Revolut Australia Standard-plan fees
- Subscription: A$0.
- AUD transfers to Australian bank accounts: A$0.
- Standard fiat exchange allowance: up to A$2,000 per rolling month.
- Above the allowance during market hours: 0.5%.
- Outside market hours: 1% within the allowance or 1.5% above it.
- ATM allowance: up to A$350 or five withdrawals per rolling month, whichever occurs first.
- ATM use above the allowance: 2%, with a minimum A$1.50 charge; an ATM operator may also charge.
Fees for international and other transfers vary by currency and destination and are shown in the app before confirmation. The first Standard card has no card fee, but a delivery fee applies.
Revolut Payments Australia Pty Ltd states that it holds Australian Financial Services and Credit Licence number 517589. Its terms say eligible AUD deposits are protected under the Australian Financial Claims Scheme up to A$250,000.
Revolut transfer timing and important checks
Transfers between Revolut users are generally instant. For US personal accounts, Revolut says an outbound wire usually takes one business day, ACH can take up to five business days, and outbound SWIFT transfers can take up to two business days.
Timing varies by market and route. Weekends, public holidays, recipient-bank processing, intermediary banks and compliance checks can delay a transfer. Use the estimated arrival shown in the app for the specific payment.
Before confirming:
- check the exchange rate, exchange fee and transfer fee together;
- compare the amount expected to reach the recipient;
- confirm whether intermediary-bank deductions can apply;
- verify the recipient details and currency; and
- read the legal terms for the country where the Revolut account was opened.