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Best USD to SGD Exchange Rates Compared Live

The live mid-rate USD to SGD exchange rate is 1.2912. Compare currency conversion rates - Reduce FX costs.

USD-SGD Rate Calculator

 

 
#FX Update: USD/SGD hits 7-day high of 1.2912, down 2% from 3-mo avg. Analysts expect USD strength ahead of hawkish FOMC mins. Trump's new 10% tariff on SG imports adds volatility to SGD outlook. Markets watching US GDP data for recession signals that could impact rates

 

What is the best Send Money conversion rate for USD to SGD?

The best USD to SGD exchange rate is our partner deal rate of 1.2847 from OFX . This is -0.5% compared to the mid-market rate 1.2912.

The standard OFX USD-SGD rate is 1.2604, -2.4% from the mid-rate. Visit OFX here to secure the better rate.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Singapore dollar (SGD) rates from different sources before making a conversion.

How do USD-SGD rates compare between providers?

Looking at our comparison table the best USD to SGD exchange rate is 1.2847 from OFX, -0.5% from the mid-market rate 1.2912. The next best rate is 1.2834 from XE, -0.6% from the mid-rate. Then Wise with 1.2828 is -0.65% from the mid-rate.

The Western Union rate is 1.2782 which is -1% from the mid-rate.

Among the banks, the Chase Bank rate is 1.1894 at -7.9%, the Wells Fargo Bank rate is 1.1816 at -8.5%, and the Citibank rate is 1.241 at -3.9% compared to the mid-rate 1.2912.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

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The Dollar to Singapore dollar comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-SGD mid-rate (see Market Data below ) and the possible savings of using various providers. 

 
 
 

USD to SGD Market Data

US dollar (USD) to Singapore dollar (SGD) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy SGD
1 USD =
1.2912We compare provider deals to this wholesale mid-market rate. Read more
SGD
+0.3%
USD to SGD is at 7-day highs near 1.2912, 2.0% below its 3-month average of 1.3179, having traded in a quite stable 5.4% range from 1.2842 to 1.3535
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DateUSD/SGDChangePeriod
16 May 2025
1.3009
0.9% 2 Week
01 Mar 2025
1.3513
4.6% 3 Month
30 May 2024
1.3503
4.5% 1 Year
31 May 2020
1.4118
8.7% 5 Year
02 Jun 2015
1.3490
4.5% 10 Year
04 Jun 2005
1.6683
22.7% 20 Year
USD/SGD historic rates & change to 30-May-2025
 

What are equivalent amounts of USD and SGD?

Here are some popular conversion amounts for USD to SGD (US dollar to Singapore dollar)*.

USD SGD
$ 1 S$ 1.2912
$ 5 S$ 6.4560
$ 10 S$ 12.91
$ 20 S$ 25.82
$ 50 S$ 64.56
$ 100 S$ 129.12
$ 250 S$ 322.80
$ 500 S$ 645.60
$ 1,000 S$ 1,291
$ 2,000 S$ 2,582
$ 5,000 S$ 6,456
$ 10,000 S$ 12,912
$ 20,000 S$ 25,824
$ 50,000 S$ 64,560
$ 100,000 S$ 129,120
USD SGD
$ 0.7745 S$ 1
$ 3.8725 S$ 5
$ 7.7450 S$ 10
$ 15.49 S$ 20
$ 38.73 S$ 50
$ 77.45 S$ 100
$ 193.63 S$ 250
$ 387.25 S$ 500
$ 774.50 S$ 1,000
$ 1,549 S$ 2,000
$ 3,873 S$ 5,000
$ 7,745 S$ 10,000
$ 15,490 S$ 20,000
$ 38,725 S$ 50,000
$ 77,450 S$ 100,000

More amounts

*Converted at the current USDSGD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

Forecasts for USD to SGD

 

The USD to SGD exchange rate has experienced notable fluctuations recently, positioning it at 7-day highs near 1.2912. This level represents a 2.0% decline from its 3-month average of 1.3179, indicating a level of stability within a 5.4% range, trading between 1.2842 and 1.3535.

Read our full review of recent USD to SGD forecasts.

 
USD to SGD flags

How to get a good USD to SGD exchange rate

There are several ways to save on exchange rates when converting US dollar to Singapore dollar:

  1. Shop around for the best USD/SGD exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
  2. Timing is important: Keep an eye on the USD/SGD rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
  3. Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
  4. Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both USD and SGD at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
  5. Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

The key is reducing excessive costs and fees

Generally speaking, if you are buying Singapore dollar with US dollar, then it's better for the USD/SGD exchange rate to be higher.

However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

Read our Currency guide to Singapore — a practical currency and money guide to travel in Singapore plus living and doing business with the Singapore dollar.

It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

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Will the US dollar rise against the Singapore dollar?

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add USD/SGD to your personalised Rate Tracker to track and benefit from currency movements.

 
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Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

 
 

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Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more

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