Loading...

Home pages - full list (A-Z)

USD/CHF - Convert Compare Save

United States Dollar to Swiss Franc exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

This resource page for the United States Dollar to Swiss Franc exchange rate, has news, forecasts and USD to CHF comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. You can also check an exchange rate margin with our Exchange Rate Checker.

USD/CHF Exchange Rates - How to Compare & Save

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for USD/CHF International Money Transfers. Costs are calculated against the current interbank mid-rate.

 

USD to CHF International Money Transfers

  

Foreign Transfer ProvidersReceive CHF(Fr)Exchange RateFee USDTotal CostDeal Links
OFX logo
9,861 CHF
Best Overall
0.98610^1.29%
Wells Fargo Bank logo
9,656.59 CHF
204 CHF
0.9674183.34%
HSBC logo
9,649.5 CHF
211 CHF
0.9664$153.41%
Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo
9,590 CHF
271 CHF
0.9647154%
Bank of America International Money Transfers
Bank of America logo
9,527.76 CHF
333 CHF
0.9624$1004.63%
U.S. Bank International Money Transfers
U.S. Bank logo
9,527.76 CHF
333 CHF
0.9624$1004.63%
 
OFX: Foreign Transfer USD→CHF
USD amount:$10,000 USD
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:0.9861 (1.29% from mid-rate)
CHF amount:9,861 CHF
Total Cost:1.29%
Time:
Rate Fetched: Mon Jun 17 2019 16:02:35 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

Wells Fargo Bank logoWells Fargo Bank

Wells Fargo Bank: Foreign Transfer USD→CHF
USD amount:$10,000 USD
Fee:18
Exchange Rate:0.9674 (3.16% from mid-rate)
CHF amount:9,656.59 CHF
Total Cost:3.34%
Difference:
204 CHF less than using OFX
Time:18:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

HSBC logoHSBC

HSBC: Foreign Transfer USD→CHF
USD amount:$10,000 USD
Fee:$15 USD (.15%)
Exchange Rate:0.9664 (3.26% from mid-rate)
CHF amount:9,649.5 CHF
Total Cost:3.41%
Difference:
211 CHF less than using OFX
Time:18:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer USD→CHF
USD amount:$10,000 USD
Fee:15
Exchange Rate:0.9604 (3.86% from mid-rate)
CHF amount:9,590 CHF
Total Cost:4%
Difference:
271 CHF less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Bank of America logoBank of America

Bank of America: Foreign Transfer USD→CHF
USD amount:$10,000 USD
Fee:$100 USD (1%)
Exchange Rate:0.9624 (3.66% from mid-rate)
CHF amount:9,527.76 CHF
Total Cost:4.63%
Difference:
333 CHF less than using OFX
Time:18:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

U.S. Bank logoU.S. Bank

U.S. Bank: Foreign Transfer USD→CHF
USD amount:$10,000 USD
Fee:$100 USD (1%)
Exchange Rate:0.9624 (3.66% from mid-rate)
CHF amount:9,527.76 CHF
Total Cost:4.63%
Difference:
333 CHF less than using OFX
Time:18:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 06/17/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount CHF(Fr)Exchange RateFee USDTotal CostDeal Links
U.S. Bank Foreign Currency
U.S. Bank logo
935.10 CHF
Compare
0.935106.4%
Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo
925.75 CHF
9.35 CHF
0.9351$107.33%
Wells Fargo Bank logo
916.40 CHF
19 CHF
0.9351$208.27%
Travelex Online US logo
899.40 CHF
36 CHF
0.89940^9.97%
 

U.S. Bank logoU.S. Bank

U.S. Bank: Travel Money USD→CHF
USD amount:$1,000 USD
Fee:0
Exchange Rate:0.9351 (6.4% from mid-rate)
CHF amount:935.10 CHF
Total Cost:6.4%
Time:18:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money USD→CHF
USD amount:$1,000 USD
Fee:$10 USD (1%)
Exchange Rate:0.8741 (12.5% from mid-rate)
CHF amount:925.75 CHF
Total Cost:7.33%
Currency Services:Branch
Delivery/Collect:-
 

Wells Fargo Bank logoWells Fargo Bank

Wells Fargo Bank: Travel Money USD→CHF
USD amount:$1,000 USD
Fee:$20 USD (Minimum fee)
Exchange Rate:0.9351 (6.4% from mid-rate)
CHF amount:916.40 CHF
Total Cost:8.27%
Time:18:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
Travelex Online US: Travel Money USD→CHF
USD amount:$1,000 USD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:0.8994 (9.97% from mid-rate)
CHF amount:899.40 CHF
Total Cost:9.97%
Time:
Rate Fetched: Mon Jun 17 2019 16:00:04 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup, Home delivery
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Snapshot 06/17/2019 - See full table

USD to CHF interbank exchange rate = 0.9972

 
 

Exchange Rate Checker

If you have been offered/charged an exchange rate then enter it below to check the true cost to the latest interbank mid-rate.

 
   

Compare savings on USD/CHF exchange rates

Foreign Transfers Travel Money

Foreign Transfers Travel Money

   

USD and CHF in the Markets

When determining the best time to make a foreign exchange transaction, in this case the USD vs CHF, you should pay attention to the recent market trends for both currencies.

 

United States Dollar (USD)

The US dollar has held its value this year despite a serious escalation in US-China trade tensions, mainly because the greenback is still considered a safer currency to own than most others. After grim employment data on June-7, the Dollar Index was up 0.5 percent on the year (it had fallen 2 percent from May’s 2-year high).

As in other parts of the world, interest rate cuts are now expected in the US following a drastic shift in economic forecasts. At least two Fed cuts are expected this year, with the first most likely to come in July.

Taking the blame for the economic downturn is US President Donald Trump, whose trade policies have set a ball rolling that could wipe $455bn from global output according to the IMF.

Read more in the article USD Forecasts.

 

Swiss Franc (CHF)

The Swiss National Bank continues to reaffirm its commitment to an ultra-loose monetary policy, which includes negative interest rates and a willingness to intervene in FX markets, as part of an effort to spark inflation in the economy.

The SNB will be unhappy, therefore, with the franc’s strength in May.

Between April-23 and May-24 (the day of this report), the franc was the best performing G10 currency; it gained 2.2 percent against the euro, taking EUR/CHF back towards Fr1.12 and close to long-term lows (franc highs).

May’s strength reflected worsening sentiment towards the global economy, driven by a significant escalation in US-China trade tensions. As a safe haven, the franc typically gains value during tough times and sinks when investors gain confidence.

Why can't I just get the USD/CHF market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the USD / CHF was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all USD Exchange Rates