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NZD/THB - Rate Guide

New Zealand Dollar to Thai Baht exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

NZD/THB Exchange Rates and Providers Compared

This guide to the New Zealand Dollar to Thai Baht exchange rate with 90-day chart & alerts, historic rates, forecasts and NZD to THB comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. Calculate amounts and rate margins with the NZD/THB Calculator.

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NZD/THB - 90 Day Rate Alerts

1 NZD = 19.0748 THB

90-DAY LOWS 60-DAY LOWS 30-DAY LOWS 14-DAY LOWS 7-DAY DOWN 2.8% 1-DAY DOWN 1.8%
NZD/THB over the last 90 days

View NZD/THB - Interactive Chart

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for NZD/THB International Money Transfers. Costs are calculated against the current interbank mid-rate.

 

NZD to THB International Money Transfers

  

Foreign Transfer ProvidersReceive THB(฿)Exchange RateFee NZDTotal CostDeal Links
OFX logo
186,500 THB
Best Overall
18.650^2.24%
WorldFirst logo
189,800 THB
3,300 THB
18.9800.51%
XE logo
189,700 THB
3,200 THB
18.9700.56%
ASB Bank International Money Transfers
ASB Bank logo
182,742 THB
3,758 THB
18.32254.21%
HSBC logo
182,526 THB
3,974 THB
18.28$154.32%
Banks - Average Rate
ANZ Bank logo HSBC logo BNZ Bank logo ASB Bank logo TSB Bank logo
181,063 THB
5,437 THB
18.2225.09%
ANZ Bank logo
180,974 THB
5,526 THB
18.13185.13%
TSB Bank International Money Transfers
TSB Bank logo
179,883 THB
6,617 THB
18.17$1005.71%
BNZ Bank International Money Transfers
BNZ Bank logo
179,190 THB
7,310 THB
18.1$1006.07%
 

OFX logo

OFX: Foreign Transfer NZD→THB
From Amount:10,000 NZD
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:18.65 (2.24% from mid-rate)
To Amount:186,500 THB
Total Cost:2.24%
Time:
Rate Fetched: Sun Sep 22 2019 05:07:32 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

WorldFirst logo

WorldFirst: Foreign Transfer NZD→THB
From Amount:10,000 NZD
Fee:
Exchange Rate:18.98 (0.51% from mid-rate)
To Amount:189,800 THB
Total Cost:0.51%
Difference:
3,300 THB more than using OFX
Time:6:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

XE logo

XE: Foreign Transfer NZD→THB
From Amount:10,000 NZD
Fee:0
Exchange Rate:18.97 (0.56% from mid-rate)
To Amount:189,700 THB
Total Cost:0.56%
Difference:
3,200 THB more than using OFX
Time:6:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 

ASB Bank logo

ASB Bank: Foreign Transfer NZD→THB
From Amount:10,000 NZD
Fee:25
Exchange Rate:18.32 (3.97% from mid-rate)
To Amount:182,742 THB
Total Cost:4.21%
Difference:
3,758 THB less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer NZD→THB
From Amount:10,000 NZD
Fee:$15 NZD (.15%)
Exchange Rate:18.28 (4.18% from mid-rate)
To Amount:182,526 THB
Total Cost:4.32%
Difference:
3,974 THB less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer NZD→THB
From Amount:10,000 NZD
Fee:22
Exchange Rate:18.12 (5.02% from mid-rate)
To Amount:181,063 THB
Total Cost:5.09%
Difference:
5,437 THB less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

ANZ Bank logo

ANZ Bank: Foreign Transfer NZD→THB
From Amount:10,000 NZD
Fee:18
Exchange Rate:18.13 (4.96% from mid-rate)
To Amount:180,974 THB
Total Cost:5.13%
Difference:
5,526 THB less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

TSB Bank logo

TSB Bank: Foreign Transfer NZD→THB
From Amount:10,000 NZD
Fee:$100 NZD (1%)
Exchange Rate:18.17 (4.75% from mid-rate)
To Amount:179,883 THB
Total Cost:5.71%
Difference:
6,617 THB less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNZ Bank logo

BNZ Bank: Foreign Transfer NZD→THB
From Amount:10,000 NZD
Fee:$100 NZD (1%)
Exchange Rate:18.1 (5.12% from mid-rate)
To Amount:179,190 THB
Total Cost:6.07%
Difference:
7,310 THB less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 09/22/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount THB(฿)Exchange RateFee NZDTotal CostDeal Links
Travelex Online NZ logo
18,182 THB
Best Overall
18.1820^4.69%
ASB Bank Foreign Currency
ASB Bank logo
18,127 THB
55 THB
18.31$104.98%
Banks - Average Rate
BNZ Bank logo ASB Bank logo TSB Bank logo
17,823 THB
359 THB
18.03$106.57%
TSB Bank Foreign Currency
TSB Bank logo
17,731 THB
451 THB
17.91$107.06%
BNZ Bank Foreign Currency
BNZ Bank logo
17,612 THB
570 THB
17.88$157.68%
 

Travelex Online NZ logo

Travelex Online NZ: Travel Money NZD→THB
From Amount:1,000 NZD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:18.182 (4.69% from mid-rate)
To Amount:18,182 THB
Total Cost:4.69%
Time:
Rate Fetched: Sun Sep 22 2019 06:00:05 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

ASB Bank logo

ASB Bank: Travel Money NZD→THB
From Amount:1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:18.31 (4.02% from mid-rate)
To Amount:18,127 THB
Total Cost:4.98%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money NZD→THB
From Amount:1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:18.13 (4.96% from mid-rate)
To Amount:17,823 THB
Total Cost:6.57%
Currency Services:Branch
Delivery/Collect:-
 

TSB Bank logo

TSB Bank: Travel Money NZD→THB
From Amount:1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:17.91 (6.12% from mid-rate)
To Amount:17,731 THB
Total Cost:7.06%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNZ Bank logo

BNZ Bank: Travel Money NZD→THB
From Amount:1,000 NZD
Fee:$15 NZD (Minimum fee)
Exchange Rate:17.88 (6.27% from mid-rate)
To Amount:17,612 THB
Total Cost:7.68%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 09/22/2019 - See full table

NZD / THB converter & margin calculator

$NZD
฿THB
mid-rates

Compare how much you can save on NZD/THB exchange rates for:

Foreign Transfers Travel Money

Foreign Transfers Travel Money

New Zealand Dollar

Thai Baht

1 NZD 19.07 THB
5 NZD 95.37 THB
10 NZD 190.75 THB
20 NZD 381.50 THB
50 NZD 953.74 THB
100 NZD 1,907.48 THB
250 NZD 4,768.70 THB
500 NZD 9,537.40 THB
1,000 NZD 19,074.80 THB
2,000 NZD 38,149.60 THB
5,000 NZD 95,374.00 THB
10,000 NZD 190,748.00 THB
50,000 NZD 953,740.00 THB
100,000 NZD 1,907,480.00 THB
See more

New Zealand Dollar

Thai Baht

0.0524 NZD 1 THB
0.2621 NZD 5 THB
0.5243 NZD 10 THB
1.0485 NZD 20 THB
2.6213 NZD 50 THB
5.2425 NZD 100 THB
13.11 NZD 250 THB
26.21 NZD 500 THB
52.43 NZD 1,000 THB
104.85 NZD 2,000 THB
262.13 NZD 5,000 THB
524.25 NZD 10,000 THB
2,621.25 NZD 50,000 THB
5,242.50 NZD 100,000 THB
See more
Country Guides (NZD & THB)
New ZealandNew Zealand (NZD)Cook IslandsCook Islands (NZD)NiueNiue (NZD)
PitcairnPitcairn (NZD)ThailandThailand (THB)TokelauTokelau (NZD)

NZD/THB - Historical Trends

This table shows historic rates and trends of New Zealand Dollar to Thai Baht over periods upto 10 years.

PeriodChange*NZD/THBDate
1 Day-0.7%19.216919 Sep 2019
7 Day-1.2%19.306813 Sep 2019
30 Day-3.3%19.719021 Aug 2019
3 Month-5.8%20.247222 Jun 2019
1 Year-11.8%21.618720 Sep 2018
5 Year-27.4%26.260621 Sep 2014
10 Year-21.3%24.238622 Sep 2009

*For period to 20-Sep 21UTC when NZD/THB was 19.0748

You can use our NZD interactive charts to check NZDTHB historic trends.

Get a Better FX Deal when you Send and Spend Abroad.

 

NZD and THB in the Markets

When determining the best time to make a foreign exchange transaction, in this case the NZD vs THB, you should pay attention to the recent market trends for both currencies.

 

New Zealand Dollar (NZD)

The New Zealand dollar weakened in June to a 7-month low against the euro, at rates below €0.58.

At US$0.65, the kiwi remained weak against the greenback, 6 percent lower than rates in March.

Against the Australian dollar, NZD has been steady in recent months, having spent much of its time between A$0.94 and A$0.95.

Robbing New Zealand's currency of gains in 2019 have been lower NZ interest rates, reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

Read more in the article NZD Forecasts.

 

Thai Baht (THB)

Recent years have been extremely kind to the baht and 2019 has been no exception. Approaching mid-year, the baht rose to a 6-year high against the US dollar (฿30.66) and to a 10-year high against the Australian dollar (฿21.35), as well as to long-term highs against a host of other major currencies.

The baht is being supported by Thailand’s large current-account surplus and has benefited from speculation that Thai stocks will soon be assigned a larger weighting in the MSCI Emerging Markets index, which would result in significant amounts of foreign capital entering Thailand.

The team at TradingEconomics.com is expecting slight baht weakness over the coming year, with June-2020 forecasts for USD/THB and AUD/THB of 32 and 22 respectively.

Why can't I just get the NZD/THB market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the NZD / THB was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all NZD Exchange Rates