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PLN to USD 2026 Forecasts

Analysis of recent zloty → dollar forecasts for 2026. We collate forecasts from respected FX analysts together with the latest Polish zloty to US dollar performance and trends.

 

The PLN to USD exchange rate currently shows a bearish bias.

Key factors influencing this trend include the interest rate differential, as the National Bank of Poland has cut rates to 4.00%, while the Federal Reserve is also expected to implement additional rate cuts, which could weaken the USD. Additionally, robust GDP growth in Poland supports the złoty, although a potential loss exceeding 30 billion zlotys for the National Bank may create downward pressure.

Expect the exchange rate to trade within a stable range, reflecting recent price data which shows the PLN near 30-day lows at just above its 3-month average.

An upside risk could emerge from stronger-than-expected investment forecasts in Poland, potentially boosting the złoty. Conversely, the downside risk is linked to a significant depreciation of the USD, driven by anticipated monetary policy changes in the U.S., which may lead to increased volatility in the exchange rate during the upcoming months.

PLN-USD Rate Calculator

 
   
   
   
   
 
   
 
 

PLN to USD Market Data

Polish zloty (PLN) to US dollar (USD) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell PLN   →   Buy USD
1 PLN =
0.2764We compare provider deals to this wholesale mid-market rate. Read more
USD
1d−0.1%▼
30dLows◒
PLN to USD is at 30-day lows near 0.2760, just above its 3-month average, having traded in a very stable 3.7% range from 0.2694 to 0.2794
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  1 USD = 3.6174 PLN

Compare & Save - Polish zloty to US dollar

Exchange rates can vary significantly between different currency exchange providers, so it's important to compare Polish zloty (PLN) to US dollar (USD) rates from different sources before making a conversion.

Use our PLN to USD calculator to see how much you could save on your international money transfers. makes it easy to compare the Total Cost you are being charged on Zloty to Dollar currency rates and the possible savings of using various providers.

 
 

Will the Polish zloty rise against the US dollar?

This is always a difficult question as exchange rates are influenced by many factors, so a good method to consider the Polish zloty vs US dollar current value is to look the PLN/USD historic rate and change over a range of periods.

The following table looks at the change in the PLN to USD exchange rate over periods from the previous week back to the last 10 years.

DatePLN/USDPeriod
27 Dec 2025
0.2794
2 Week
12 Oct 2025
0.2721
3 Month
10 Jan 2025
0.2402
1 Year
11 Jan 2021
0.2687
5 Year
13 Jan 2016
0.2497
10 Year
15 Jan 2006
0.3157
20 Year
PLN/USD historic rates

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add PLN/USD to your personalised Rate Tracker to track and benefit from currency movements.

 
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Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

 

Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more