amount (PHP)	₱409,685
Exchange Rate	1CAD = 41.03 PHP
Rate Margin	5.52%
Other Fees	C$15
Total Cost (Rate Margin + Fees)	5.66%
Difference	Get ₱20,215 PHP less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	10:01 Local - BER

Provider	Desjardins
FX Type	Foreign Transfer CAD→PHP
From Amount (CAD)	C$10,000
To Amount (PHP)	₱408,886
Exchange Rate	1CAD = 40.95 PHP
Rate Margin	5.7%
Other Fees	C$15
Total Cost (Rate Margin + Fees)	5.84%
Difference	Get ₱21,014 PHP less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	10:01 Local - BER

Provider	Comparison Rate
FX Type	Foreign Transfer CAD→PHP
From Amount (CAD)	C$10,000
To Amount (PHP)	₱408,568
Exchange Rate	1CAD = 41.41 PHP
Rate Margin	4.64%
Total Cost (Rate Margin + Fees)	5.91%
Difference	Get ₱21,332 PHP less than withOFX

Provider	HSBC
FX Type	Foreign Transfer CAD→PHP
From Amount (CAD)	C$10,000
To Amount (PHP)	₱406,984
Exchange Rate	1CAD = 40.78 PHP
Rate Margin	6.09%
Other Fees	C$20
Total Cost (Rate Margin + Fees)	6.28%
Difference	Get ₱22,916 PHP less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	10:01 Local - BER

Provider	Coast Capital Savings
FX Type	Foreign Transfer CAD→PHP
From Amount (CAD)	C$10,000
To Amount (PHP)	₱405,801
Exchange Rate	1CAD = 40.99 PHP
Rate Margin	5.61%
Other Fees	C$100.00 CAD (1%)
Total Cost (Rate Margin + Fees)	6.55%
Difference	Get ₱24,099 PHP less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	10:01 Local - BER

Provider	Citibank
FX Type	Foreign Transfer CAD→PHP
From Amount (CAD)	C$10,000
To Amount (PHP)	₱405,213
Exchange Rate	1CAD = 40.57 PHP
Rate Margin	6.57%
Other Fees	C$12
Total Cost (Rate Margin + Fees)	6.69%
Difference	Get ₱24,687 PHP less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	10:01 Local - BER

Provider	CIBC
FX Type	Foreign Transfer CAD→PHP
From Amount (CAD)	C$10,000
To Amount (PHP)	₱399,500
Exchange Rate	1CAD = 39.95 PHP
Rate Margin	8%
Other Fees	C$0
Total Cost (Rate Margin + Fees)	8%
Difference	Get ₱30,400 PHP less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	10:01 Local - BER

CAD to PHP Exchange Rates

CAD to PHP - Compare & Save

Multi-Vendor Quote

Country Guides - Canadian dollar & Philippine peso

How to get a good CAD to PHP Exchange Rate

Reduce Excessive costs and fees

Will the Canadian dollar rise against the Philippine peso?

Related exchange rates