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NZD/SGD - Rate Guide

New Zealand Dollar to Singapore Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

NZD/SGD Exchange Rates and Providers Compared

This guide to the New Zealand Dollar to Singapore Dollar exchange rate with 90-day chart & alerts, historic rates, forecasts and NZD to SGD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. Calculate amounts and rate margins with the NZD/SGD Calculator.

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NZD/SGD - 90 Day Rate Alerts

1 NZD = 0.8613 SGD

90-DAY LOWS 60-DAY LOWS 30-DAY LOWS 14-DAY LOWS 7-DAY DOWN 2.6% 1-DAY DOWN 1.4%
NZD/SGD over the last 90 days

View NZD/SGD - Interactive Chart

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for NZD/SGD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
Foreign Transfer ProvidersReceive SGD(S$)Exchange RateFee NZDTotal CostDeal Links
OFX logo
8,546 SGD
Best Overall
0.85460^0.8%
WorldFirst logo
8,572 SGD
26 SGD
0.857200.5%
ASB Bank International Money Transfers
ASB Bank logo
8,239.35 SGD
307 SGD
0.826254.36%
HSBC logo
8,230.64 SGD
315 SGD
0.8243$154.46%
Banks - Average Rate
ANZ Bank logo HSBC logo BNZ Bank logo ASB Bank logo TSB Bank logo
8,164 SGD
382 SGD
0.8206225.24%
ANZ Bank logo
8,161.28 SGD
385 SGD
0.8176185.27%
TSB Bank International Money Transfers
TSB Bank logo
8,111.07 SGD
435 SGD
0.8193$1005.85%
BNZ Bank International Money Transfers
BNZ Bank logo
8,077.41 SGD
469 SGD
0.8159$1006.24%
 

OFX logo

OFX: Foreign Transfer NZD→SGD
From Amount:10,000 NZD
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:0.8546 (0.8% from mid-rate)
To Amount:8,546 SGD
Total Cost:0.8%
Time:
Rate Fetched: 6:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

WorldFirst logo

WorldFirst: Foreign Transfer NZD→SGD
From Amount:10,000 NZD
Fee:
Exchange Rate:0.8572 (0.5% from mid-rate)
To Amount:8,572 SGD
Total Cost:0.5%
Difference:
26 SGD more than using OFX
Time:6:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

ASB Bank logo

ASB Bank: Foreign Transfer NZD→SGD
From Amount:10,000 NZD
Fee:25
Exchange Rate:0.8260 (4.12% from mid-rate)
To Amount:8,239.35 SGD
Total Cost:4.36%
Difference:
307 SGD less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer NZD→SGD
From Amount:10,000 NZD
Fee:$15 NZD (.15%)
Exchange Rate:0.8243 (4.32% from mid-rate)
To Amount:8,230.64 SGD
Total Cost:4.46%
Difference:
315 SGD less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer NZD→SGD
From Amount:10,000 NZD
Fee:22
Exchange Rate:0.8184 (5% from mid-rate)
To Amount:8,164 SGD
Total Cost:5.24%
Difference:
382 SGD less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

ANZ Bank logo

ANZ Bank: Foreign Transfer NZD→SGD
From Amount:10,000 NZD
Fee:18
Exchange Rate:0.8176 (5.1% from mid-rate)
To Amount:8,161.28 SGD
Total Cost:5.27%
Difference:
385 SGD less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

TSB Bank logo

TSB Bank: Foreign Transfer NZD→SGD
From Amount:10,000 NZD
Fee:$100 NZD (1%)
Exchange Rate:0.8193 (4.9% from mid-rate)
To Amount:8,111.07 SGD
Total Cost:5.85%
Difference:
435 SGD less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNZ Bank logo

BNZ Bank: Foreign Transfer NZD→SGD
From Amount:10,000 NZD
Fee:$100 NZD (1%)
Exchange Rate:0.8159 (5.29% from mid-rate)
To Amount:8,077.41 SGD
Total Cost:6.24%
Difference:
469 SGD less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 09/22/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount SGD(S$)Exchange RateFee NZDTotal CostDeal Links
Travelex Online NZ logo
827.50 SGD
Best Overall
0.82750^3.95%
ASB Bank Foreign Currency
ASB Bank logo
818.73 SGD
8.77 SGD
0.827$104.96%
Banks - Average Rate
BNZ Bank logo ASB Bank logo TSB Bank logo
804.88 SGD
23 SGD
0.8144$106.57%
TSB Bank Foreign Currency
TSB Bank logo
800.81 SGD
27 SGD
0.8089$107.04%
BNZ Bank Foreign Currency
BNZ Bank logo
795.09 SGD
32 SGD
0.8072$157.71%
 

Travelex Online NZ logo

Travelex Online NZ: Travel Money NZD→SGD
From Amount:1,000 NZD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:0.8275 (3.95% from mid-rate)
To Amount:827.50 SGD
Total Cost:3.95%
Time:
Rate Fetched: Sun Sep 22 2019 06:00:05 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

ASB Bank logo

ASB Bank: Travel Money NZD→SGD
From Amount:1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:0.8270 (4% from mid-rate)
To Amount:818.73 SGD
Total Cost:4.96%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money NZD→SGD
From Amount:1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:0.8189 (4.94% from mid-rate)
To Amount:804.88 SGD
Total Cost:6.57%
Currency Services:Branch
Delivery/Collect:-
 

TSB Bank logo

TSB Bank: Travel Money NZD→SGD
From Amount:1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:0.8089 (6.11% from mid-rate)
To Amount:800.81 SGD
Total Cost:7.04%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNZ Bank logo

BNZ Bank: Travel Money NZD→SGD
From Amount:1,000 NZD
Fee:$15 NZD (Minimum fee)
Exchange Rate:0.8072 (6.3% from mid-rate)
To Amount:795.09 SGD
Total Cost:7.71%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 09/22/2019 - See full table

NZD / SGD converter & margin calculator

$NZD
S$SGD
mid-rates

Compare how much you can save on NZD/SGD exchange rates for:

Foreign Transfers Travel Money

Foreign Transfers Travel Money

New Zealand Dollar

Singapore Dollar

1 NZD 0.8613 SGD
5 NZD 4.3065 SGD
10 NZD 8.6130 SGD
20 NZD 17.23 SGD
50 NZD 43.07 SGD
100 NZD 86.13 SGD
250 NZD 215.33 SGD
500 NZD 430.65 SGD
1,000 NZD 861.30 SGD
2,000 NZD 1,722.60 SGD
5,000 NZD 4,306.50 SGD
10,000 NZD 8,613.00 SGD
50,000 NZD 43,065.00 SGD
100,000 NZD 86,130.00 SGD
See more

New Zealand Dollar

Singapore Dollar

1.1610 NZD 1 SGD
5.8050 NZD 5 SGD
11.61 NZD 10 SGD
23.22 NZD 20 SGD
58.05 NZD 50 SGD
116.10 NZD 100 SGD
290.25 NZD 250 SGD
580.50 NZD 500 SGD
1,161.00 NZD 1,000 SGD
2,322.00 NZD 2,000 SGD
5,805.00 NZD 5,000 SGD
11,610.00 NZD 10,000 SGD
58,050.00 NZD 50,000 SGD
116,100.00 NZD 100,000 SGD
See more
Country Guides (NZD & SGD)
New ZealandNew Zealand (NZD)Cook IslandsCook Islands (NZD)NiueNiue (NZD)
PitcairnPitcairn (NZD)SingaporeSingapore (SGD)TokelauTokelau (NZD)

NZD/SGD - Historical Trends

This table shows historic rates and trends of New Zealand Dollar to Singapore Dollar over periods upto 10 years.

PeriodChange*NZD/SGDDate
1 Day-0.7%0.867719 Sep 2019
7 Day-1.6%0.875713 Sep 2019
30 Day-2.8%0.886221 Aug 2019
3 Month-3.5%0.893222 Jun 2019
1 Year-5.5%0.911920 Sep 2018
5 Year-16.5%1.031321 Sep 2014
10 Year-15.4%1.018122 Sep 2009

*For period to 20-Sep 21UTC when NZD/SGD was 0.8615

You can use our NZD interactive charts to check NZDSGD historic trends.

Get a Better FX Deal when you Send and Spend Abroad.

 

NZD and SGD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the NZD vs SGD, you should pay attention to the recent market trends for both currencies.

 

New Zealand Dollar (NZD)

The New Zealand dollar weakened in June to a 7-month low against the euro, at rates below €0.58.

At US$0.65, the kiwi remained weak against the greenback, 6 percent lower than rates in March.

Against the Australian dollar, NZD has been steady in recent months, having spent much of its time between A$0.94 and A$0.95.

Robbing New Zealand's currency of gains in 2019 have been lower NZ interest rates, reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

Read more in the article NZD Forecasts.

 

Singapore Dollar (SGD)

Singapore was added to a US watchlist of suspected currency manipulators in May. Though that means little right now in terms of economic implications, it created some negative sentiment that spurred a rise in USD/SGD to a 6-month high (SGD low) of S$1.384.

Overall, it’s been a mixed 2019 for the Singapore dollar, with small gains (<2 percent) against the euro and Australian dollar, but small losses against the US dollar and pound.

In May, SGD was pressured by data showing core inflation at a 1-year low, by an escalation in US-China trade tensions, and after Singapore’s Ministry of Trade and Industry downgraded 2019 growth forecasts. At 1.2 percent, quarterly growth in the Lion City has slowed to its lowest level in a decade.

All said, the Monetary Authority of Singapore will, at best, keep monetary policy unchanged when it next meets in October (there's a chance it could turn dovish).

Read more in the article SGD Forecasts.

Why can't I just get the NZD/SGD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the NZD / SGD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all NZD Exchange Rates