Revolut United States Rates & Fees
Revolut exchange rates as of . Revolut is not a bank. Fees may apply. Banking services are provided by Lead Bank, Member FDIC. The Revolut USA Prepaid Visa and Prepaid Mastercard are issued by Lead Bank pursuant to licensing by Visa® U.S.A. Inc. and Mastercard International for Mastercard cards. Your funds are FDIC insured up to $250,000 through Lead Bank, Member FDIC, in the event Lead Bank fails. See revolut.com/en-US/ for more details.
TM Withdrawals
Allpoint® Network ATMs
- Allpoint gives you 55,000 ATMs Worldwide.
Other ATMs
- No fee withdrawals for in-net-work ATMs
- Standard Plans will incur a fee of up to 2% of the value of withdrawal for all Out-of-Network ATM withdrawals.
- When you use an ATM outside of the Allpoint® network, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).
Card Purchases
- Zero fee - When purchase is made in a currency with sufficient balance
- Maximum Amount - Up to the available balance in your account
Send Money
Transfers to other Revolut Users:
- No transfer fee
Payments to Bank Accounts outside the Revolut App:
- A fee will apply for transfers to non Revolut Users based on currency and destination
- All fees are disclosed to you in the Revolut App prior to making a transaction.
Foreign Exchange Fees
Whenever you convert currencies with your Revolut account, pricing is simple and transparent:
- Monthly allowance – Standard plan customers whose base currency is USD can exchange up to USD $1,000 at the interbank mid-rate (the real exchange rate) in each monthly billing cycle.
- Fair usage fee – Any amount exchanged above this allowance will incur a 0.5% fee.
- Weekend fee – A 1.0% fee applies outside foreign-exchange-market hours, which run from 5:00 pm on Friday to 6:00 pm on Sunday Eastern Time.
For International Transfers and Non-USD Domestic Transfers, Revolut charges the greater of:
- Up to 5% of the transaction amount; or
- A fixed fee of up to $10.00 for smaller transactions
Standard Plan Subscription
- No fee
Adding money to your Revolut Account
Add money via bank transfer (not including inbound US domestic wire payments):
- No fee
Add money via Domestic Personal Debit Card:
- Revolut will charge a fee of up to 1% of the transaction amount.
Add money via Domestic Personal Credit Card:
- Revolut will charge a fee of up to 3% of the transaction amount.
Cards
First physical Revolut Card:
- No issuance fee (but a delivery fee may apply)
- Standard Delivery: $0.00-$5.00
- Expedited Priority Delivery: $16.99
- Global Express Delivery: $19.99
Virtual Revolut Card:
- First virtual card: no issuance fee
- Additional Virtual Cards: $4.99
Additional or Replacement Revolut Cards:
- You may request additional physical Standard Revolut Cards under the Standard Plan for a fee of $5.00 per card.
Delivery Charges for Revolut Cards
- Standard Delivery: $0.00-$5.00
- Expedited Priority Delivery: $16.99
- Global Express Delivery: $19.99
Revolut is not a bank.
Revolut is not a bank. Fees may apply. Banking services are provided by Lead Bank, Member FDIC. The Revolut USA Prepaid Visa and Prepaid Mastercard are issued by Lead Bank pursuant to licensing by Visa® U.S.A. Inc. and Mastercard International for Mastercard cards. Your funds are FDIC insured up to $250,000 through Lead Bank, Member FDIC, in the event Lead Bank fails. See revolut.com/en-US/ for more details.
Revolut Customer Reviews
Revolut generally receives positive feedback from users, especially for its user-friendly app, competitive exchange rates, and low-cost international spending. Customers appreciate the ease of setting up an account, the ability to hold and exchange multiple currencies, and helpful budgeting features.
Pros highlighted in reviews:
- Intuitive and feature-rich mobile app
- Real-time spending notifications and analytics
- Competitive exchange rates and low fees on currency conversions
- Easy international money transfers
- Virtual and disposable cards for added security
Common complaints include:
- Slow or unresponsive customer support, especially on free plans
- Occasional account freezes due to security checks
- Fees for certain services (e.g. ATM withdrawals beyond limits or weekend FX markups)
Overall, Revolut is well-rated for day-to-day money management and travel, though users seeking traditional banking features or robust customer service may find limitations.
Everyday Costs in in United Kingdom
How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.
Visiting the United Kingdom offers a fantastic blend of culture, history, and convenience—but it can be pricey, especially in London. For a one-week mid-range stay, travelers should budget around GBP £900–£1,200, depending on how much is spent on accommodation and activities. The UK is highly card-friendly, with contactless payments accepted almost everywhere, though it’s still a good idea to carry a small amount of cash for taxis, markets, or tips.
Typical daily expenses in the UK:
• 🥘 Meal at a local restaurant: £15–£20
• ☕ Coffee: £3–£4
• 🚇 Public transport fare (daily cap in London): £7.70 (Oyster or contactless)
• 📱 Prepaid SIM card (7 days with data): £10–£15
• 🛏️ Budget hotel or Airbnb: £80–£130 per night
For expats, monthly living costs (excluding rent) typically range from £800–£1,200, with rent in London adding anywhere from £1,200 to £2,000+ depending on the area. Opening a UK bank account is straightforward with proof of address and ID, and debit card payments are the norm. Online services like Wise or OFX generally offer far better exchange rates and lower fees than traditional banks, making them the preferred choice for incoming transfers or moving funds internationally. Currency exchange at airport kiosks or high street outlets tends to be poor value—plan ahead to avoid hidden charges.
