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    Best PLN to USD Exchange Rates Compared Live

    The live mid-rate PLN to USD exchange rate is 0.2647. Compare currency conversion rates - Reduce FX costs.

    PLN-USD Loading Rates ...
     

     
    #FX Update: USD/PLN hits 90-day low at 3.7755, down 4.5% from 3-month avg. Analysts cite US-China trade tensions and recession fears as drivers. Markets watching US CPI data closely - cooling inflation could trigger Fed rate cut, potentially affecting dollar strength. $USD $PLN #FOREX

     
     

    What is the best Send Money conversion rate for PLN to USD?

    The best PLN to USD exchange rate is our partner deal rate of 0.2634 from OFX . This is -0.49% compared to the mid-market rate 0.2647.

    The standard OFX PLN-USD rate is 0.2615236, -1.2% from the mid-rate. Visit OFX here to secure the better rate.

    As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Polish zloty (PLN) to US dollar (USD) rates from different sources before making a conversion.

    How do PLN-USD rates compare between providers?

    Looking at our comparison table the best PLN to USD exchange rate is 0.2634 from OFX, -0.49% from the mid-market rate 0.2647. The next best rate is 0.2607 from WorldRemit, -1.5% from the mid-rate.

    It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

     

    Compare Rates

     

    The Zloty to Dollar comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest PLN-USD mid-rate (see Market Data below ) and the possible savings of using various providers. 

     
     
     

    PLN to USD Market Data

    Polish zloty (PLN) to US dollar (USD) market data - latest interbank exchange rate, trend, chart & historic rates.

     
    Sell PLN   →   Buy USD
    1 PLN =
    0.2647We compare provider deals to this wholesale mid-market rate. Read more
    USD
    PLN to USD at 0.2647 is 4.6% above its 3-month average of 0.253, having traded in a quite volatile 10.7% range from 0.2392 to 0.2649
    |
    Tracker

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    DatePLN/USDPeriod
    29 Mar 2025
    0.2591
    2 Week
    12 Jan 2025
    0.2401
    3 Month
    12 Apr 2024
    0.2481
    1 Year
    13 Apr 2020
    0.2404
    5 Year
    15 Apr 2015
    0.2653
    10 Year
    17 Apr 2005
    0.3106
    20 Year
    PLN/USD historic rates
     

    What are equivalent amounts of PLN and USD?

    Here are some popular conversion amounts for PLN to USD (Polish zloty to US dollar)*.

    PLN USD
    zł 1 $ 0.2647
    zł 5 $ 1.3235
    zł 10 $ 2.6470
    zł 20 $ 5.2940
    zł 50 $ 13.24
    zł 100 $ 26.47
    zł 250 $ 66.18
    zł 500 $ 132.35
    zł 1,000 $ 264.70
    zł 2,000 $ 529.40
    zł 5,000 $ 1,324
    zł 10,000 $ 2,647
    zł 20,000 $ 5,294
    zł 50,000 $ 13,235
    zł 100,000 $ 26,470
    PLN USD
    3.7779 $ 1
    18.89 $ 5
    37.78 $ 10
    75.56 $ 20
    188.90 $ 50
    377.79 $ 100
    944.48 $ 250
    1,889 $ 500
    3,778 $ 1,000
    7,556 $ 2,000
    18,890 $ 5,000
    37,779 $ 10,000
    75,558 $ 20,000
    188,895 $ 50,000
    377,790 $ 100,000

    More amounts

    *Converted at the current PLNUSD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

     
     

    Forecasts for PLN to USD

     

    The exchange rate forecast for the Polish zloty (PLN) to US dollar (USD) relationship reflects a complex interplay of factors influencing both currencies. Recently, the USD has faced selling pressure influenced by escalating tensions in US-China trade relations, as recent tariff announcements from the US and subsequent retaliatory tariffs from China have raised concerns over a potential economic slowdown in the US. Analysts note that such geopolitical tensions have led to increased market volatility, with the prospect of a slowing economy prompting speculation regarding future Federal Reserve interest rate cuts. Lower interest rates could traditionally weaken the dollar, though some experts suggest that the potential for looser monetary policy might also alleviate recession fears, potentially stabilizing or even boosting the USD.

    Read our full review of recent PLN to USD forecasts.

     
    PLN note

    How to get a good PLN to USD exchange rate

    There are several ways to save on exchange rates when converting Polish zloty to US dollar:

    1. Shop around for the best PLN/USD exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
    2. Timing is important: Keep an eye on the PLN/USD rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
    3. Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
    4. Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both PLN and USD at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
    5. Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

    The key is reducing excessive costs and fees

    Generally speaking, if you are buying US dollar with Polish zloty, then it's better for the PLN/USD exchange rate to be higher.

    However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

    The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

    Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

    Read our Currency guide to the United States — a practical currency and money guide to travel in the United States plus living and doing business with the US dollar.

    It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

    Multi-Vendor Quote

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    Click below for the Request Quotes form and enter your transfer details (BER account required).

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    Save time and money - fewer websites to visit and you get a much better exchange rate & service.

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    Will the Polish zloty rise against the US dollar?

    It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

    To help with this you can add PLN/USD to your personalised Rate Tracker to track and benefit from currency movements.

     
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    Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

    Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

     
     

    Currency Country Guides

    United StatesUnited States (USD)PolandPoland (PLN)East TimorEast Timor (USD)
    EcuadorEcuador (USD)El SalvadorEl Salvador (USD)British Virgin IslandsBritish Virgin Islands (USD)
    US Virgin IslandsUS Virgin Islands (USD)Caribbean NetherlandsCaribbean Netherlands (USD)Turks and Caicos IslandsTurks and Caicos Islands (USD)
     

    What to Consider When Sending Money to the USA

    Sending money to the U.S. involves more than just choosing a provider. First, make sure you have the correct recipient details, including their account number, bank name, routing or SWIFT code, and sometimes the bank’s address. Mistakes can lead to failed or delayed transfers.

    If you’re converting from another currency, pay close attention to the exchange rate. Providers often apply a hidden markup, so comparing rates is essential—especially for larger transfers. Tools like BestExchangeRates.com help you find the best real-time rates. Don’t forget about fees either. These can include service charges, intermediary bank deductions, or fees charged to the recipient, particularly with traditional bank wires.

    There are multiple methods available for sending money to the U.S., each with their own pros and cons. Bank transfers are widely used and secure but tend to be slower and more expensive. Online services like Wise, OFX, or WorldRemit offer faster transfers at more competitive rates, while remittance apps like Remitly and Xoom are optimized for speed and convenience. In some cases, cryptocurrency can be used, but this comes with added regulatory and security considerations.

    Speed also matters. Digital services like Wise or Remitly can deliver funds within hours or a day, while banks may take several business days. For large amounts, providers may ask for ID due to anti-money laundering regulations. Transfers above $10,000 are generally reported to U.S. authorities, though personal remittances are usually tax-free.

    Finally, consider the purpose—whether personal, business, or investment—and choose a method that suits your needs. Online transfer services are often cheaper and faster than banks, and may offer better exchange rates and lower fees.

    Read more at our United States (USD) country guide

       
     
     
     

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    Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more

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