
| Market | Personal international service |
|---|---|
| United States | International wires and selected travel cards |
| UK and international | International Personal Bank for eligible customers |
| Hong Kong and Singapore | Local multi-currency and Global Wallet products |
| Australia | Former Citi consumer business migrated to NAB |
These services do not share one fee schedule or eligibility model. Use the terms for the entity that holds the account.

Citibank local terms matter
The Citi name does not represent one worldwide personal account. US wires, International Personal Bank accounts and Asian Global Wallet products have different eligibility, limits and fee structures.
Confirm the local Citi entity, payment route and destination estimate before sending. Currency conversion, correspondent banks and recipient-bank processing can change both the total cost and delivery time.
What is the
Citibank Send Money conversion rate for AUD to AED?
The Citibank AUD to AED exchange rate is 2.4628. This is -5% compared to the latest AUD-AED mid-market rate 2.5918.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Australian dollar (AUD) to United Arab Emirates dirham (AED) rates from different sources before making a conversion.
The above Citibank - Aussie to United Arab Emirates dirham comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by Citibank and other foreign exchange providers against the latest AUD-AED mid-rate and the possible savings of using various providers.
How do Citibank AUD-AED rates compare between providers?
Looking at the full AUD to AED - Send Money comparison table the provider with the best AUD to AED exchange rate is OFX at 2.5788, -0.5% from the latest mid-market rate 2.5918.
The next best is XE at 2.5763, -0.6% from the mid-rate.
Then Wise at 2.5722, which is -0.76% from the mid-rate.
The Western Union rate is 2.5529 which is -1.5% from the mid-rate.
Among the banks the Commonwealth Bank rate is 2.4707 at -4.7% the ANZ Bank rate is 2.507 at -3.3% and the ING Bank rate is 2.5298 at -2.4% compared to the mid-rate 2.5918.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks like Citibank often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.