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OFX NZD to TOP Transfers Compared

NZD-TOP Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your OFX currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 

Compare OFX Exchange Rates & Fees - Save Time & Money

 

Our OFX NZD 10000 to TOP rate is 1.2417. This is -11.6% below the mid-rate.

 
 

OFX - NZD Rate Margin Analysis

The average NZD rate margin offered by OFX is 3.3%.

This average is based on individual NZD 10K transfer rates in the currency pairs from OFX that we monitor.

💡  It is important to note that these OFX rates are their public quoted rates and do not include our special BER/OFX deals rates which start at 0.5% for major currencies and improve for larger amounts. Please use our calculators to check these special rates and use our 'Visit OFX' links to secure these deals.

 

OFX - Best and Worst Value Rates

The tables below show the best and worst exchange rate margins offered by OFX for New Zealand dollar (NZD 10K) transactions. Margins show the percentage difference from the mid-market rate.

OFX Best Value Rates (Lowest Margins)

Currency Pair OFX Rate Mid Market Rate Margin
NZD/USD 0.5645 0.5735 1.6%
NZD/AUD 0.8673 0.8814 1.6%
NZD/GBP 0.4202 0.4271 1.6%
NZD/HKD 4.3779 4.4549 1.7%
NZD/CAD 0.7897 0.8037 1.7%

OFX Worst Value Rates (Highest Margins)

Currency Pair OFX Rate Mid Market Rate Margin
NZD/TOP 1.2212 1.3809 11.6%
NZD/SBD 4.2117 4.7243 10.9%
NZD/MGA 2,292.06 2,556.39 10.3%
NZD/PGK 2.2646 2.4512 7.6%
NZD/XPF 55.77 58.70 5.0%
 
   

NZD to TOP Market Data

New Zealand dollar (NZD) to Tongan paanga (TOP) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell NZD   →   Buy TOP
1 NZD = 1.4041 TOP
1d+0.9%
14dHighs
NZD to TOP is at 14-day highs near 1.3953, just 1.0% above its 3-month average of 1.3813, having traded in a quite stable 4.4% range from 1.3460 to 1.4058
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Tracker

Currency Forecasts related to NZD/TOP

NZD to USD 2026 Forecasts

Bias: The NZD/USD is bullish-to-range-bound, currently above the 90-day average and in the upper half of the 3-month range.

Read forecast

NZD to EUR 2026 Forecasts

Bias: The NZD/EUR is currently bullish-to-range-bound, positioned slightly above the 90-day average and at the upper half of its past three months' trading range.

Read forecast

NZD to JPY 2026 Forecasts

Bias: The bias is bullish-to-range-bound, as the NZD is currently above its 90-day average and in the upper half of the recent 3-month range.

Read forecast

 

NZD to TOP Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much New Zealand dollar are worth in Tongan paanga across a range of amounts.

This gives a quick view of what you’d get when converting different NZD amounts at today’s rate * :

NZD TOP
NZ$ 1 T$ 1.4041
NZ$ 5 T$ 7.0205
NZ$ 10 T$ 14.04
NZ$ 20 T$ 28.08
NZ$ 50 T$ 70.21
NZ$ 100 T$ 140.41
NZ$ 250 T$ 351.03
NZ$ 500 T$ 702.05
NZ$ 1,000 T$ 1,404
NZ$ 2,000 T$ 2,808
NZ$ 5,000 T$ 7,021
NZ$ 10,000 T$ 14,041
NZ$ 20,000 T$ 28,082
NZ$ 50,000 T$ 70,205
NZ$ 100,000 T$ 140,410
NZD TOP
NZ$ 0.7122 T$ 1
NZ$ 3.5610 T$ 5
NZ$ 7.1220 T$ 10
NZ$ 14.24 T$ 20
NZ$ 35.61 T$ 50
NZ$ 71.22 T$ 100
NZ$ 178.05 T$ 250
NZ$ 356.10 T$ 500
NZ$ 712.20 T$ 1,000
NZ$ 1,424 T$ 2,000
NZ$ 3,561 T$ 5,000
NZ$ 7,122 T$ 10,000
NZ$ 14,244 T$ 20,000
NZ$ 35,610 T$ 50,000
NZ$ 71,220 T$ 100,000

More amounts

*Converted at the current NZD-TOP interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the OFX Send Money conversion rate for NZD to TOP?

The OFX NZD to TOP exchange rate is 1.2417. This is -11.6% compared to the latest NZD-TOP mid-market rate 1.4041.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare New Zealand dollar (NZD) to Tongan paanga (TOP) rates from different sources before making a conversion.

The above OFX - Kiwi to Paanga comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by OFX and other foreign exchange providers against the latest NZD-TOP mid-rate and the possible savings of using various providers. 

How do OFX NZD-TOP rates compare between providers?

Looking at the full NZD to TOP - Send Money comparison table the provider with the best NZD to TOP exchange rate is Wise at 1.3627, -2.9% from the latest mid-market rate 1.4041.

The next best is OFX at 1.2417, -11.6% from the mid-rate.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service like OFX or platforms that offer rates closer to the mid-market rate.

 

View a full list of exchange rates by selecting your Base (from) currency: