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NZD to THB - Rate Guide

NZ Dollar to Thai Baht exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money/Card transactions as shown below.

 

1 NZD = 20.09 THB

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NZD to THB - Trading Range (90 Day)
1-DAY ▲ 0.5% (1d)30-DAY LOW (5d)
NZD/THB at 20.07 was trading 0.8% above the 90-day average 19.91 with a range 19.2 to 20.3. There are no current rate alerts.
25-FEB 5PM-NY 10PM-LON | 26-Feb 9AM-SYD

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Quick Conversions from NZ Dollar to Thai Baht

NZD

THB

NZ$ 1
฿ 20.09
NZ$ 5
฿ 100.45
NZ$ 10
฿ 200.90
NZ$ 20
฿ 401.80
NZ$ 50
฿ 1,005
NZ$ 100
฿ 2,009
NZ$ 250
฿ 5,023
NZ$ 500
฿ 10,045
NZ$ 1,000
฿ 20,090
NZ$ 2,000
฿ 40,180
NZ$ 5,000
฿ 100,450
NZ$ 10,000
฿ 200,900
NZ$ 50,000
฿ 1,004,500
NZ$ 100,000
฿ 2,009,000
More amounts

NZD

THB

NZ$ 0.0498
฿ 1
NZ$ 0.2489
฿ 5
NZ$ 0.4978
฿ 10
NZ$ 0.9955
฿ 20
NZ$ 2.4888
฿ 50
NZ$ 4.9775
฿ 100
NZ$ 12.44
฿ 250
NZ$ 24.89
฿ 500
NZ$ 49.78
฿ 1,000
NZ$ 99.55
฿ 2,000
NZ$ 248.88
฿ 5,000
NZ$ 497.75
฿ 10,000
NZ$ 2,489
฿ 50,000
NZ$ 4,978
฿ 100,000
More amounts

To calculate specific NZD/THB amounts use our Convert NZD to THB quick calculator.


Comparing Foreign Exchange Providers

The total cost you are charged by your foreign exchange provider consists of the margin from the mid-rate offered plus any fixed or percentage fees. These margins and fees vary significantly for International Money Transfers, Travel Money and prepaid multi-currency Travel Card transactions.

The Exchange rate you are offered can also vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for NZD/THB International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

NZD to THB International Money Transfers

  

Foreign Transfer Providers Receive THB(฿)Exchange RateFee NZDTotal CostDeal Links
OFX logo
197,400 ฿
Best Overall
19.740^1.93%
WorldFirst logo
200,300 ฿
฿2,900 more
20.0300.49%
TransferWise logo
200,074 ฿
฿2,674 more
20.11NZ$510.6%
ASB Bank International Money Transfers
ASB Bank logo
193,515 ฿
฿3,885 less
19.4253.86%
HSBC logo
193,310 ฿
฿4,090 less
19.36NZ$153.96%
Banks - Average Rate
ANZ Bank logo HSBC logo BNZ Bank logo ASB Bank logo TSB Bank logo
191,728 ฿
฿5,672 less
19.27224.75%
ANZ Bank logo
191,654 ฿
฿5,746 less
19.2184.78%
TSB Bank International Money Transfers
TSB Bank logo
190,476 ฿
฿6,924 less
19.24NZ$1005.37%
BNZ Bank International Money Transfers
BNZ Bank logo
189,684 ฿
฿7,716 less
19.16NZ$1005.76%
 
OFX logo
OFX: Foreign Transfer NZD→THB
From Amount (NZD)NZ$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:19.74 (1.93% from mid-rate)
To Amount (THB)197,400 ฿
Total Cost:1.93%
Time:
Rate Fetched: Wed Feb 26 2020 06:07:28 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
WorldFirst logo
WorldFirst: Foreign Transfer NZD→THB
From Amount (NZD)NZ$10,000
Fee:
Exchange Rate:20.03 (0.49% from mid-rate)
To Amount (THB)200,300 ฿
Total Cost:0.49%
Difference:
฿2,900 THB more than using OFX
Time:6:10 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 
TransferWise logo
TransferWise: Foreign Transfer NZD→THB
From Amount (NZD)NZ$10,000
Fee:NZ$51 NZD (0.5% + NZ$1)
Exchange Rate:20.11 (0.09% from mid-rate)
To Amount (THB)200,074 ฿
Total Cost:0.6%
Difference:
฿2,674 THB more than using OFX
Time:6:10 Local
Transfer Speed:0-2 days
Services:Bank Transfers - Online, Foreign Currency Accounts + Multi-currency debit card
Rating:
 
: 4.6/5.0
Reviews:
 
ASB Bank logo
ASB Bank: Foreign Transfer NZD→THB
From Amount (NZD)NZ$10,000
Fee:25
Exchange Rate:19.4 (3.62% from mid-rate)
To Amount (THB)193,515 ฿
Total Cost:3.86%
Difference:
฿3,885 THB less than using OFX
Time:6:10 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
HSBC logo
HSBC: Foreign Transfer NZD→THB
From Amount (NZD)NZ$10,000
Fee:NZ$15 NZD (.15%)
Exchange Rate:19.36 (3.82% from mid-rate)
To Amount (THB)193,310 ฿
Total Cost:3.96%
Difference:
฿4,090 THB less than using OFX
Time:6:10 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Banks - Average Rate
Foreign Transfer NZD→THB
From Amount (NZD)NZ$10,000
Fee:22
Exchange Rate:19.12 (5.01% from mid-rate)
To Amount (THB)191,728 ฿
Total Cost:4.75%
Difference:
฿5,672 THB less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 
ANZ Bank logo
ANZ Bank: Foreign Transfer NZD→THB
From Amount (NZD)NZ$10,000
Fee:18
Exchange Rate:19.2 (4.61% from mid-rate)
To Amount (THB)191,654 ฿
Total Cost:4.78%
Difference:
฿5,746 THB less than using OFX
Time:6:10 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 
TSB Bank logo
TSB Bank: Foreign Transfer NZD→THB
From Amount (NZD)NZ$10,000
Fee:NZ$100 NZD (1%)
Exchange Rate:19.24 (4.41% from mid-rate)
To Amount (THB)190,476 ฿
Total Cost:5.37%
Difference:
฿6,924 THB less than using OFX
Time:6:10 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
BNZ Bank logo
BNZ Bank: Foreign Transfer NZD→THB
From Amount (NZD)NZ$10,000
Fee:NZ$100 NZD (1%)
Exchange Rate:19.16 (4.81% from mid-rate)
To Amount (THB)189,684 ฿
Total Cost:5.76%
Difference:
฿7,716 THB less than using OFX
Time:6:10 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 02/26/2020 - View latest rates
 

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money Providers Amount THB(฿)Exchange RateFee NZDTotal CostDeal Links
ASB Bank Foreign Currency
ASB Bank logo
19,127 ฿
Compare
19.32NZ$104.97%
Travelex Online NZ logo
19,060 ฿
฿67 less
19.05970^5.31%
Banks - Average Rate
BNZ Bank logo ASB Bank logo TSB Bank logo
18,805 ฿
฿322 less
19.03NZ$106.57%
TSB Bank Foreign Currency
TSB Bank logo
18,711 ฿
฿416 less
18.9NZ$107.04%
BNZ Bank Foreign Currency
BNZ Bank logo
18,577 ฿
฿550 less
18.86NZ$157.71%
 
ASB Bank logo
ASB Bank: Travel Money NZD→THB
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:19.32 (4.02% from mid-rate)
To Amount (THB)19,127 ฿
Total Cost:4.97%
Time:6:10 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Travelex Online NZ logo
Travelex Online NZ: Travel Money NZD→THB
From Amount (NZD)NZ$1,000
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:19.0597 (5.31% from mid-rate)
To Amount (THB)19,060 ฿
Total Cost:5.31%
Time:
Rate Fetched: Wed Feb 26 2020 06:00:04 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Banks - Average Rate
Travel Money NZD→THB
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:19.13 (4.96% from mid-rate)
To Amount (THB)18,805 ฿
Total Cost:6.57%
Currency Services:Branch
Delivery/Collect:-
 
TSB Bank logo
TSB Bank: Travel Money NZD→THB
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:18.9 (6.1% from mid-rate)
To Amount (THB)18,711 ฿
Total Cost:7.04%
Time:6:10 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
BNZ Bank logo
BNZ Bank: Travel Money NZD→THB
From Amount (NZD)NZ$1,000
Fee:NZ$15 NZD (Minimum fee)
Exchange Rate:18.86 (6.3% from mid-rate)
To Amount (THB)18,577 ฿
Total Cost:7.71%
Time:6:10 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 02/26/2020 - View latest rates
 

Country Guides (NZD & THB)

New ZealandNew Zealand (NZD)Cook IslandsCook Islands (NZD)NiueNiue (NZD)
PitcairnPitcairn (NZD)ThailandThailand (THB)TokelauTokelau (NZD)

NZD and THB in the Markets

When determining the best time to make a foreign exchange transaction, in this case the NZD vs THB, you should pay attention to the recent market trends for both currencies.

NZ Dollar (NZD)

Growing fears of the coronavirus outbreak has moved the market into safer currencies such as the USD and away from AUD, NZD and CAD.

The threat of proxy war between the US and Iran in Iraq also pared back some of the gains the Kiwi had made coming into the New Year.

In December the New Zealand dollar has climbed back to US$0.66 it's highest value since July.

Against the Australian dollar, jumped to A$0.96 after being as low as A$0.92 in early November before starting a strong recovery upto current levels above A$0.95.

Robbing New Zealand's currency of better gains in 2019 have been reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

Read more in the article NZD Forecasts.

 

Thai Baht (THB)

Recent years have been extremely kind to the baht and 2019 has been no exception. The Thai baht has been the best performing currency in Asia for 2019, the baht rose to a 6-year high against the US dollar (฿30.66) and to a 10-year high against the Australian dollar (฿21.35), as well as to long-term highs against a host of other major currencies.

The baht is being supported by Thailand’s large current-account surplus and has benefited from speculation that Thai stocks will soon be assigned a larger weighting in the MSCI Emerging Markets index, which would result in significant amounts of foreign capital entering Thailand.

The team at TradingEconomics.com is expecting slight baht weakness over the coming year, with June-2020 forecasts for USD/THB and AUD/THB of 32 and 22 respectively.


How to get Best NZD to THB Exchange Rates

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

What is a good NZD to THB exchange rate?

This is a difficult question and the answer really depends on many factors. The best way to consider an exchange rate's relative value is to look at the rate's history.

The following table looks at the change in the NZD to THB exchange rate to the present day for periods going back upto 10 years.

PeriodChange*NZD/THBDate
7 Day+0.6%19.938018 Feb 2020
30 Day-0.4%20.143626 Jan 2020
3 Month+3.5%19.390927 Nov 2019
1 Year-6.8%21.530725 Feb 2019
5 Year-17.8%24.402826 Feb 2015
10 Year-12.9%23.036927 Feb 2010

*For period to 25-Feb 21UTC when NZD/THB was 20.0630

When is the best time to exchange NZD to THB?

Getting a good market rate is all about timing to help with this you can use BER Smart Alerts to make the most of currency movements.

Rather than requiring you to set a target rate, our rate alerts work differently. We check for daily high/lows and changes (up/down) over a range of periods up to 90 days rather than requiring you to set target rates.

Setup myBER FX Alerts

We help you Save Money on Exchange Rates.

 

View all NZD Exchange Rates