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NZD/CAD - Rate Guide

New Zealand Dollar to Canadian Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

NZD/CAD Exchange Rates and Providers Compared

This guide to the New Zealand Dollar to Canadian Dollar exchange rate with 90-day chart & alerts, historic rates, forecasts and NZD to CAD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. Calculate amounts and rate margins with the NZD/CAD Calculator.

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NZD/CAD - 90 Day Rate Alerts

1 NZD = 0.8298 CAD

90-DAY LOWS 60-DAY LOWS 30-DAY LOWS 14-DAY LOWS 1-DAY DOWN 1.4%
NZD/CAD over the last 90 days

View NZD/CAD - Interactive Chart

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for NZD/CAD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
Foreign Transfer ProvidersReceive CAD(C$)Exchange RateFee NZDTotal CostDeal Links
WorldFirst logo
8,259 CAD
Best Overall
0.825900.49%
OFX logo
8,234 CAD
25 CAD
0.82340^0.8%
XE logo
8,252 CAD
7 CAD
0.825200.58%
ASB Bank International Money Transfers
ASB Bank logo
7,957.06 CAD
302 CAD
0.7977254.13%
HSBC logo
7,949.06 CAD
310 CAD
0.7961$154.23%
Banks - Average Rate
ANZ Bank logo HSBC logo BNZ Bank logo ASB Bank logo TSB Bank logo
7,884 CAD
375 CAD
0.7925225.01%
ANZ Bank logo
7,881.79 CAD
377 CAD
0.7896185.04%
TSB Bank International Money Transfers
TSB Bank logo
7,832.88 CAD
426 CAD
0.7912$1005.63%
BNZ Bank International Money Transfers
BNZ Bank logo
7,801.2 CAD
458 CAD
0.788$1006.01%
 

WorldFirst logo

WorldFirst: Foreign Transfer NZD→CAD
From Amount:10,000 NZD
Fee:
Exchange Rate:0.8259 (0.49% from mid-rate)
To Amount:8,259 CAD
Total Cost:0.49%
Time:6:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

OFX logo

OFX: Foreign Transfer NZD→CAD
From Amount:10,000 NZD
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:0.8234 (0.8% from mid-rate)
To Amount:8,234 CAD
Total Cost:0.8%
Difference:
25 CAD less than using WorldFirst
Time:
Rate Fetched: 6:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

XE logo

XE: Foreign Transfer NZD→CAD
From Amount:10,000 NZD
Fee:0
Exchange Rate:0.8252 (0.58% from mid-rate)
To Amount:8,252 CAD
Total Cost:0.58%
Difference:
7 CAD less than using WorldFirst
Time:6:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 

ASB Bank logo

ASB Bank: Foreign Transfer NZD→CAD
From Amount:10,000 NZD
Fee:25
Exchange Rate:0.7977 (3.89% from mid-rate)
To Amount:7,957.06 CAD
Total Cost:4.13%
Difference:
302 CAD less than using WorldFirst
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer NZD→CAD
From Amount:10,000 NZD
Fee:$15 NZD (.15%)
Exchange Rate:0.7961 (4.08% from mid-rate)
To Amount:7,949.06 CAD
Total Cost:4.23%
Difference:
310 CAD less than using WorldFirst
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer NZD→CAD
From Amount:10,000 NZD
Fee:22
Exchange Rate:0.7885 (5% from mid-rate)
To Amount:7,884 CAD
Total Cost:5.01%
Difference:
375 CAD less than using WorldFirst
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

ANZ Bank logo

ANZ Bank: Foreign Transfer NZD→CAD
From Amount:10,000 NZD
Fee:18
Exchange Rate:0.7896 (4.87% from mid-rate)
To Amount:7,881.79 CAD
Total Cost:5.04%
Difference:
377 CAD less than using WorldFirst
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

TSB Bank logo

TSB Bank: Foreign Transfer NZD→CAD
From Amount:10,000 NZD
Fee:$100 NZD (1%)
Exchange Rate:0.7912 (4.67% from mid-rate)
To Amount:7,832.88 CAD
Total Cost:5.63%
Difference:
426 CAD less than using WorldFirst
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNZ Bank logo

BNZ Bank: Foreign Transfer NZD→CAD
From Amount:10,000 NZD
Fee:$100 NZD (1%)
Exchange Rate:0.7880 (5.06% from mid-rate)
To Amount:7,801.2 CAD
Total Cost:6.01%
Difference:
458 CAD less than using WorldFirst
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 09/22/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount CAD(C$)Exchange RateFee NZDTotal CostDeal Links
Travelex Online NZ logo
802.30 CAD
Best Overall
0.80230^3.34%
ASB Bank Foreign Currency
ASB Bank logo
788.83 CAD
13 CAD
0.7968$104.96%
Banks - Average Rate
BNZ Bank logo ASB Bank logo TSB Bank logo
775.46 CAD
27 CAD
0.7846$106.57%
TSB Bank Foreign Currency
TSB Bank logo
771.51 CAD
31 CAD
0.7793$107.05%
BNZ Bank Foreign Currency
BNZ Bank logo
766.03 CAD
36 CAD
0.7777$157.71%
 

Travelex Online NZ logo

Travelex Online NZ: Travel Money NZD→CAD
From Amount:1,000 NZD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:0.8023 (3.34% from mid-rate)
To Amount:802.30 CAD
Total Cost:3.34%
Time:
Rate Fetched: Sun Sep 22 2019 06:00:05 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

ASB Bank logo

ASB Bank: Travel Money NZD→CAD
From Amount:1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:0.7968 (4% from mid-rate)
To Amount:788.83 CAD
Total Cost:4.96%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money NZD→CAD
From Amount:1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:0.7889 (4.95% from mid-rate)
To Amount:775.46 CAD
Total Cost:6.57%
Currency Services:Branch
Delivery/Collect:-
 

TSB Bank logo

TSB Bank: Travel Money NZD→CAD
From Amount:1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:0.7793 (6.11% from mid-rate)
To Amount:771.51 CAD
Total Cost:7.05%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNZ Bank logo

BNZ Bank: Travel Money NZD→CAD
From Amount:1,000 NZD
Fee:$15 NZD (Minimum fee)
Exchange Rate:0.7777 (6.3% from mid-rate)
To Amount:766.03 CAD
Total Cost:7.71%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 09/22/2019 - See full table

NZD / CAD converter & margin calculator

$NZD
C$CAD
mid-rates

Compare how much you can save on NZD/CAD exchange rates for:

Foreign Transfers Travel Money

Foreign Transfers Travel Money

New Zealand Dollar

Canadian Dollar

1 NZD 0.8298 CAD
5 NZD 4.1490 CAD
10 NZD 8.2980 CAD
20 NZD 16.60 CAD
50 NZD 41.49 CAD
100 NZD 82.98 CAD
250 NZD 207.45 CAD
500 NZD 414.90 CAD
1,000 NZD 829.80 CAD
2,000 NZD 1,659.60 CAD
5,000 NZD 4,149.00 CAD
10,000 NZD 8,298.00 CAD
50,000 NZD 41,490.00 CAD
100,000 NZD 82,980.00 CAD
See more

New Zealand Dollar

Canadian Dollar

1.2051 NZD 1 CAD
6.0255 NZD 5 CAD
12.05 NZD 10 CAD
24.10 NZD 20 CAD
60.26 NZD 50 CAD
120.51 NZD 100 CAD
301.28 NZD 250 CAD
602.55 NZD 500 CAD
1,205.10 NZD 1,000 CAD
2,410.20 NZD 2,000 CAD
6,025.50 NZD 5,000 CAD
12,051.00 NZD 10,000 CAD
60,255.00 NZD 50,000 CAD
120,510.00 NZD 100,000 CAD
See more
Country Guides (NZD & CAD)
New ZealandNew Zealand (NZD)CanadaCanada (CAD)Cook IslandsCook Islands (NZD)
NiueNiue (NZD)PitcairnPitcairn (NZD)TokelauTokelau (NZD)

NZD/CAD - Historical Trends

This table shows historic rates and trends of New Zealand Dollar to Canadian Dollar over periods upto 10 years.

PeriodChange*NZD/CADDate
1 Day-0.5%0.834519 Sep 2019
7 Day-2.1%0.847413 Sep 2019
30 Day-2.5%0.851121 Aug 2019
3 Month-4.8%0.872222 Jun 2019
1 Year-3.8%0.862520 Sep 2018
5 Year-7%0.892621 Sep 2014
10 Year+7.7%0.770522 Sep 2009

*For period to 20-Sep 21UTC when NZD/CAD was 0.8300

You can use our NZD interactive charts to check NZDCAD historic trends.

Get a Better FX Deal when you Send and Spend Abroad.

 

NZD and CAD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the NZD vs CAD, you should pay attention to the recent market trends for both currencies.

 

New Zealand Dollar (NZD)

The New Zealand dollar weakened in June to a 7-month low against the euro, at rates below €0.58.

At US$0.65, the kiwi remained weak against the greenback, 6 percent lower than rates in March.

Against the Australian dollar, NZD has been steady in recent months, having spent much of its time between A$0.94 and A$0.95.

Robbing New Zealand's currency of gains in 2019 have been lower NZ interest rates, reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

Read more in the article NZD Forecasts.

 

Canadian Dollar (CAD)

The Canadian dollar stormed ahead in the second half of June, rising to a 16-week high against the US dollar and to 8-month highs against the euro, pound, Australian and New Zealand dollars. Against the Aussie, a minimal additional increase would take CAD to a 9-year high.

Supporting the loonie was a 10 percent rise in the oil price (oil is among Canada’s most exported products but is volatile and can’t be relied upon), a large and welcome jump in inflation, and dovishness at major central banks of the world, including the Federal Reserve, ECB and RBA.

Any delay to Canadian ratification of the USMCA trade deal (already accepted by Mexico) is likely to depress sentiment on Canada’s currency.

Read more in the article CAD Forecasts.

Why can't I just get the NZD/CAD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the NZD / CAD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all NZD Exchange Rates