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    Best NZD to CAD Exchange Rates

    The best NZD to CAD rate is 0.8395, and is the current mid-market exchange rate. We help you compare New Zealand dollar to Canadian dollar rates and costs to this live market rate.

    In this kiwi to loonie (NZD/CAD) rate guide:

    Compare exchange rates - NZD to CAD

    Exchange rates can vary significantly between different currency exchange providers, so it's important to compare New Zealand dollar (NZD) to Canadian dollar (CAD) rates from different sources before making a conversion.

    The below Rate Comparison Table makes it easy to compare the Total Cost you are being charged on kiwi to loonie currency rates and the possible savings of using various providers.


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    @bestfxrates : 📈 NZD/CAD hits 90-day high of 0.8306, up by 2.5% against the quarter's avg. "FX analysts" eye a stronger Q2 for the Kiwi with USD dips forecasted. CAD faces short-term headwinds with oil volatility but "market view" hints at a 2025 rebound. #CurrencyWatch #NZDCAD #ForexTrends

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    NZD to CAD Market Data

    New Zealand dollar (NZD) to Canadian dollar (CAD) market data - latest interbank mid-rate, trend, chart & historic rates.

    1 NZD =
    0.8395We compare provider deals to this wholesale mid-market rate. Read more
    NZD to CAD is at 90-day highs near 0.8386, 3.4% above its 3-month average of 0.8108, having traded in a quite stable 5.1% range from 0.7979 to 0.8386
    Sell NZD   →   Buy CAD
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    90-DAY HIGH
    1-DAY +1.0%
    14 Nov 2023
    1.2% 2 Week
    30 Aug 2023
    3.3% 3 Month
    28 Nov 2022
    0.2% 1 Year
    29 Nov 2018
    8.6% 5 Year
    30 Nov 2013
    3.5% 10 Year
    03 Dec 2003
    1.2% 20 Year
    NZD/CAD historic rates & change to 28-Nov-2023

    Forecasts for NZD to CAD

    NZDCAD chart
    90-DAY HIGH
    1-DAY +1.0%

    The New Zealand Dollar (NZD) to Canadian Dollar (CAD) exchange rate has exhibited strength, with the NZD reaching 90-day highs near 0.8306, which is 2.5% above its three-month average of 0.8104. According to currency market updates, this performance comes amidst a stable trading range, with the NZD/CAD pair moving within a relatively tight 4.1% margin from 0.7979 to 0.8306. Major banks and financial institutions maintain a cautiously optimistic outlook for the NZD in 2024. FX analysts expect the Kiwi to rally, especially from the second quarter of 2024, as a forecasted decline in the USD, attributed to anticipated Federal Reserve easing, may provide tailwinds. Additionally, a potential rate cut by the Reserve Bank of New Zealand in the summer of 2024, combined with stricter inflation targeting, could lead to higher rates that favor the NZD, although it is not without risks such as persisting inflation, economic downturns, and volatile dairy prices.

    Read our full NZD to CAD forecasts analysis

    CAD to NZD flags

    How to get a good NZD to CAD exchange rate

    There are several ways to save on exchange rates when converting New Zealand dollar to Canadian dollar:

    1. Shop around for the best NZD/CAD exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
    2. Timing is important: Keep an eye on the NZD/CAD rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
    3. Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
    4. Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both NZD and CAD at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
    5. Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

    The key is reducing excessive costs and fees

    Generally speaking, if you are buying Canadian dollar with New Zealand dollar, then it's better for the NZD/CAD exchange rate to be higher.

    However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

    The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

    Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

    It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

    Will the New Zealand dollar rise against the Canadian dollar?

    It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

    To help with this you can add NZD/CAD to your personalised BER Smart Rate Tracker to track and benefit from currency movements.

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    Rather than requiring you to set a target rate, our FX Alerts work differently. Once you add a currency pair for tracking in your watchlist we can select to be notified daily for any UP DOWN HIGH LOW alerts over a range of periods over the recent 90 days.

    Read our Currency guide to Canada - a practical currency and money guide to travel, living and doing business in Canada with the Canadian dollar.


    Country Currency Guides

    New ZealandNew Zealand (NZD)CanadaCanada (CAD)

    Here are a few things to consider when sending money to Canada:

    1. Fees: Different banks and money transfer services charge different fees for international money transfers. Shop around to find the best deal and compare the fees charged by different providers.

    2. Exchange rate: The exchange rate is the rate at which one currency is converted into another. Keep an eye on the exchange rate when sending money to Canada, as it can fluctuate and impact the amount of money you receive.

    3. Transfer speed: Some money transfer providers offer faster transfer speeds than others. If you need the money to arrive in Canada quickly, consider a provider that offers expedited transfer speeds for an additional fee.

      Read more at our Canada (CAD) country guide


    Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more

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