The comparison table above helps you see the total cost of your Halifax currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
Compare Halifax Exchange Rates & Fees - Save Time & Money
The live mid-rate GBP to USD exchange rate is 1.3675.
GBP to USD Market Data
British pound (GBP) to US dollar (USD) market data - latest interbank exchange rate, trend, chart & historic rates.
Is the GBP to USD Exchange Rate Likely to Improve?
Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the British pound against the US dollar is to review how the GBP/USD rate has changed over time.
The table below shows the percentage change in the GBP to USD exchange rate across various timeframes—from the past 2 weeks to the last 20 years:
Date
GBP/USD
Change
Period
20 Jun 2025
1.3456
1.5% ▲
2 Week
05 Apr 2025
1.2879
6.1% ▲
3 Month
04 Jul 2024
1.2755
7.1% ▲
1 Year
05 Jul 2020
1.2474
9.5% ▲
5 Year
07 Jul 2015
1.5458
11.6% ▼
10 Year
09 Jul 2005
1.7340
21.2% ▼
20 Year
GBP/USD historic rates & change to 04-Jul-2025
GBP/USD sits at 1.3668, up 2.1% from a 3-month avg of 1.3383. Analysts note GBP's resilience amid political backing & strong PMI, but short-term data gaps may limit gains. Meanwhile, robust US jobs data strengthens the USD; volatility may be muted with the holiday ahead
@bestfxrates
GBP to USD Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much British pound are worth in US dollar across a range of amounts.
This gives a quick view of what you’d get when converting different GBP amounts at today’s rate * :
What is the
best Send Money conversion rate for GBP to USD?
The best GBP to USD exchange rate is 1.3614 from Wise. This is -0.45% compared to the mid-market rate 1.3675.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
British pound (GBP) to US dollar (USD) rates from different sources before making a conversion.
The above
Halifax - Sterling to Dollar comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
Halifax and other foreign exchange providers against the latest GBP-USD mid-rate and the possible savings of using various providers.
How do Halifax GBP-USD rates compare between providers?
Looking at the full
GBP to USD - Send Money comparison table the provider with the best GBP to USD exchange rate is Wise at 1.3614, -0.45% from the latest mid-market rate 1.3675.
The next best is OFX at 1.3607, -0.5% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks like Halifax often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.