Understanding the Table:
The comparison table above helps you see the total cost of your Desjardins currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
US dollar (USD) to Canadian dollar (CAD) market data - latest interbank exchange rate, trend, chart & historic rates.
Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the Canadian dollar is to review how the USD/CAD rate has changed over time.
The table below shows the percentage change in the USD to CAD exchange rate across various timeframes—from the past 2 weeks to the last 20 years:
| Date | USD/CAD | Change | Period |
|---|---|---|---|
16 Dec 2025 | 1.3756 | 0.5% ▼ | 2 Week |
01 Oct 2025 | 1.3941 | 1.8% ▼ | 3 Month |
30 Dec 2024 | 1.4351 | 4.6% ▼ | 1 Year |
31 Dec 2020 | 1.2730 | 7.5% ▲ | 5 Year |
02 Jan 2016 | 1.3846 | 1.2% ▼ | 10 Year |
04 Jan 2006 | 1.1505 | 19% ▲ | 20 Year |
The USD to EUR exchange rate is currently showing a bearish bias, with the US dollar slipping recently.
The USD to JPY exchange rate currently shows a bearish bias, reflecting a downward trend for the US dollar against the Japanese yen.
To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Canadian dollar across a range of amounts.
This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :
*Converted at the current USD-CAD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
The best USD to CAD exchange rate is 1.3613 from OFX . This is -0.5% compared to the mid-market rate 1.3681.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Canadian dollar (CAD) rates from different sources before making a conversion.
The above Desjardins - Dollar to Loonie comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by Desjardins and other foreign exchange providers against the latest USD-CAD mid-rate and the possible savings of using various providers.
Looking at the full USD to CAD - Send Money comparison table the provider with the best USD to CAD exchange rate is OFX at 1.3613, -0.5% from the latest mid-market rate 1.3681.
The next best is XE at 1.3599, -0.6% from the mid-rate.
Then Western Union at 1.3544, which is -1% from the mid-rate.
Among the banks the Chase Bank rate is 1.2914 at -5.6% the Wells Fargo Bank rate is 1.2831 at -6.2% and the Citibank rate is 1.3461 at -1.6% compared to the mid-rate 1.3681.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks like Desjardins often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.
View a full list of exchange rates by selecting your Base (from) currency:
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