The comparison table above helps you see the total cost of your Desjardins currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
Compare Desjardins Exchange Rates & Fees - Save Time & Money
Our Desjardins CAD to USD rate is 0.7029. This is -3.8% below the mid-rate.
CAD to USD Market Data
Canadian dollar (CAD) to US dollar (USD) market data - latest interbank exchange rate, trend, chart & historic rates.
Is the CAD to USD Exchange Rate Likely to Improve?
Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the Canadian dollar against the US dollar is to review how the CAD/USD rate has changed over time.
The table below shows the percentage change in the CAD to USD exchange rate across various timeframes—from the past 2 weeks to the last 20 years:
Date
CAD/USD
Change
Period
27 Jun 2025
0.7293
0.2% ▲
2 Week
12 Apr 2025
0.7213
1.3% ▲
3 Month
11 Jul 2024
0.7340
0.5% ▼
1 Year
12 Jul 2020
0.7353
0.7% ▼
5 Year
14 Jul 2015
0.7855
7% ▼
10 Year
16 Jul 2005
0.8214
11.1% ▼
20 Year
CAD/USD historic rates & change to 11-Jul-2025
The CAD is under pressure vs. the USD as trade talks stall and economic data signals potential contraction in Canada. CAD is currently at 0.7323, only 0.9% above its 3-month avg, influenced by rising oil prices and recent political instability. Analysts suggest watching oil and trade developments closely
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CAD to USD Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much Canadian dollar are worth in US dollar across a range of amounts.
This gives a quick view of what you’d get when converting different CAD amounts at today’s rate * :
What is the
Desjardins Send Money conversion rate for CAD to USD?
The Desjardins CAD to USD exchange rate is 0.7029. This is -3.8% compared to the latest CAD-USD mid-market rate 0.7310.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
Canadian dollar (CAD) to US dollar (USD) rates from different sources before making a conversion.
The above
Desjardins - Loonie to Dollar comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
Desjardins and other foreign exchange providers against the latest CAD-USD mid-rate and the possible savings of using various providers.
How do Desjardins CAD-USD rates compare between providers?
Looking at the full
CAD to USD - Send Money comparison table the provider with the best CAD to USD exchange rate is OFX at 0.7273, -0.51% from the latest mid-market rate 0.7310.
The next best is Wise at 0.7267, -0.59% from the mid-rate.
Then XE at 0.7266, which is -0.6% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks like Desjardins often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.