Loading...

NZD to CAD - Exchange Rates

NZ Dollar to Canadian Dollar exchange rates aren't all the same. The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees.

Foreign Exchange margins and fees vary significantly for International Money Transfers and Travel Money/Card transactions as shown below.

 

1 NZD = 0.851 CAD

   Sell NZD / Buy CAD  Switch

NZD to CAD 90-Day Trend
ALERT:4-DAY1.6% 🔔|
NZD/CAD at 0.8488 was trading near AVG:0.8521 with LO:0.8152 and HI:0.8788 (90 days). ALERT: NZD/CAD is UP 1.6% this 4-DAY period.
10-APR 2AM-NY 7AM-LON 2PM-HK 4PM-SYD

Convert NZD to CAD More Charts


Quick Conversions from NZ Dollar to Canadian Dollar

NZD CAD
NZ$ 1 C$ 0.8510
NZ$ 5 C$ 4.2550
NZ$ 10 C$ 8.5100
NZ$ 20 C$ 17.02
NZ$ 50 C$ 42.55
NZ$ 100 C$ 85.10
NZ$ 250 C$ 212.75
NZ$ 500 C$ 425.50
NZ$ 1,000 C$ 851.00
NZ$ 2,000 C$ 1,702
NZ$ 5,000 C$ 4,255
NZ$ 10,000 C$ 8,510
NZ$ 50,000 C$ 42,550
NZ$ 100,000 C$ 85,100
More amounts
NZD CAD
NZ$ 1.1751 C$ 1
NZ$ 5.8755 C$ 5
NZ$ 11.75 C$ 10
NZ$ 23.50 C$ 20
NZ$ 58.76 C$ 50
NZ$ 117.51 C$ 100
NZ$ 293.78 C$ 250
NZ$ 587.55 C$ 500
NZ$ 1,175 C$ 1,000
NZ$ 2,350 C$ 2,000
NZ$ 5,876 C$ 5,000
NZ$ 11,751 C$ 10,000
NZ$ 58,755 C$ 50,000
NZ$ 117,510 C$ 100,000
More amounts

To calculate your own NZD/CAD amounts use our Convert NZD to CAD quick calculator.


Comparing Foreign Exchange Providers

The total cost you are charged by your foreign exchange provider consists of the margin from the mid-rate offered plus any fixed or percentage fees. These margins and fees vary significantly for International Money Transfers, Travel Money and prepaid multi-currency Travel Card transactions.

The Exchange rate you are offered can also vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for NZD/CAD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
Foreign Transfer Provider Receive CAD(C$) Exchange RateFee NZDDeal Links
OFX logo
C$8,426
0.8%
Best Overall
0.84260^
WorldFirst logo
C$8,452
0.49%
C$26 more
0.84520
XE logo
C$8,445
0.58%
C$19 more
0.84450
ASB Bank International Money Transfers
ASB Bank logo
C$8,138.6
4.18%
C$287 less
0.815925
HSBC logo
C$8,129.79
4.29%
C$296 less
0.8142NZ$15
Banks - Average Rate
HSBC logo ANZ Bank logo BNZ Bank logo TSB Bank logo ASB Bank logo
C$8,064
5.06%
C$362 less
0.810622
ANZ Bank logo
C$8,061.46
5.09%
C$365 less
0.807618
TSB Bank International Money Transfers
TSB Bank logo
C$8,011.08
5.69%
C$415 less
0.8092NZ$100
BNZ Bank International Money Transfers
BNZ Bank logo
C$7,978.41
6.07%
C$448 less
0.8059NZ$100
 
OFX: Foreign Transfer NZD→CAD
From Amount (NZD)NZ$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:0.8426 (0.8% from mid-rate)
To Amount (CAD) C$8,426
Total Cost:0.8%
Time:
Rate Fetched: 6:06 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
WorldFirst: Foreign Transfer NZD→CAD
From Amount (NZD)NZ$10,000
Fee:
Exchange Rate:0.8452 (0.49% from mid-rate)
To Amount (CAD) C$8,452
Total Cost:0.49%
Difference:
C$26 CAD more than using OFX
Time:6:06 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 
XE: Foreign Transfer NZD→CAD
From Amount (NZD)NZ$10,000
Fee:0
Exchange Rate:0.8445 (0.58% from mid-rate)
To Amount (CAD) C$8,445
Total Cost:0.58%
Difference:
C$19 CAD more than using OFX
Time:6:06 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 
ASB Bank logo
ASB Bank: Foreign Transfer NZD→CAD
From Amount (NZD)NZ$10,000
Fee:25
Exchange Rate:0.8159 (3.94% from mid-rate)
To Amount (CAD) C$8,138.6
Total Cost:4.18%
Difference:
C$287 CAD less than using OFX
Time:6:06 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
HSBC logo
HSBC: Foreign Transfer NZD→CAD
From Amount (NZD)NZ$10,000
Fee:NZ$15 NZD (.15%)
Exchange Rate:0.8142 (4.14% from mid-rate)
To Amount (CAD) C$8,129.79
Total Cost:4.29%
Difference:
C$296 CAD less than using OFX
Time:6:06 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Banks - Average Rate
Foreign Transfer NZD→CAD
From Amount (NZD)NZ$10,000
Fee:22
Exchange Rate:0.8069 (5% from mid-rate)
To Amount (CAD) C$8,064
Total Cost:5.06%
Difference:
C$362 CAD less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 
ANZ Bank: Foreign Transfer NZD→CAD
From Amount (NZD)NZ$10,000
Fee:18
Exchange Rate:0.8076 (4.92% from mid-rate)
To Amount (CAD) C$8,061.46
Total Cost:5.09%
Difference:
C$365 CAD less than using OFX
Time:6:06 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 
TSB Bank logo
TSB Bank: Foreign Transfer NZD→CAD
From Amount (NZD)NZ$10,000
Fee:NZ$100 NZD (1%)
Exchange Rate:0.8092 (4.73% from mid-rate)
To Amount (CAD) C$8,011.08
Total Cost:5.69%
Difference:
C$415 CAD less than using OFX
Time:6:06 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
BNZ Bank logo
BNZ Bank: Foreign Transfer NZD→CAD
From Amount (NZD)NZ$10,000
Fee:NZ$100 NZD (1%)
Exchange Rate:0.8059 (5.12% from mid-rate)
To Amount (CAD) C$7,978.41
Total Cost:6.07%
Difference:
C$448 CAD less than using OFX
Time:6:06 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 04/10/2020 - View latest rates
 

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money Provider Amount CAD(C$) Exchange RateFee NZDDeal Links
Travelex Online NZ logo
C$813.90
4.18%
Best Overall
0.81390^
ASB Bank Foreign Currency
ASB Bank logo
C$807.25
4.96%
C$6.65 less
0.8154NZ$10
Banks - Average Rate
BNZ Bank logo TSB Bank logo ASB Bank logo
C$793.58
6.57%
C$20 less
0.8029NZ$10
TSB Bank Foreign Currency
TSB Bank logo
C$789.53
7.05%
C$24 less
0.7975NZ$10
BNZ Bank Foreign Currency
BNZ Bank logo
C$783.96
7.7%
C$30 less
0.7959NZ$15
 
Travelex Online NZ: Travel Money NZD→CAD
From Amount (NZD)NZ$1,000
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:0.8139 (4.18% from mid-rate)
To Amount (CAD) C$813.90
Total Cost:4.18%
Time:
Rate Fetched: Fri Apr 10 2020 06:00:04 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
ASB Bank logo
ASB Bank: Travel Money NZD→CAD
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:0.8154 (4% from mid-rate)
To Amount (CAD) C$807.25
Total Cost:4.96%
Time:6:06 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Banks - Average Rate
Travel Money NZD→CAD
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:0.8074 (4.94% from mid-rate)
To Amount (CAD) C$793.58
Total Cost:6.57%
Currency Services:Branch
Delivery/Collect:-
 
TSB Bank logo
TSB Bank: Travel Money NZD→CAD
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:0.7975 (6.11% from mid-rate)
To Amount (CAD) C$789.53
Total Cost:7.05%
Time:6:06 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
BNZ Bank logo
BNZ Bank: Travel Money NZD→CAD
From Amount (NZD)NZ$1,000
Fee:NZ$15 NZD (Minimum fee)
Exchange Rate:0.7959 (6.3% from mid-rate)
To Amount (CAD) C$783.96
Total Cost:7.7%
Time:6:06 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 04/10/2020 - View latest rates
 

Country Guides (NZD & CAD)

New ZealandNew Zealand (NZD)CanadaCanada (CAD)Cook IslandsCook Islands (NZD)
NiueNiue (NZD)PitcairnPitcairn (NZD)TokelauTokelau (NZD)

NZD and CAD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the NZD vs CAD, you should pay attention to the recent market trends for both currencies.

NZ Dollar (NZD)

Growing fears of the coronavirus outbreak has moved the market into safer currencies such as the USD and away from AUD, NZD and CAD.

The threat of proxy war between the US and Iran in Iraq also pared back some of the gains the Kiwi had made coming into the New Year.

In December the New Zealand dollar has climbed back to US$0.66 it's highest value since July.

Against the Australian dollar, jumped to A$0.96 after being as low as A$0.92 in early November before starting a strong recovery upto current levels above A$0.95.

Robbing New Zealand's currency of better gains in 2019 have been reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

Read more in the article NZD Forecasts.

 

Canadian Dollar (CAD)

Growing fears of the coronavirus outbreak has moved the market into safer currencies such as the USD and away from AUD, NZD and CAD.

The threat of proxy war between the US and Iran in Iraq also pared back some of the gains the Loonie had made coming into the New Year.

The Canadian dollar was range bound during the second half of 2019 oscillating between US75c and US76.5c. Mid-year the loonie stormed ahead in June and July, rising to what turned out to be the 2019 high against the US dollar of US76.7cents and to 8-month highs against the euro, pound, Australian and New Zealand dollars. Against the Aussie, a minimal additional increase would take CAD to a 9-year high.

Supporting the loonie was a 10 percent rise in the oil price (oil is among Canada’s most exported products but is volatile and can’t be relied upon), a large and welcome jump in inflation, and dovishness at major central banks of the world, including the Federal Reserve, ECB and RBA.

The USMCA was signed by the United States, Mexico and Canadian on November 30 at the G20 Summit in Buenos Aires. Any delay to Canadian ratification of the USMCA trade deal would have likely depressed sentiment on Canada’s currency.

Read more in the article CAD Forecasts.


How to get Best NZD to CAD Exchange Rates

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

What is a good NZD to CAD exchange rate?

This is a difficult question and the answer really depends on many factors. The best way to consider an exchange rate's relative value is to look at the rate's history.

The following table looks at the change in the NZD to CAD exchange rate to the present day for periods going back upto 10 years.

PeriodChange*NZD/CADDate
1 Day+0.8%0.842308 Apr 2020
7 Day+1.6%0.835802 Apr 2020
30 Day-1.3%0.860210 Mar 2020
3 Month-2%0.866110 Jan 2020
1 Year-5.8%0.901310 Apr 2019
5 Year-10.4%0.947311 Apr 2015
10 Year+18.7%0.715612 Apr 2010

*For period to 09-Apr 21UTC when NZD/CAD was 0.8492

When is the best time to exchange NZD to CAD?

Getting a good market rate is all about timing to help with this you can use BER Smart Alerts to make the most of currency movements.

Rather than requiring you to set a target rate, our rate alerts work differently. We check for daily high/lows and changes (up/down) over a range of periods up to 90 days rather than requiring you to set target rates.

Setup BER.me FX Alerts

We help you Save Money on Exchange Rates.

 

View all NZD Exchange Rates