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    PNC Bank Foreign Transfer Rates Today

    We help you save money by comparing PNC Bank exchange rates to the latest market rate and those offered by leading FX providers.

     

    PNC Money Transfers

    PNC Bank is a major financial institution in the United States, offering a wide range of banking and financial services to individuals, businesses, and institutions.

    PNC Bank offers both domestic and international wire transfer services. Incoming wire transfers allow customers to receive funds from abroad directly into their PNC Bank account. Outgoing wire transfers allow customers to send funds from their PNC Bank account to another bank account abroad.

    When you get a quote for your Global Money Transfer from PNC on their website or in-app, you can also see the PNC exchange rate, but it can be difficult to then calculate how much you are being charged.

    PNC does not publish their exchange rates publicly which is frustrating. Our BER International Money Transfer partners tend to offer guaranteed transparency on all conversions.

    Our research shows that on average, PNC profit margin for foreign exchange rates is somewhere between 3.2 - 8%, depending on the amount you're sending, where you're sending it to and which currency will be received.

    While all banks in North America charge this markup, the extra amount being charged is much higher than it would be with a global money transfer specialist.

     
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    Sending money to Eurozone can be an expensive business, more so if you aren’t even aware of all the hidden fees. Money transfer companies and banks profit by charging you fees and a normally hidden margin on the exchange rate.

    Using your Bank to make international wire transfers to India can be especially expensive – often 5% to 10% worse than using a foreign exchange specialist to send to Eurozone bank accounts or pay a Euro invoice.

     

    Learn more about PNC Wires

    Besides the FX rate markup shown in the comparison table, PNC Bank may also charge additional fixed fees for wire transfers depending on several factors, such as the type of transfer, the destination country, and the currency being sent. Here are some general guidelines for wire transfer fees with PNC Bank:

    • Domestic incoming wire transfers: $15 per transaction
    • Domestic outgoing wire transfers: $30 per transaction
    • International incoming wire transfers: $15 per transaction
    • International outgoing wire transfers: $45-$50 per transaction, depending on the destination country and currency

    Note that these are the standard fees, and additional fees may apply depending on the specific circumstances of the wire transfer. For example, intermediary banks involved in the transfer may charge their own fees, which can be passed on to the customer.

    Receiving an international wire transfer at PNC Bank

    PNC Bank uses different bank codes depending on the currency and location of the sending bank. Here are some of the most common bank codes used for receiving foreign wire transfers:

    1. SWIFT Code: PNCCUS33: This code is used for receiving wire transfers in U.S. dollars from foreign banks.

    2. ABA Routing Number: 043000096: This code is used for receiving wire transfers in U.S. dollars from banks located within the United States.

    3. CHIPS UID: 0407: This code is used for receiving wire transfers in U.S. dollars from foreign banks that are members of the Clearing House Interbank Payments System (CHIPS).

    4. Fedwire ABA Routing Number: 043000096: This code is used for receiving wire transfers in U.S. dollars from banks located outside of the United States.

    It's important to note that specific bank codes may vary depending on the currency and location of the sending bank, and it's recommended to confirm the correct codes with PNC Bank before initiating a wire transfer.

    PNC Bank credit card FX fees

    1. PNC Premier Traveler Visa Signature Credit Card: This card charges no foreign transaction fees, making it a good option for travelers who frequently make purchases in foreign currencies.

    2. PNC Points Visa Credit Card: Similar to the Premier Traveler Visa Signature Credit Card, this card also does not charge foreign transaction fees.

    3. PNC Cash Rewards Visa Credit Card: This card charges a foreign transaction fee of 3% of each transaction in U.S. dollars.

    4. PNC Core Visa Credit Card: Similar to the Cash Rewards Visa Credit Card, this card also charges a foreign transaction fee of 3% of each transaction in U.S. dollars.

    It's important to note that credit card terms and conditions can change, so it's always a good idea to check the current fees and policies before applying for or using a credit card for foreign transactions.

     
       

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