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    Wise HKD to SGD Exchange Rates Compared Live

    The live mid-rate HKD to SGD exchange rate is 0.1645. Compare Wise currency conversion rates - Reduce FX costs.

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    As of March 8, the SGD is trading at 5.8418, about 1.5% above its three-month average, driven by regional challenges affecting the HKD. FX analysts note that while the HKD remains stable amid economic pressures, its future strength depends on effective recovery measures. 10-Mar

     

    What is the best Send Money conversion rate for HKD to SGD?

    The best HKD to SGD exchange rate is our partner deal rate of 0.1637 from OFX . This is -0.49% compared to the mid-market rate 0.1645.

    The standard OFX HKD-SGD rate is 0.16066, -2.3% from the mid-rate. Visit OFX here to secure the better rate.

    As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Hong Kong dollar (HKD) to Singapore dollar (SGD) rates from different sources before making a conversion.

     

    Compare Rates

     

    The Wise Hong Kong dollar to Singapore dollar comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by Wise and other foreign exchange providers against the latest HKD-SGD mid-rate (see Market Data below ) and the possible savings of using various providers. 

     
     

    Wise at a glance

    Wise (formerly TransferWise) always aim to convert money at the real mid-market exchange rate. There’s just a small, fair service fee, and it’s all shown up-front, this fee normally works out to be less than 1% of the amount being exchanged.

    Exchange guaranteed within 2 business days - Pay via Bank Transfer or VISA/Mastercard debit cards.

    Setup Direct Debits to Pay Bills abroad from AUD, CAD, EUR, GBP and USD accounts.

    Multi-currency Accounts

    With a Wise Account you receive a unique set of account details with which you can get paid like a local. Together with an account number, you’ll receive a SWIFT, BSB, routing and/or sort code and anything else needed to receive funds in those currencies.

     

    Domestic & International - Share these for someone to pay you in the same currency by local bank transfer.

    • United States dollar
    • British pound
    • Euro
    • Australian dollar
    • Canadian dollar
    • Hungarian forint
    • New Zealand dollar
    • Singapore dollar
    • Turkish lira

    International Only - Share these for someone to pay you any currency Wise supports by SWIFT transfer.

    • United Arab Emirates dirham
    • Bulgarian lev
    • Swiss franc
    • Chinese yuan
    • Czech koruna
    • Danish krone
    • Hong Kong dollar
    • Israeli shekel
    • Japanese yen
    • Norwegian krone
    • Polish złoty
    • Swedish krona
    • Ugandan shilling
    • South African rand

     

    Wise Travel debit card

    The Wise debit card are free to set up and use. And there's never any monthly fee and minimum balance to worry about.

    You get two free ATM withdrawals worldwide up to a max amount every 30 days, then a charge on additional withdrawals.

    Auto-convert any currency - Spend in any currency and the Wise smart tech will auto-convert it with the lowest possible fee.

    Unlike practically all other Travel cards you can pay foreign currency into this card via your own personal foreign bank accounts.

    What Savings Can You Expect?

    Savings on Wise money transfers are substantial relative to banks and traditional money changers, although the amounts saved will of course depend on how much is being transferred.

    Wise advertises that its transfers are “up to 8 times cheaper” than those performed by banks, but what does that mean in real currency terms? How many dollars, pounds, francs or pesos are we talking about? Let’s take a look.

    When compared with other FX specialists, Wise consistently ranks near the very top for savings on international payments, across a range of currencies and amounts.

    Although Wise won’t be the absolute cheapest on every currency route, it will at least show you exactly how much you are being charged in currency terms before you make your decision, which is more than can be said for banks or traditional money changers, who hide all sorts of charges within the exchange rates offered.

    Wise products

    The Wise card let's you spend anywhere, with low conversion fees. Buy things online in any currency, or pay for things on holiday. If you don’t have the currency you need in your Wise Account, they’ll auto-convert it with the lowest possible fee.

     
     

    HKD to SGD Market Data

    Hong Kong dollar (HKD) to Singapore dollar (SGD) market data - latest interbank exchange rate, trend, chart & historic rates.

     
    Sell HKD   →   Buy SGD
    1 HKD =
    0.1645We compare provider deals to this wholesale mid-market rate. Read more
    SGD
    -0.1%
    90d-lows
    HKD to SGD is at 90-day lows near 0.1653, 2.9% below its 3-month average of 0.1703, having traded in a quite stable 5.4% range from 0.1653 to 0.1742
    |
    Tracker

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    DateHKD/SGDPeriod
    03 May 2025
    0.1677
    2 Week
    16 Feb 2025
    0.1721
    3 Month
    17 May 2024
    0.1725
    1 Year
    18 May 2020
    0.1830
    5 Year
    20 May 2015
    0.1723
    10 Year
    22 May 2005
    0.2132
    20 Year
    HKD/SGD historic rates
     

    What are equivalent amounts of HKD and SGD?

    Here are some popular conversion amounts for HKD to SGD (Hong Kong dollar to Singapore dollar)*.

    HKD SGD
    HK$ 1 S$ 0.1645
    HK$ 5 S$ 0.8225
    HK$ 10 S$ 1.6450
    HK$ 20 S$ 3.2900
    HK$ 50 S$ 8.2250
    HK$ 100 S$ 16.45
    HK$ 250 S$ 41.13
    HK$ 500 S$ 82.25
    HK$ 1,000 S$ 164.50
    HK$ 2,000 S$ 329.00
    HK$ 5,000 S$ 822.50
    HK$ 10,000 S$ 1,645
    HK$ 20,000 S$ 3,290
    HK$ 50,000 S$ 8,225
    HK$ 100,000 S$ 16,450
    HKD SGD
    HK$ 6.0806 S$ 1
    HK$ 30.40 S$ 5
    HK$ 60.81 S$ 10
    HK$ 121.61 S$ 20
    HK$ 304.03 S$ 50
    HK$ 608.06 S$ 100
    HK$ 1,520 S$ 250
    HK$ 3,040 S$ 500
    HK$ 6,081 S$ 1,000
    HK$ 12,161 S$ 2,000
    HK$ 30,403 S$ 5,000
    HK$ 60,806 S$ 10,000
    HK$ 121,612 S$ 20,000
    HK$ 304,030 S$ 50,000
    HK$ 608,060 S$ 100,000

    More amounts

    *Converted at the current HKDSGD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

     
     

    Forecasts for HKD to SGD

     

    The exchange rate forecast for the Hong Kong dollar (HKD) against the Singapore dollar (SGD) reflects a complex balance of local economic conditions and external pressures. Analysts note that the HKD has remained relatively strong in recent times, supported by measures introduced by Hong Kong’s Chief Executive aimed at bolstering the city’s financial status. However, the recovery of the local economy is still slow, and while inflation has slightly eased, concerns persist regarding the labor market and property prices, which may limit domestic demand.

    Read our full review of recent HKD to SGD forecasts.

     
    HKD note

    How to get a good HKD to SGD exchange rate

    There are several ways to save on exchange rates when converting Hong Kong dollar to Singapore dollar:

    1. Shop around for the best HKD/SGD exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
    2. Timing is important: Keep an eye on the HKD/SGD rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
    3. Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
    4. Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both HKD and SGD at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
    5. Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

    The key is reducing excessive costs and fees

    Generally speaking, if you are buying Singapore dollar with Hong Kong dollar, then it's better for the HKD/SGD exchange rate to be higher.

    However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

    The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

    Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

    Read our Currency guide to Singapore — a practical currency and money guide to travel in Singapore plus living and doing business with the Singapore dollar.

    It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

    Multi-Vendor Quote

    We can help you get an even better deal when sending a Large International Money Transfer.

    Click below for the Request Quotes form and enter your transfer details (BER account required).

    Request Quotes

    Save time and money - fewer websites to visit and you get a much better exchange rate & service.

    Compare Rates

    Will the Hong Kong dollar rise against the Singapore dollar?

    It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

    To help with this you can add HKD/SGD to your personalised Rate Tracker to track and benefit from currency movements.

     
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    Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

    Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

     
     

    Currency Country Guides

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    Related exchange rates


    Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more

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