The PayPal AUD to PHP rate is 33.75. This is -6.4% below the mid-rate. Compare PayPal currency conversion rates - Reduce FX costs.
The PayPal AUD to PHP exchange rate is 33.75. This is -6.4% compared to the latest AUD-PHP mid-market rate 36.05.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Australian dollar (AUD) to Philippine peso (PHP) rates from different sources before making a conversion.
Looking at our comparison table the best AUD to PHP exchange rate is 35.87 from OFX, -0.5% from the mid-market rate 36.05. The next best rate is 35.83 from XE, -0.61% from the mid-rate. Then Wise with 35.8 is -0.69% from the mid-rate.
The Western Union rate is 35.69 which is -1% from the mid-rate.
Among the banks, the Commonwealth Bank rate is 33.70 at -6.5%, the ANZ Bank rate is 34.5460 at -4.2%, and the ING Bank rate is 33.82 at -6.2% compared to the mid-rate 36.05.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.
The PayPal Aussie to Peso comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by PayPal and other foreign exchange providers against the latest AUD-PHP mid-rate (see Market Data below ) and the possible savings of using various providers.
When you use the PayPal to make a foreign transfer the total cost will depend on how you pay, but generally you will be charged between 4%-7% percent of the total amount being converted depending on how you pay.
When you use a debit/credit card to pay for your transfer you will be charged an extra 3% when you load your PayPal wallet.
How is the PayPal exchange rate calculated?
The base foreign exchange rate at which PayPal obtains foreign currency is determined by 3rd party financial institutions, and are adjusted regularly based on market conditions. The exchange rate that PayPal then provides you also includes a processing fee above the base rate.
The exchange rate provided by PayPal is fixed for each currency and does not change for small or large amounts.
If you use your credit card to send a payment, you can usually opt to use your credit card provider’s conversion rate instead of PayPal's.
If you choose to use MasterCard or Visa’s exchange rate, the applied conversion rate will be shown on your credit card statement, and not at the time of the transaction.
When you use the PayPal App in the US to send a payment to a different currency, you will be using Xoom, a PayPal Service.
Australian dollar (AUD) to Philippine peso (PHP) market data - latest interbank exchange rate, trend, chart & historic rates.
| Date | AUD/PHP | Change | Period |
|---|---|---|---|
11 Apr 2025 | 35.96 | 0.4% ▲ | 2 Week |
25 Jan 2025 | 36.79 | 1.8% ▼ | 3 Month |
25 Apr 2024 | 37.70 | 4.2% ▼ | 1 Year |
26 Apr 2020 | 32.48 | 11.2% ▲ | 5 Year |
28 Apr 2015 | 35.46 | 1.8% ▲ | 10 Year |
30 Apr 2005 | 42.28 | 14.6% ▼ | 20 Year |
Here are some popular conversion amounts for AUD to PHP (Australian dollar to Philippine peso)*.
*Converted at the current AUDPHP interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
The exchange rate forecast for the Australian Dollar (AUD) against the Philippine Peso (PHP) appears to be shaped by a mix of domestic and international factors. Recent market updates indicate that the AUD is experiencing fluctuations due to a combination of U.S. trade policies, commodity prices, and broader economic data. Following U.S. President Donald Trump's announcement of a 10% tariff on Australian imports, some analysts suggest this could create headwinds for the AUD, particularly as the Reserve Bank of Australia’s (RBA) assessments on economic impacts loom.
Read our full review of recent AUD to PHP forecasts.
There are several ways to save on exchange rates when converting Australian dollar to Philippine peso:
Generally speaking, if you are buying Philippine peso with Australian dollar, then it's better for the AUD/PHP exchange rate to be higher.
However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).
The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.
Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.
Read our Currency guide to Philippines — a practical currency and money guide to travel in Philippines plus living and doing business with the Philippine peso.
It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.
It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.
To help with this you can add AUD/PHP to your personalised Rate Tracker to track and benefit from currency movements.
Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.
Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending
| Australia (AUD) | Philippines (PHP) |
The cost of living in Philippines is relatively low compared to other countries. Rent, food, and transportation are all relatively inexpensive.
The expat life in Philippines can be quite comfortable. There is a wide variety of housing options available, from apartments to villas. Many expats live in gated communities with security guards. The cost of living is relatively low, and there are a number of good schools to choose from. English is widely spoken, which makes communication easy.
Read more at our Philippines (PHP) country guide
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Further reading on the Philippine peso (PHP) - Guides, Reviews & News from our research team.
Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more
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