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USD to CHF - Rate Guide

United States Dollar to Swiss Franc exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

USD/CHF update & alerts

1 USD = 0.9859 CHF

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USD to CHF - Trading Range (90 Day)
14-DAY LOW (4d)
USD/CHF 90-DAY TREND: At 0.9878 USD to CHF is trading 0.4% below the average 0.992 with a range 0.9809 to 1.0003. There are no current alerts.
09 Dec, 2019 16:01-EST 21:01-GMT 08:01-AEDT(+1D)

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USD/CHF Exchange Rates and Providers Compared

This guide to the United States Dollar to Swiss Franc exchange rate with 90-day chart & alerts, historic rates, forecasts and USD to CHF comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. If you want to calculate equivalent amounts in foreign currencies or rate margins then use our USD/CHF Quick Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for USD/CHF International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

USD to CHF International Money Transfers

  

Foreign Transfer ProvidersReceive CHF(Fr)Exchange RateFee USDTotal CostDeal Links
OFX logo
Fr9,703
Best Overall
0.97030^1.78%
XE logo
Fr9,756
Fr53 more
0.975601.25%
Wells Fargo Bank logo
Fr9,491.88
Fr211 less
0.9509183.92%
HSBC logo
Fr9,484.75
Fr218 less
0.9499U$153.99%
Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo
Fr9,427
Fr276 less
0.9482154.58%
Bank of America International Money Transfers
Bank of America logo
Fr9,365.4
Fr338 less
0.946U$1005.2%
U.S. Bank International Money Transfers
U.S. Bank logo
Fr9,365.4
Fr338 less
0.946U$1005.2%
 
OFX logo
OFX: Foreign Transfer USD→CHF
From Amount (USD)U$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:0.9703 (1.78% from mid-rate)
To Amount (CHF) Fr9,703
Total Cost:1.78%
Time:
Rate Fetched: Tue Dec 10 2019 06:02:36 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
XE logo
XE: Foreign Transfer USD→CHF
From Amount (USD)U$10,000
Fee:
Exchange Rate:0.9756 (1.25% from mid-rate)
To Amount (CHF) Fr9,756
Total Cost:1.25%
Difference:
Fr53 CHF more than using OFX
Time:6:03 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 
Wells Fargo Bank logo
Wells Fargo Bank: Foreign Transfer USD→CHF
From Amount (USD)U$10,000
Fee:18
Exchange Rate:0.9509 (3.75% from mid-rate)
To Amount (CHF) Fr9,491.88
Total Cost:3.92%
Difference:
Fr211 CHF less than using OFX
Time:6:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
HSBC logo
HSBC: Foreign Transfer USD→CHF
From Amount (USD)U$10,000
Fee:U$15 USD (.15%)
Exchange Rate:0.9499 (3.85% from mid-rate)
To Amount (CHF) Fr9,484.75
Total Cost:3.99%
Difference:
Fr218 CHF less than using OFX
Time:6:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Banks - Average Rate
Foreign Transfer USD→CHF
From Amount (USD)U$10,000
Fee:15
Exchange Rate:0.9441 (4.43% from mid-rate)
To Amount (CHF) Fr9,427
Total Cost:4.58%
Difference:
Fr276 CHF less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 
Bank of America logo
Bank of America: Foreign Transfer USD→CHF
From Amount (USD)U$10,000
Fee:U$100 USD (1%)
Exchange Rate:0.9460 (4.24% from mid-rate)
To Amount (CHF) Fr9,365.4
Total Cost:5.2%
Difference:
Fr338 CHF less than using OFX
Time:6:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
U.S. Bank logo
U.S. Bank: Foreign Transfer USD→CHF
From Amount (USD)U$10,000
Fee:U$100 USD (1%)
Exchange Rate:0.9460 (4.24% from mid-rate)
To Amount (CHF) Fr9,365.4
Total Cost:5.2%
Difference:
Fr338 CHF less than using OFX
Time:6:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 12/10/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount CHF(Fr)Exchange RateFee USDTotal CostDeal Links
Travelex Online US logo
Fr891.10
Best Overall
0.89110^9.8%
U.S. Bank Foreign Currency
U.S. Bank logo
Fr864.40
Fr27 less
0.8644012.5%
Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo
Fr855.76
Fr35 less
0.8644U$1013.38%
Wells Fargo Bank logo
Fr847.11
Fr44 less
0.8644U$2014.25%
 
Travelex Online US logo
Travelex Online US: Travel Money USD→CHF
From Amount (USD)U$1,000
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:0.8911 (9.8% from mid-rate)
To Amount (CHF) Fr891.10
Total Cost:9.8%
Time:
Rate Fetched: Tue Dec 10 2019 06:00:04 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
U.S. Bank logo
U.S. Bank: Travel Money USD→CHF
From Amount (USD)U$1,000
Fee:0
Exchange Rate:0.8644 (12.5% from mid-rate)
To Amount (CHF) Fr864.40
Total Cost:12.5%
Time:6:03 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Banks - Average Rate
Travel Money USD→CHF
From Amount (USD)U$1,000
Fee:U$10 USD (1%)
Exchange Rate:0.8644 (12.5% from mid-rate)
To Amount (CHF) Fr855.76
Total Cost:13.38%
Currency Services:Branch
Delivery/Collect:-
 
Wells Fargo Bank logo
Wells Fargo Bank: Travel Money USD→CHF
From Amount (USD)U$1,000
Fee:U$20 USD (Minimum fee)
Exchange Rate:0.8644 (12.5% from mid-rate)
To Amount (CHF) Fr847.11
Total Cost:14.25%
Time:6:03 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 12/10/2019 - See full table

USD and CHF in the Markets

When determining the best time to make a foreign exchange transaction, in this case the USD vs CHF, you should pay attention to the recent market trends for both currencies.

United States Dollar (USD)

The US dollar has held its value this year despite a serious escalation in US-China trade tensions, mainly because the greenback is still considered a safer currency to own than most others.

At its October meeting the Federal Reserve cut the target range for the federal funds rate to 1.5-1.75 percent, the third rate cut so far this year, amid soft inflation indicators and general worries about the economy. However the central bank also signaled a pause in the easing cycle.

Taking the blame for the economic downturn is US President Donald Trump, whose trade war policies have set a ball rolling that could wipe $455bn from global output according to the IMF.

For more USD bank forecasts and cross-rate trends read the report USD trends and forecasts.

Read more in the article USD Forecasts.

 

Swiss Franc (CHF)

The Swiss National Bank continues to reaffirm its commitment to an ultra-loose monetary policy, which includes negative interest rates and a willingness to intervene in FX markets, as part of an effort to spark inflation in the economy.

The SNB will be unhappy, therefore, with the franc’s strength in May.

Between April-23 and May-24 (the day of this report), the franc was the best performing G10 currency; it gained 2.2 percent against the euro, taking EUR/CHF back towards Fr1.12 and close to long-term lows (franc highs).

May’s strength reflected worsening sentiment towards the global economy, driven by a significant escalation in US-China trade tensions. As a safe haven, the franc typically gains value during tough times and sinks when investors gain confidence.

Why can't I just get the USD/CHF market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the USD / CHF was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all USD Exchange Rates