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NZD to TOP Transfers Compared

NZD-TOP Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 

Compare Exchange Rates & Fees - Save Time & Money

 

Sending money to Tonga can be an expensive business, more so if you aren’t even aware of all the hidden fees. Money transfer companies and banks profit by charging you fees and a normally hidden margin on the exchange rate.

Using your Bank to make international wire transfers to India can be especially expensive – often 5% to 10% worse than using a foreign exchange specialist to send to Tonga bank accounts or pay a Tongan paanga invoice.

 
   

NZD to TOP Market Data

New Zealand dollar (NZD) to Tongan paanga (TOP) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell NZD   →   Buy TOP
1 NZD = 1.4294 TOP
1d−0.7%
30dLows
NZD to TOP is at 30-day lows near 1.4335, 1.3% above its 3-month average of 1.415, having traded in a relatively stable 6.1% range from 1.3791 to 1.4631
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Tracker

Currency Forecasts related to NZD/TOP

NZD to USD Rates - 2026 Forecast

NZD/USD Outlook: NZD/USD is slightly positive but likely to move sideways as it trades above its 90-day average and is near recent highs.

Read forecast

NZD to EUR Rates - 2026 Forecast

NZD/EUR Outlook: The NZD is trading above its recent average and is near the upper end of its 3-month range, suggesting a slightly positive outlook.

Read forecast

NZD to JPY Rates - 2026 Forecast

NZD/JPY Outlook: The NZD/JPY pair is likely to increase as it trades above its 90-day average and is near recent highs, supported by improving New Zealand...

Read forecast

 

NZD to TOP Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much New Zealand dollar are worth in Tongan paanga across a range of amounts.

This gives a quick view of what you’d get when converting different NZD amounts at today’s rate * :

NZD TOP
NZ$ 1 T$ 1.4294
NZ$ 5 T$ 7.1470
NZ$ 10 T$ 14.29
NZ$ 20 T$ 28.59
NZ$ 50 T$ 71.47
NZ$ 100 T$ 142.94
NZ$ 250 T$ 357.35
NZ$ 500 T$ 714.70
NZ$ 1,000 T$ 1,429
NZ$ 2,000 T$ 2,859
NZ$ 5,000 T$ 7,147
NZ$ 10,000 T$ 14,294
NZ$ 20,000 T$ 28,588
NZ$ 50,000 T$ 71,470
NZ$ 100,000 T$ 142,940
NZD TOP
NZ$ 0.6996 T$ 1
NZ$ 3.4980 T$ 5
NZ$ 6.9960 T$ 10
NZ$ 13.99 T$ 20
NZ$ 34.98 T$ 50
NZ$ 69.96 T$ 100
NZ$ 174.90 T$ 250
NZ$ 349.80 T$ 500
NZ$ 699.60 T$ 1,000
NZ$ 1,399 T$ 2,000
NZ$ 3,498 T$ 5,000
NZ$ 6,996 T$ 10,000
NZ$ 13,992 T$ 20,000
NZ$ 34,980 T$ 50,000
NZ$ 69,960 T$ 100,000

More amounts

*Converted at the current NZD-TOP interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the best Send Money conversion rate for NZD to TOP?

The best NZD to TOP exchange rate is 1.3627 from Wise. This is -4.7% compared to the mid-market rate 1.4294.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare New Zealand dollar (NZD) to Tongan paanga (TOP) rates from different sources before making a conversion.

The above Kiwi to Paanga comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest NZD-TOP mid-rate and the possible savings of using various providers. 

How do NZD-TOP rates compare between providers?

Looking at the full NZD to TOP - Send Money comparison table the provider with the best NZD to TOP exchange rate is Wise at 1.3627, -4.7% from the latest mid-market rate 1.4294.

The next best is OFX at 1.2641, -11.6% from the mid-rate.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

View a full list of exchange rates by selecting your Base (from) currency: