Revolut United States Rates & Fees
Revolut exchange rates as of . Revolut is not a bank. Fees may apply. Banking services are provided by Lead Bank, Member FDIC. The Revolut USA Prepaid Visa and Prepaid Mastercard are issued by Lead Bank pursuant to licensing by Visa® U.S.A. Inc. and Mastercard International for Mastercard cards. Your funds are FDIC insured up to $250,000 through Lead Bank, Member FDIC, in the event Lead Bank fails. See revolut.com/en-US/ for more details.
TM Withdrawals
Allpoint® Network ATMs
- Allpoint gives you 55,000 ATMs Worldwide.
Other ATMs
- No fee withdrawals for in-net-work ATMs
- Standard Plans will incur a fee of up to 2% of the value of withdrawal for all Out-of-Network ATM withdrawals.
- When you use an ATM outside of the Allpoint® network, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).
Card Purchases
- Zero fee - When purchase is made in a currency with sufficient balance
- Maximum Amount - Up to the available balance in your account
Send Money
Transfers to other Revolut Users:
- No transfer fee
Payments to Bank Accounts outside the Revolut App:
- A fee will apply for transfers to non Revolut Users based on currency and destination
- All fees are disclosed to you in the Revolut App prior to making a transaction.
Foreign Exchange Fees
Whenever you convert currencies with your Revolut account, pricing is simple and transparent:
- Monthly allowance – Standard plan customers whose base currency is USD can exchange up to USD $1,000 at the interbank mid-rate (the real exchange rate) in each monthly billing cycle.
- Fair usage fee – Any amount exchanged above this allowance will incur a 0.5% fee.
- Weekend fee – A 1.0% fee applies outside foreign-exchange-market hours, which run from 5:00 pm on Friday to 6:00 pm on Sunday Eastern Time.
For International Transfers and Non-USD Domestic Transfers, Revolut charges the greater of:
- Up to 5% of the transaction amount; or
- A fixed fee of up to $10.00 for smaller transactions
Standard Plan Subscription
- No fee
Adding money to your Revolut Account
Add money via bank transfer (not including inbound US domestic wire payments):
- No fee
Add money via Domestic Personal Debit Card:
- Revolut will charge a fee of up to 1% of the transaction amount.
Add money via Domestic Personal Credit Card:
- Revolut will charge a fee of up to 3% of the transaction amount.
Cards
First physical Revolut Card:
- No issuance fee (but a delivery fee may apply)
- Standard Delivery: $0.00-$5.00
- Expedited Priority Delivery: $16.99
- Global Express Delivery: $19.99
Virtual Revolut Card:
- First virtual card: no issuance fee
- Additional Virtual Cards: $4.99
Additional or Replacement Revolut Cards:
- You may request additional physical Standard Revolut Cards under the Standard Plan for a fee of $5.00 per card.
Delivery Charges for Revolut Cards
- Standard Delivery: $0.00-$5.00
- Expedited Priority Delivery: $16.99
- Global Express Delivery: $19.99
Revolut is not a bank.
Revolut is not a bank. Fees may apply. Banking services are provided by Lead Bank, Member FDIC. The Revolut USA Prepaid Visa and Prepaid Mastercard are issued by Lead Bank pursuant to licensing by Visa® U.S.A. Inc. and Mastercard International for Mastercard cards. Your funds are FDIC insured up to $250,000 through Lead Bank, Member FDIC, in the event Lead Bank fails. See revolut.com/en-US/ for more details.
Revolut Customer Reviews
Revolut generally receives positive feedback from users, especially for its user-friendly app, competitive exchange rates, and low-cost international spending. Customers appreciate the ease of setting up an account, the ability to hold and exchange multiple currencies, and helpful budgeting features.
Pros highlighted in reviews:
- Intuitive and feature-rich mobile app
- Real-time spending notifications and analytics
- Competitive exchange rates and low fees on currency conversions
- Easy international money transfers
- Virtual and disposable cards for added security
Common complaints include:
- Slow or unresponsive customer support, especially on free plans
- Occasional account freezes due to security checks
- Fees for certain services (e.g. ATM withdrawals beyond limits or weekend FX markups)
Overall, Revolut is well-rated for day-to-day money management and travel, though users seeking traditional banking features or robust customer service may find limitations.
Everyday Costs in in New Zealand
How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.
Currency Guide for New Zealand (NZD)
When planning a one-week mid-range stay in New Zealand, travelers should budget around NZD 1,500 to NZD 2,000 per person. This estimate allows for comfort and exploration, covering meals, accommodation, and activities. Here’s a breakdown of typical daily expenses in Kiwi dollars:
- 🍽️ Meal at a local restaurant: NZD 20 - NZD 30
- ☕ Coffee: NZD 5 - NZD 6
- 🚌 Public transport fare: NZD 3 - NZD 5
- 📱 Prepaid SIM card: NZD 30 - NZD 40
- 🏨 Budget hotel or Airbnb: NZD 80 - NZD 150 per night
Overall, New Zealand is considered to be an average to slightly expensive destination compared to many travelers’ home countries. In comparison, the cost of visiting New Zealand generally aligns closely with Australia, where expenses are similarly leveled, while it tends to be more affordable than the UK. Compared to the United States, travelers may find New Zealand's prices for meals and some entertainment to be higher, especially in tourist hotspots.
Insights for Expats in New Zealand
For expats relocating to New Zealand, typical monthly living costs can vary widely depending on lifestyle and location. On average, expect to pay around NZD 2,500 to NZD 4,000 for rent, groceries, transportation, and entertainment combined. When it comes to financial management, utilizing local banking accounts is advisable; most banks offer a range of services for expats. Credit and debit cards are widely accepted, though it's prudent to carry cash, especially in smaller towns.
When it comes to transferring money, using online services like Wise or OFX often provides better exchange rates and lower fees compared to traditional banks. These platforms can seamlessly facilitate money transfers internationally. Conversely, exchanging currency locally may lead to less favorable rates and transaction fees, making online banking options a smarter choice for managing your finances in New Zealand.
