Revolut United States Rates & Fees
Revolut exchange rates as of . Revolut is not a bank. Fees may apply. Banking services are provided by Lead Bank, Member FDIC. The Revolut USA Prepaid Visa and Prepaid Mastercard are issued by Lead Bank pursuant to licensing by Visa® U.S.A. Inc. and Mastercard International for Mastercard cards. Your funds are FDIC insured up to $250,000 through Lead Bank, Member FDIC, in the event Lead Bank fails. See revolut.com/en-US/ for more details.
TM Withdrawals
Allpoint® Network ATMs
- Allpoint gives you 55,000 ATMs Worldwide.
Other ATMs
- No fee withdrawals for in-net-work ATMs
- Standard Plans will incur a fee of up to 2% of the value of withdrawal for all Out-of-Network ATM withdrawals.
- When you use an ATM outside of the Allpoint® network, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).
Card Purchases
- Zero fee - When purchase is made in a currency with sufficient balance
- Maximum Amount - Up to the available balance in your account
Send Money
Transfers to other Revolut Users:
- No transfer fee
Payments to Bank Accounts outside the Revolut App:
- A fee will apply for transfers to non Revolut Users based on currency and destination
- All fees are disclosed to you in the Revolut App prior to making a transaction.
Foreign Exchange Fees
Whenever you convert currencies with your Revolut account, pricing is simple and transparent:
- Monthly allowance – Standard plan customers whose base currency is USD can exchange up to USD $1,000 at the interbank mid-rate (the real exchange rate) in each monthly billing cycle.
- Fair usage fee – Any amount exchanged above this allowance will incur a 0.5% fee.
- Weekend fee – A 1.0% fee applies outside foreign-exchange-market hours, which run from 5:00 pm on Friday to 6:00 pm on Sunday Eastern Time.
For International Transfers and Non-USD Domestic Transfers, Revolut charges the greater of:
- Up to 5% of the transaction amount; or
- A fixed fee of up to $10.00 for smaller transactions
Standard Plan Subscription
- No fee
Adding money to your Revolut Account
Add money via bank transfer (not including inbound US domestic wire payments):
- No fee
Add money via Domestic Personal Debit Card:
- Revolut will charge a fee of up to 1% of the transaction amount.
Add money via Domestic Personal Credit Card:
- Revolut will charge a fee of up to 3% of the transaction amount.
Cards
First physical Revolut Card:
- No issuance fee (but a delivery fee may apply)
- Standard Delivery: $0.00-$5.00
- Expedited Priority Delivery: $16.99
- Global Express Delivery: $19.99
Virtual Revolut Card:
- First virtual card: no issuance fee
- Additional Virtual Cards: $4.99
Additional or Replacement Revolut Cards:
- You may request additional physical Standard Revolut Cards under the Standard Plan for a fee of $5.00 per card.
Delivery Charges for Revolut Cards
- Standard Delivery: $0.00-$5.00
- Expedited Priority Delivery: $16.99
- Global Express Delivery: $19.99
Revolut is not a bank.
Revolut is not a bank. Fees may apply. Banking services are provided by Lead Bank, Member FDIC. The Revolut USA Prepaid Visa and Prepaid Mastercard are issued by Lead Bank pursuant to licensing by Visa® U.S.A. Inc. and Mastercard International for Mastercard cards. Your funds are FDIC insured up to $250,000 through Lead Bank, Member FDIC, in the event Lead Bank fails. See revolut.com/en-US/ for more details.
Revolut Customer Reviews
Revolut generally receives positive feedback from users, especially for its user-friendly app, competitive exchange rates, and low-cost international spending. Customers appreciate the ease of setting up an account, the ability to hold and exchange multiple currencies, and helpful budgeting features.
Pros highlighted in reviews:
- Intuitive and feature-rich mobile app
- Real-time spending notifications and analytics
- Competitive exchange rates and low fees on currency conversions
- Easy international money transfers
- Virtual and disposable cards for added security
Common complaints include:
- Slow or unresponsive customer support, especially on free plans
- Occasional account freezes due to security checks
- Fees for certain services (e.g. ATM withdrawals beyond limits or weekend FX markups)
Overall, Revolut is well-rated for day-to-day money management and travel, though users seeking traditional banking features or robust customer service may find limitations.
