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OFX USD to PLN Transfers Compared

USD-PLN Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your OFX currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 

Compare OFX Exchange Rates & Fees - Save Time & Money

 

Our OFX USD 500 to PLN rate is 3.573. This is -0.5% below the mid-rate.

 
 

OFX - USD Rate Margin Analysis

The average USD rate margin offered by OFX is 3.3%.

This average is based on individual USD 10K transfer rates in the currency pairs from OFX that we monitor.

💡  It is important to note that these OFX rates are their public quoted rates and do not include our special BER/OFX deals rates which start at 0.5% for major currencies and improve for larger amounts. Please use our calculators to check these special rates and use our 'Visit OFX' links to secure these deals.

 

OFX - Best and Worst Value Rates

The tables below show the best and worst exchange rate margins offered by OFX for US dollar (USD 10K) transactions. Margins show the percentage difference from the mid-market rate.

OFX Best Value Rates (Lowest Margins)

Currency Pair OFX Rate Mid Market Rate Margin
USD/AUD 1.5109 1.5357 1.6%
USD/GBP 0.7323 0.7444 1.6%
USD/HKD 7.6304 7.7678 1.8%
USD/CAD 1.3762 1.4010 1.8%
USD/NZD 1.7113 1.7423 1.8%

OFX Worst Value Rates (Highest Margins)

Currency Pair OFX Rate Mid Market Rate Margin
USD/TOP 2.1287 2.4078 11.6%
USD/SBD 7.3415 8.2374 10.9%
USD/MGA 3,995.45 4,457.34 10.4%
USD/PGK 3.9477 4.2739 7.6%
USD/PEN 3.2229 3.3929 5.0%
 
   

USD to PLN Market Data

US dollar (USD) to Polish zloty (PLN) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy PLN
1 USD = 3.5910 PLN
1d+0.1%
 
USD to PLN at 3.6087 is just 0.6% below its 3-month average of 3.6304, having traded in a very stable 3.7% range from 3.5790 to 3.7114
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Tracker

Currency Forecasts related to USD/PLN

USD to PLN 2026 Forecasts

USD/PLN Outlook: Slightly positive, but likely to move sideways as the rate is near its recent average and lacks a strong current driver.

Read forecast

USD to EUR 2026 Forecasts

USD/EUR Outlook: Slightly weaker, but likely to move sideways, as the rate is below its recent average and in the mid-range of its three-month trading pattern.

Read forecast

USD to JPY 2026 Forecasts

USD/JPY Outlook: Bullish, as the rate is above its 90-day average and near its recent highs amid ongoing tariff concerns impacting the US dollar.

Read forecast

USD/PLN Outlook: Slightly positive, but moving sideways as rates near their avg. Key drivers: • Fed's rate cut expectations vs. hawkish NBP • Volatile oil prices affecting USD • Poland's economy >3.5% growth in 2026. Range: Testing recent extremes ahead. Risks: Strong NFP could boost USD; geopolitical tensions may weigh it down

 

USD to PLN Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Polish zloty across a range of amounts.

This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :

USD PLN
$ 1 3.5910
$ 5 17.96
$ 10 35.91
$ 20 71.82
$ 50 179.55
$ 100 359.10
$ 250 897.75
$ 500 1,796
$ 1,000 3,591
$ 2,000 7,182
$ 5,000 17,955
$ 10,000 35,910
$ 20,000 71,820
$ 50,000 179,550
$ 100,000 359,100
USD PLN
$ 0.2785 zł 1
$ 1.3925 zł 5
$ 2.7850 zł 10
$ 5.5700 zł 20
$ 13.93 zł 50
$ 27.85 zł 100
$ 69.63 zł 250
$ 139.25 zł 500
$ 278.50 zł 1,000
$ 557.00 zł 2,000
$ 1,393 zł 5,000
$ 2,785 zł 10,000
$ 5,570 zł 20,000
$ 13,925 zł 50,000
$ 27,850 zł 100,000

More amounts

*Converted at the current USD-PLN interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the OFX Send Money conversion rate for USD to PLN?

The OFX USD to PLN exchange rate is 3.573. This is -0.5% compared to the latest USD-PLN mid-market rate 3.5910.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Polish zloty (PLN) rates from different sources before making a conversion.

The above OFX - Dollar to Zloty comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by OFX and other foreign exchange providers against the latest USD-PLN mid-rate and the possible savings of using various providers. 

How do OFX USD-PLN rates compare between providers?

Looking at the full USD to PLN - Send Money comparison table the provider with the best USD to PLN exchange rate is OFX at 3.573, -0.5% from the latest mid-market rate 3.5910.

The next best is XE at 3.5695, -0.6% from the mid-rate.

Then Western Union at 3.5551, which is -1% from the mid-rate.

Among the banks the Chase Bank rate is 3.3355 at -7.1% the Wells Fargo Bank rate is 3.3247 at -7.4% and the Citibank rate is 3.4899 at -2.8% compared to the mid-rate 3.5910.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service like OFX or platforms that offer rates closer to the mid-market rate.

 

View a full list of exchange rates by selecting your Base (from) currency: