Compare live exchange rates, provider costs and current currency market data before you exchange.
Live provider rate comparison
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OCBC publishes indicative SGD telegraphic-transfer buy and sell rates for two transaction bands. BER keeps the below-S$40,000 tier separate from the S$40,000-to-S$100,000 tier instead of collapsing them into one rate.
The source is OCBC Business Banking's public converter. Its rates can change and do not include payment fees or deductions by other banks.
| Published SGD amount band | BER treatment |
|---|---|
| Below S$40,000 | Stored as the lower transaction tier |
| S$40,000 to S$100,000 | Stored separately with its published rate |
OCBC's exchange-rate spread is distinct from transfer fees and third-party bank charges. BER's margin is an independent comparison with a current market mid-rate at capture time, not a fee quoted by OCBC.
Rows without a usable two-way TT quote are not presented as two-way comparisons.
BER stores both published tiers. The applicable rate depends on whether the SGD amount is below S$40,000 or from S$40,000 to S$100,000.
OCBC quotes SGD for a stated unit of foreign currency. BER divides that unit by the bank-sell or bank-buy quote to show foreign currency per Singapore dollar.
No. The comparison rate does not include payment fees, correspondent-bank charges or beneficiary-bank deductions.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Malaysian ringgit (MYR) to euro (EUR) rates from different sources before making a conversion.
The above OCBC Bank - Ringgit to Euro comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by OCBC Bank and other foreign exchange providers against the latest MYR-EUR mid-rate and the possible savings of using various providers.
Looking at the full MYR to EUR - Send Money comparison table the provider with the best MYR to EUR exchange rate is OFX at 0.2112, -0.47% from the latest mid-market rate 0.2122.
The next best is Wise at 0.211, -0.57% from the mid-rate.
Among the banks the CIMB Bank rate is 0.2074 at -2.3% and the Maybank rate is 0.2048 at -3.5% compared to the mid-rate 0.2122.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks like OCBC Bank often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.
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