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NZD to SGD - Rate Guide

New Zealand Dollar to Singapore Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

NZD/SGD update & alerts

1 NZD = 0.8708 SGD

NZD to SGD - Trading Range (90 Day)
ALERT: 1-DAY ▼ 0.8% 🔔 |
At 0.8673 NZD/SGD is trading 0.7% below the average for 90 days, with range 0.8605 to 0.8956. ALERT: NZD/SGD is DOWN 0.8% for 1-DAY. Updated: 08:01-AEDT 21:01-GMT 16:01-EST

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NZD/SGD Exchange Rates and Providers Compared

This guide to the New Zealand Dollar to Singapore Dollar exchange rate with 90-day chart & alerts, historic rates, forecasts and NZD to SGD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. If you want to calculate equivalent amounts in foreign currencies or rate margins then use our NZD/SGD Quick Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for NZD/SGD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
Foreign Transfer ProvidersReceive SGD(S$)Exchange RateFee NZDTotal CostDeal Links
OFX logo
S$8,640
Best Overall
0.8640^0.8%
WorldFirst logo
S$8,666
S$26 more
0.866600.51%
ASB Bank International Money Transfers
ASB Bank logo
S$8,369.03
S$271 less
0.839253.91%
HSBC logo
S$8,360.44
S$280 less
0.8373NZ$154.01%
Banks - Average Rate
ANZ Bank logo HSBC logo BNZ Bank logo ASB Bank logo TSB Bank logo
S$8,293
S$347 less
0.8336224.79%
ANZ Bank logo
S$8,290.05
S$350 less
0.8305184.82%
TSB Bank International Money Transfers
TSB Bank logo
S$8,238.78
S$401 less
0.8322NZ$1005.41%
BNZ Bank International Money Transfers
BNZ Bank logo
S$8,205.12
S$435 less
0.8288NZ$1005.8%
 

OFX logo

OFX: Foreign Transfer NZD→SGD
From Amount (NZD)NZ$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:0.8640 (0.8% from mid-rate)
To Amount (SGD) S$8,640
Total Cost:0.8%
Time:
Rate Fetched: 18:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

WorldFirst logo

WorldFirst: Foreign Transfer NZD→SGD
From Amount (NZD)NZ$10,000
Fee:
Exchange Rate:0.8666 (0.51% from mid-rate)
To Amount (SGD) S$8,666
Total Cost:0.51%
Difference:
S$26 SGD more than using OFX
Time:18:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

ASB Bank logo

ASB Bank: Foreign Transfer NZD→SGD
From Amount (NZD)NZ$10,000
Fee:25
Exchange Rate:0.8390 (3.67% from mid-rate)
To Amount (SGD) S$8,369.03
Total Cost:3.91%
Difference:
S$271 SGD less than using OFX
Time:18:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer NZD→SGD
From Amount (NZD)NZ$10,000
Fee:NZ$15 NZD (.15%)
Exchange Rate:0.8373 (3.87% from mid-rate)
To Amount (SGD) S$8,360.44
Total Cost:4.01%
Difference:
S$280 SGD less than using OFX
Time:18:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer NZD→SGD
From Amount (NZD)NZ$10,000
Fee:22
Exchange Rate:0.8274 (5.01% from mid-rate)
To Amount (SGD) S$8,293
Total Cost:4.79%
Difference:
S$347 SGD less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

ANZ Bank logo

ANZ Bank: Foreign Transfer NZD→SGD
From Amount (NZD)NZ$10,000
Fee:18
Exchange Rate:0.8305 (4.65% from mid-rate)
To Amount (SGD) S$8,290.05
Total Cost:4.82%
Difference:
S$350 SGD less than using OFX
Time:18:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

TSB Bank logo

TSB Bank: Foreign Transfer NZD→SGD
From Amount (NZD)NZ$10,000
Fee:NZ$100 NZD (1%)
Exchange Rate:0.8322 (4.45% from mid-rate)
To Amount (SGD) S$8,238.78
Total Cost:5.41%
Difference:
S$401 SGD less than using OFX
Time:18:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNZ Bank logo

BNZ Bank: Foreign Transfer NZD→SGD
From Amount (NZD)NZ$10,000
Fee:NZ$100 NZD (1%)
Exchange Rate:0.8288 (4.85% from mid-rate)
To Amount (SGD) S$8,205.12
Total Cost:5.8%
Difference:
S$435 SGD less than using OFX
Time:18:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 11/15/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount SGD(S$)Exchange RateFee NZDTotal CostDeal Links
Travelex Online NZ logo
S$831.20
Best Overall
0.83120^4.57%
ASB Bank Foreign Currency
ASB Bank logo
S$827.84
S$3.36 less
0.8362NZ$104.96%
Banks - Average Rate
BNZ Bank logo ASB Bank logo TSB Bank logo
S$813.77
S$17 less
0.8234NZ$106.57%
TSB Bank Foreign Currency
TSB Bank logo
S$809.62
S$22 less
0.8178NZ$107.05%
BNZ Bank Foreign Currency
BNZ Bank logo
S$803.86
S$27 less
0.8161NZ$157.71%
 

Travelex Online NZ logo

Travelex Online NZ: Travel Money NZD→SGD
From Amount (NZD)NZ$1,000
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:0.8312 (4.57% from mid-rate)
To Amount (SGD) S$831.20
Total Cost:4.57%
Time:
Rate Fetched: Fri Nov 15 2019 18:00:03 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

ASB Bank logo

ASB Bank: Travel Money NZD→SGD
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:0.8362 (4% from mid-rate)
To Amount (SGD) S$827.84
Total Cost:4.96%
Time:18:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money NZD→SGD
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:0.8279 (4.95% from mid-rate)
To Amount (SGD) S$813.77
Total Cost:6.57%
Currency Services:Branch
Delivery/Collect:-
 

TSB Bank logo

TSB Bank: Travel Money NZD→SGD
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:0.8178 (6.11% from mid-rate)
To Amount (SGD) S$809.62
Total Cost:7.05%
Time:18:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNZ Bank logo

BNZ Bank: Travel Money NZD→SGD
From Amount (NZD)NZ$1,000
Fee:NZ$15 NZD (Minimum fee)
Exchange Rate:0.8161 (6.3% from mid-rate)
To Amount (SGD) S$803.86
Total Cost:7.71%
Time:18:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 11/15/2019 - See full table

NZD and SGD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the NZD vs SGD, you should pay attention to the recent market trends for both currencies.

New Zealand Dollar (NZD)

The New Zealand dollar weakened in June to a 7-month low against the euro, at rates below €0.58.

At US$0.65, the kiwi remained weak against the greenback, 6 percent lower than rates in March.

Against the Australian dollar, NZD has been steady in recent months, having spent much of its time between A$0.94 and A$0.95.

Robbing New Zealand's currency of gains in 2019 have been lower NZ interest rates, reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

Read more in the article NZD Forecasts.

 

Singapore Dollar (SGD)

Singapore was added to a US watchlist of suspected currency manipulators in May. Though that means little right now in terms of economic implications, it created some negative sentiment that spurred a rise in USD/SGD to a 6-month high (SGD low) of S$1.384.

Overall, it’s been a mixed 2019 for the Singapore dollar, with small gains (<2 percent) against the euro and Australian dollar, but small losses against the US dollar and pound.

In May, SGD was pressured by data showing core inflation at a 1-year low, by an escalation in US-China trade tensions, and after Singapore’s Ministry of Trade and Industry downgraded 2019 growth forecasts. At 1.2 percent, quarterly growth in the Lion City has slowed to its lowest level in a decade.

All said, the Monetary Authority of Singapore will, at best, keep monetary policy unchanged when it next meets in October (there's a chance it could turn dovish).

Read more in the article SGD Forecasts.

Why can't I just get the NZD/SGD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the NZD / SGD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all NZD Exchange Rates