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Wise USD to PLN Transfers Compared

USD-PLN Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your Wise currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 

Compare Wise Exchange Rates & Fees - Save Time & Money

 

Our Wise USD 10000 to PLN rate is 3.5112. This is -1.1% below the mid-rate.

 
 

Wise - USD Rate Margin Analysis

The average USD rate margin offered by Wise is 0.59%.

This average is based on individual USD 10K transfer rates in the currency pairs from Wise that we monitor.

 

Wise - Best and Worst Value Rates

The tables below show the best and worst exchange rate margins offered by Wise for US dollar (USD 10K) transactions. Margins show the percentage difference from the mid-market rate.

Wise Best Value Rates (Lowest Margins)

Currency Pair Wise Rate Mid Market Rate Margin
USD/SGD 1.2703 1.2699 0.0%
USD/CHF 0.7721 0.7726 0.1%
USD/EUR 0.8425 0.8436 0.1%
USD/SEK 8.9134 8.9254 0.1%
USD/HKD 7.7991 7.8100 0.1%

Wise Worst Value Rates (Highest Margins)

Currency Pair Wise Rate Mid Market Rate Margin
USD/TOP 2.2896 2.4078 4.9%
USD/SCR 14.19 14.52 2.2%
USD/MAD 8.9626 9.1413 2.0%
USD/MGA 4,430.08 4,503.58 1.6%
USD/KWD 0.3023 0.3069 1.5%
 
   

USD to PLN Market Data

US dollar (USD) to Polish zloty (PLN) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy PLN
1 USD = 3.5493 PLN
1d+1.2%
 
USD to PLN at 3.5559 is 1.7% below its 3-month average of 3.6183, having traded in a relatively stable 6.4% range from 3.4874 to 3.7114
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Tracker

Currency Forecasts related to USD/PLN

USD to PLN 2026 Forecasts

USD/PLN Outlook: Bearish, as the rate is below its recent average and near recent lows, pressured by multiple factors.

Read forecast

USD to EUR 2026 Forecasts

USD/EUR Outlook: Slightly weaker, but likely to move sideways, as the rate is below the recent average and lacks a clear driver.

Read forecast

USD to JPY 2026 Forecasts

USD/JPY Outlook: Slightly positive, but likely to move sideways as the rate is just below its recent average and within a stable range.

Read forecast

Bearish outlook for USD/PLN as it's under recent averages, facing pressure from widening rate gaps and geopolitical tensions. Key drivers: • Fed rate cuts vs. NBP cuts favoring PLN • US risk aversion impacting USD • Eased inflation in Poland. Range may hold, but risks persist

 

USD to PLN Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Polish zloty across a range of amounts.

This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :

USD PLN
$ 1 3.5493
$ 5 17.75
$ 10 35.49
$ 20 70.99
$ 50 177.47
$ 100 354.93
$ 250 887.33
$ 500 1,775
$ 1,000 3,549
$ 2,000 7,099
$ 5,000 17,747
$ 10,000 35,493
$ 20,000 70,986
$ 50,000 177,465
$ 100,000 354,930
USD PLN
$ 0.2817 zł 1
$ 1.4085 zł 5
$ 2.8170 zł 10
$ 5.6340 zł 20
$ 14.09 zł 50
$ 28.17 zł 100
$ 70.43 zł 250
$ 140.85 zł 500
$ 281.70 zł 1,000
$ 563.40 zł 2,000
$ 1,409 zł 5,000
$ 2,817 zł 10,000
$ 5,634 zł 20,000
$ 14,085 zł 50,000
$ 28,170 zł 100,000

More amounts

*Converted at the current USD-PLN interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the Wise Send Money conversion rate for USD to PLN?

The Wise USD to PLN exchange rate is 3.5112. This is -1.1% compared to the latest USD-PLN mid-market rate 3.5493.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Polish zloty (PLN) rates from different sources before making a conversion.

The above Wise - Dollar to Zloty comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by Wise and other foreign exchange providers against the latest USD-PLN mid-rate and the possible savings of using various providers. 

How do Wise USD-PLN rates compare between providers?

Looking at the full USD to PLN - Send Money comparison table the provider with the best USD to PLN exchange rate is OFX at 3.5315, -0.5% from the latest mid-market rate 3.5493.

The next best is XE at 3.528, -0.6% from the mid-rate.

Then Western Union at 3.5138, which is -1% from the mid-rate.

Among the banks the Chase Bank rate is 3.3486 at -5.7% the Wells Fargo Bank rate is 3.3273 at -6.3% and the Citibank rate is 3.4906 at -1.7% compared to the mid-rate 3.5493.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service like Wise or platforms that offer rates closer to the mid-market rate.

 

View a full list of exchange rates by selecting your Base (from) currency: