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Best Exchange Rates

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NZD to CAD - Compare Exchange Rates

New Zealand Dollar to Canadian Dollar - Convert Compare Save

The total cost you are charged by your foreign exchange provider consists of the margin from the mid-rate offered plus any fixed or percentage fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

Compare NZD/CAD Exchange Rates

The below table is a snapshot of the costs charged by FX specialists and banks for NZD/CAD International Money Transfers. Costs are calculated against the amount when NZD is converted to CAD at mid-rate.

Sending a LARGER foreign transfer? Shop-around with multiple providers: Get Quotes
Foreign Transfer Providers
Ratings & Reviews
Receive CAD($)Exchange RateFee NZDTotal CostTransfer ServicesTransfer SpeedDeal Links
 
OFX logo
9,108 CAD
Best Overall
0.91080^1.13%Bank Transfers - Online & Phone, Foreign Currency Accounts1-2 days
 
XE logo
9,159 CAD
51 CAD
0.915900.58%Bank Transfers - Online & Phone1-2 days
ASB Bank International Money Transfers
ASB Bank logo
8,926.63 CAD
181 CAD
0.8949253.1%Online, Branch, Bank Transfers2-3 days
HSBC logo
8,916.61 CAD
191 CAD
0.893$153.21%Online, Branch, Bank Transfers2-3 days
Banks - Average Rate
ANZ Bank logo HSBC logo BNZ Bank logo ASB Bank logo TSB Bank logo
8,844 CAD
264 CAD
0.8890223.99%Online, Branch, Bank Transfers2-3 days
 
ANZ Bank logo
8,841.06 CAD
267 CAD
0.8857184.03%Online, Branch, Bank Transfers2-3 days
TSB Bank International Money Transfers
TSB Bank logo
8,787.24 CAD
321 CAD
0.8876$1004.61%Online, Branch, Bank Transfers2-3 days
BNZ Bank International Money Transfers
BNZ Bank logo
8,750.61 CAD
357 CAD
0.8839$1005.01%Online, Branch, Bank Transfers2-3 days
 
OFX: Foreign Transfer NZD→CAD
NZD amount:$10,000 NZD
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:0.9108 (1.13% from mid-rate)
CAD amount:9,108 CAD
Total Cost:1.13%
Time:
Rate Fetched: Fri Mar 22 2019 04:07:09 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
XE: Foreign Transfer NZD→CAD
NZD amount:$10,000 NZD
Fee:0
Exchange Rate:0.9159 (0.58% from mid-rate)
CAD amount:9,159 CAD
Total Cost:0.58%
Difference:
51 CAD more than using OFX
Time:6:12 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 

ASB Bank logoASB Bank

ASB Bank: Foreign Transfer NZD→CAD
NZD amount:$10,000 NZD
Fee:25
Exchange Rate:0.8949 (2.85% from mid-rate)
CAD amount:8,926.63 CAD
Total Cost:3.1%
Difference:
181 CAD less than using OFX
Time:6:12 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

HSBC logoHSBC

HSBC: Foreign Transfer NZD→CAD
NZD amount:$10,000 NZD
Fee:$15 NZD (.15%)
Exchange Rate:0.8930 (3.06% from mid-rate)
CAD amount:8,916.61 CAD
Total Cost:3.21%
Difference:
191 CAD less than using OFX
Time:6:12 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer NZD→CAD
NZD amount:$10,000 NZD
Fee:22
Exchange Rate:0.8751 (5% from mid-rate)
CAD amount:8,844 CAD
Total Cost:3.99%
Difference:
264 CAD less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
ANZ Bank: Foreign Transfer NZD→CAD
NZD amount:$10,000 NZD
Fee:18
Exchange Rate:0.8857 (3.85% from mid-rate)
CAD amount:8,841.06 CAD
Total Cost:4.03%
Difference:
267 CAD less than using OFX
Time:6:12 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

TSB Bank logoTSB Bank

TSB Bank: Foreign Transfer NZD→CAD
NZD amount:$10,000 NZD
Fee:$100 NZD (1%)
Exchange Rate:0.8876 (3.65% from mid-rate)
CAD amount:8,787.24 CAD
Total Cost:4.61%
Difference:
321 CAD less than using OFX
Time:6:12 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNZ Bank logoBNZ Bank

BNZ Bank: Foreign Transfer NZD→CAD
NZD amount:$10,000 NZD
Fee:$100 NZD (1%)
Exchange Rate:0.8839 (4.05% from mid-rate)
CAD amount:8,750.61 CAD
Total Cost:5.01%
Difference:
357 CAD less than using OFX
Time:6:12 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

The below table shows a snapshot of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Sending a LARGER foreign transfer? Shop-around with multiple providers: Get Quotes
Travel Money Providers
Ratings & Reviews
Amount CAD($)Exchange RateFee NZDTotal CostCurrency ServicesDelivery/CollectDeal Links
 
Travelex Online NZ logo
885.10 CAD
Best Overall
0.88510^3.92%Online order, Branch pickup, Home delivery2-3 days
ASB Bank Foreign Currency
ASB Bank logo
875.56 CAD
9.54 CAD
0.8844$104.95%Branch-
Banks - Average Rate
BNZ Bank logo ASB Bank logo TSB Bank logo
860.72 CAD
24 CAD
0.8709$106.57%Branch-
TSB Bank Foreign Currency
TSB Bank logo
856.35 CAD
29 CAD
0.865$107.04%Branch-
BNZ Bank Foreign Currency
BNZ Bank logo
850.25 CAD
35 CAD
0.8632$157.7%Branch-
Travelex Online NZ: Travel Money NZD→CAD
NZD amount:$1,000 NZD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:0.8851 (3.92% from mid-rate)
CAD amount:885.10 CAD
Total Cost:3.92%
Time:
Rate Fetched: Fri Mar 22 2019 04:45:04 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup, Home delivery
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

ASB Bank logoASB Bank

ASB Bank: Travel Money NZD→CAD
NZD amount:$1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:0.8844 (3.99% from mid-rate)
CAD amount:875.56 CAD
Total Cost:4.95%
Time:6:12 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money NZD→CAD
NZD amount:$1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:0.8756 (4.95% from mid-rate)
CAD amount:860.72 CAD
Total Cost:6.57%
Currency Services:Branch
Delivery/Collect:-
 

TSB Bank logoTSB Bank

TSB Bank: Travel Money NZD→CAD
NZD amount:$1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:0.8650 (6.1% from mid-rate)
CAD amount:856.35 CAD
Total Cost:7.04%
Time:6:12 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNZ Bank logoBNZ Bank

BNZ Bank: Travel Money NZD→CAD
NZD amount:$1,000 NZD
Fee:$15 NZD (Minimum fee)
Exchange Rate:0.8632 (6.3% from mid-rate)
CAD amount:850.25 CAD
Total Cost:7.7%
Time:6:12 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

NZD to CAD interbank exchange rate = 0.9201

Right now the NZD/CAD interbank exchange rate is 0.9201. It’s also called the mid-market rate or just the mid-rate and is the rate that banks use when trading large amounts of foreign currencies with one another.

It's the reference rate we use to calculate how much you are being charged to convert Canadian Dollar to New Zealand Dollar.

This NZD/CAD Converter calculates equivalent New Zealand Dollar to Canadian Dollar amounts at the market mid-rate. You can also enter your own rates to find out the percentage difference to the latest market rates you are being charged.

NZD / CAD converter & margin calculator


$NZD
$CAD
Mid-rates:
 

Compare how much you can save on
NZD/CAD exchange rates for:

Foreign Transfers Travel Money

1 Week NZD to CAD
Loading NZD/CAD rates

New Zealand Dollar

Canadian Dollar

1 NZD 0.9201 CAD
5 NZD 4.6005 CAD
10 NZD 9.2010 CAD
20 NZD 18.40 CAD
50 NZD 46.01 CAD
100 NZD 92.01 CAD
250 NZD 230.03 CAD
500 NZD 460.05 CAD
1,000 NZD 920.10 CAD
2,000 NZD 1,840.20 CAD
5,000 NZD 4,600.50 CAD
10,000 NZD 9,201.00 CAD
50,000 NZD 46,005.00 CAD
100,000 NZD 92,010.00 CAD
See more

New Zealand Dollar

Canadian Dollar

1.0869 NZD 1 CAD
5.4345 NZD 5 CAD
10.87 NZD 10 CAD
21.74 NZD 20 CAD
54.35 NZD 50 CAD
108.69 NZD 100 CAD
271.73 NZD 250 CAD
543.45 NZD 500 CAD
1,086.90 NZD 1,000 CAD
2,173.80 NZD 2,000 CAD
5,434.50 NZD 5,000 CAD
10,869.00 NZD 10,000 CAD
54,345.00 NZD 50,000 CAD
108,690.00 NZD 100,000 CAD
See more

CAD Country Guides
CanadaCanada

New Zealand Dollar to Canadian Dollar (NZD-CAD) - 10 Year History

The below table shows the historic variation in the NZD/CAD exchange rate over the last 10 years. The percentage change is the difference from the date shown to present. This lets you decide if the current rate is in your favour. You can also view our various charts of NZD versus other currencies : NZD historical charts.

DateExchange RatePeriodChange
21 Mar 20190.9193Latest
14 Mar 20190.91111 Week+0.9%
19 Feb 20190.90851 Month+1.19%
22 Sep 20180.86386 Months+6.43%
21 Mar 20180.93241 Year-1.4%
21 Mar 20170.94062 Years-2.26%
22 Mar 20140.95795 Years-4.03%
23 Mar 20090.700210 Years+31.29%

Why can't I just get the NZD/CAD market rate I see on Google or in the Media?

The NZD/CAD mid-rate is the rate you will see Quoted on Google or the News, nobody except the largest banks and businesses can get exchange rates close to this mid-rate. It is actually just the theoretical half-way point (hence mid-rate) between the last rate at which the NZD / CAD was traded (bought or sold) in the international markets.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

The closer your final exchange rate is to the market NZD/CAD midrate the better deal you are getting.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

The three things you need in order to get a good NZD to CAD exchange rate

  1. Know the latest NZD/CAD market mid-rate. The closer your final exchange rate is to this real market rate the better deal you are getting. You should also judge how the current rate compares to the historic rate over the past 10 years.
  2. Compare your Bank's transaction costs to several licensed FX providers, remember to compare the exchange rate margins as well as the various types of fees. We make that easy to do with our calculators for Foreign Transfers and Travel Money transactions.
  3. Review up-to-date Currency News and Forecasts for both the and currencies, if available.

Currency news and forecasts for New Zealand Dollar and Canadian Dollar

Whenever you are researching a particular exchange rate you are actually interested in two currencies as the value of a currency must always be quoted relative to a second currency.

So it follows that if you are determining the best time to transact, in this case the NZD vs CAD, you should pay attention to both New Zealand Dollar and Canadian Dollar news and forecasts.

New Zealand Dollar (NZD) - Market news and forecasts

26-February-19: The New Zealand dollar has been among the best performers in early 2019: at the time of writing, it was showing a 3 percent year-to-date gain versus the US dollar (US$0.69), bettered within G10 FX only by the Canadian dollar and pound.

The kiwi’s upside might be limited over the coming 6-12 months due to a somewhat disappointing outlook for interest rates in New Zealand.

In February, the RBNZ said it would maintain rates at current levels this year and next, which was taken as a big positive at the time since a rate cut had partly been priced in. When considered against the hikes that are likely in Canada, the US, Europe, Scandinavia and many emerging market economies, steady NZ rates might also be to NZD's detriment.

In February, Radobank predicted NZD/USD 4 percent lower at US$0.66 before the end of May.

An RBC analyst also suggested betting against the kiwi. The analyst pointed to the RBNZ's previous form when it comes to U-turns on policy guidance.

In addition, watchers of NZD should not underestimate how highly correlated the currency is with the Australian dollar, which is tied to an even worse monetary policy outlook and which might suffer an 8-10 percent decline this year, per some currency forecasters.

Canadian Dollar (CAD) - Market news and forecasts

A fantastic January that took the Canadian dollar away from long-term lows against the US dollar was followed by a steady February and then a weak first-half of March.

In the first week of March, traders reacted badly to news of Canada’s economy growing at a dismal quarterly rate of just 0.1 percent (the slowest rate of quarterly growth in 2 ½ years), and they sold the loonie to account for a lower probability of future interest rate hikes by Canada’s central bank.

Against the US dollar, the loonie recovered slightly in the second week of March and stabilised at levels near C$1.333 per USD, although another notable exchange rate at the time of writing, GBP/CAD, rose to an 8-month high (CAD low) of C$1.78.

Per researchers at CIBC and TD Securities, fair value in USD/CAD is currently C$1.4, indicating potential CAD depreciation worth 5 percent. A move to C$1.4 would take the loonie to its lowest level against its US cousin since early 2016.