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Best USD to CHF Exchange Rates Compared Live

The live mid-rate USD to CHF exchange rate is 0.8220. Compare currency conversion rates - Reduce FX costs.

USD-CHF Rate Calculator

 

 
$USD/$CHF falls to 0.8220, down 3.2% from 3-month avg. Analysts see continued pressure as FOMC minutes signal hawkish Fed stance while CHF hits decade high above 1.22. Markets watching trade tensions & geopolitical risks driving safe-haven flows. #forex #USDCHF

 

What is the best Send Money conversion rate for USD to CHF?

The best USD to CHF exchange rate is our partner deal rate of 0.8179 from OFX . This is -0.5% compared to the mid-market rate 0.8220.

The standard OFX USD-CHF rate is 0.8003, -2.6% from the mid-rate. Visit OFX here to secure the better rate.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Swiss franc (CHF) rates from different sources before making a conversion.

How do USD-CHF rates compare between providers?

Looking at our comparison table the best USD to CHF exchange rate is 0.8179 from OFX, -0.5% from the mid-market rate 0.8220. The next best rate is 0.8171 from XE, -0.6% from the mid-rate. Then Wise with 0.8167 is -0.64% from the mid-rate.

The Western Union rate is 0.8138 which is -1% from the mid-rate.

Among the banks, the Chase Bank rate is 0.7551 at -8.1%, the Wells Fargo Bank rate is 0.7502 at -8.7%, and the Citibank rate is 0.788 at -4.1% compared to the mid-rate 0.8220.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

Compare Rates

 

The Dollar to Franc comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-CHF mid-rate (see Market Data below ) and the possible savings of using various providers. 

 
 
 

USD to CHF Market Data

US dollar (USD) to Swiss franc (CHF) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy CHF
1 USD =
0.8220We compare provider deals to this wholesale mid-market rate. Read more
CHF
-0.1%
USD to CHF at 0.8220 is 3.2% below its 3-month average of 0.8489, having traded in a quite volatile 11.6% range from 0.8092 to 0.9034
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DateUSD/CHFChangePeriod
16 May 2025
0.8377
1.7% 2 Week
01 Mar 2025
0.9034
8.9% 3 Month
30 May 2024
0.9034
8.9% 1 Year
31 May 2020
0.9607
14.3% 5 Year
02 Jun 2015
0.9355
12% 10 Year
04 Jun 2005
1.2524
34.3% 20 Year
USD/CHF historic rates & change to 30-May-2025
 

What are equivalent amounts of USD and CHF?

Here are some popular conversion amounts for USD to CHF (US dollar to Swiss franc)*.

USD CHF
$ 1 Fr. 0.8220
$ 5 Fr. 4.1100
$ 10 Fr. 8.2200
$ 20 Fr. 16.44
$ 50 Fr. 41.10
$ 100 Fr. 82.20
$ 250 Fr. 205.50
$ 500 Fr. 411.00
$ 1,000 Fr. 822.00
$ 2,000 Fr. 1,644
$ 5,000 Fr. 4,110
$ 10,000 Fr. 8,220
$ 20,000 Fr. 16,440
$ 50,000 Fr. 41,100
$ 100,000 Fr. 82,200
USD CHF
$ 1.2165 Fr. 1
$ 6.0825 Fr. 5
$ 12.17 Fr. 10
$ 24.33 Fr. 20
$ 60.83 Fr. 50
$ 121.65 Fr. 100
$ 304.13 Fr. 250
$ 608.25 Fr. 500
$ 1,217 Fr. 1,000
$ 2,433 Fr. 2,000
$ 6,083 Fr. 5,000
$ 12,165 Fr. 10,000
$ 24,330 Fr. 20,000
$ 60,825 Fr. 50,000
$ 121,650 Fr. 100,000

More amounts

*Converted at the current USDCHF interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

Forecasts for USD to CHF

 

The USD to CHF exchange rate has recently experienced fluctuations, with the USD strengthening amid expectations from the forthcoming FOMC minutes that are likely to reinforce the Federal Reserve's hawkish stance on interest rates. Analysts note that the US dollar's broad ascent is supported by a risk-averse market sentiment, prompting investors to gravitate towards the dollar as a safe-haven currency in light of renewed geopolitical uncertainties.

Read our full review of recent USD to CHF forecasts.

 
USD note

How to get a good USD to CHF exchange rate

There are several ways to save on exchange rates when converting US dollar to Swiss franc:

  1. Shop around for the best USD/CHF exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
  2. Timing is important: Keep an eye on the USD/CHF rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
  3. Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
  4. Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both USD and CHF at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
  5. Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

The key is reducing excessive costs and fees

Generally speaking, if you are buying Swiss franc with US dollar, then it's better for the USD/CHF exchange rate to be higher.

However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

Read our Currency guide to Switzerland — a practical currency and money guide to travel in Switzerland plus living and doing business with the Swiss franc.

It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

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Will the US dollar rise against the Swiss franc?

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add USD/CHF to your personalised Rate Tracker to track and benefit from currency movements.

 
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Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

 
 

Currency Country Guides

United StatesUnited States (USD)SwitzerlandSwitzerland (CHF)LiechtensteinLiechtenstein (CHF)
 

Swiss laws expats should be aware of

There are a few laws and regulations in Switzerland that expats may need to be aware of:

  1. Check travel advisories: Before planning your trip, check the latest travel advisories and security information from your government's foreign affairs department or equivalent, to stay informed about the most current safety and security risks.

  2. Get vaccinated: Check with your healthcare provider or a travel medicine specialist to ensure that you are up to date on any required or recommended vaccinations for travel to the DRC.

  3. Plan your route carefully: Avoid traveling to areas that are considered to be dangerous or that have ongoing conflicts. Some parts of the country are completely off-limits to foreigners, so be sure to plan your route and accommodations accordingly.

  4. Be prepared for unexpected delays: The DRC has a poorly developed infrastructure and transport can be unreliable. Be prepared for flight delays, cancellations, or other transport-related issues.

  5. Be aware of the local laws: Be sure to familiarize yourself with the local laws and customs of the DRC to avoid any misunderstandings or legal issues.

  6. Have emergency contact: Make sure someone know your itinerary, and contact information for emergency and consular assistance.

  7. Have contact of good medical facilities and emergency medical evacuation services in case of any emergency situation.

Expats should be aware of these laws and regulations, and should consult with the local authorities and/or a legal professional if they have any questions or concerns. It's always good to check with the local authorities if something is not clear.

What are the property purchase restrictions and fees for foreigners in Switzerland?

Switzerland has some restrictions and additional fees that may apply to property purchases by foreigners. Here are a few key points to keep in mind:

  1. Restrictions on second homes: In some cantons (regions) and municipalities, there may be restrictions on the purchase of second homes by foreigners, particularly in popular ski and tourist areas. These restrictions are usually put in place to prevent the local housing market from becoming too expensive for residents.

  2. Additional fees: Foreigners may be subject to additional taxes and fees when purchasing property in Switzerland. These can include a federal withholding tax of 3% on the purchase price, as well as cantonal and municipal taxes.

  3. Permits: In some cases, foreigners may also be required to obtain a permit from the local authorities in order to purchase property in Switzerland, which can take some time to process and may involve additional fees.

  4. Rental properties: If you are planning to purchase a property as a rental, be aware that some cantons have restrictions on short-term rentals, and also have strict regulations that must be followed.

  5. Mortgages: Foreigners may also find it more difficult to obtain a mortgage from a Swiss bank, as the lending criteria may be different from what they are used to. They may also be required to provide a larger deposit, or to pay higher interest rates.

  6. Inheritance Tax: Switzerland does not have a federal inheritance tax but some cantons do have an inheritance tax, which can be significant in some cases.

It's worth noting that these rules and regulations can vary depending on the location and the specific property being purchased, so it's important to do your research and consult with a local real estate professional, lawyer or a tax expert to ensure you understand the requirements and costs associated with purchasing property in Switzerland as a foreigner.

Read more at our Switzerland (CHF) country guide

   
 
 
 

Related exchange rates


Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more

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